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Kotak Crisil-IBX Financial Services 3-6 Months Debt Index FundIndex Fundβ‚Ή11.05as of 2026-08-19
Expense0.12%RiskLow
Kotak MahindraIndex FundIndex Fund14 HoldingsLow
AUM
β‚Ή365 CrAssets Under Management
Expense Ratio
0.12%Very Low Β· Annual fee charged
Top Sector
Debt/CommodityHighest portfolio allocation

🎯Investment Objective

β€œAn open-ended Constant Maturity Index Fund tracking the CRISIL-IBX Financial Services 3-6 Months Debt Index. A relatively low interest rate risk and relatively low credit risk.”

Source: Kotak Crisil-IBX Financial Services 3-6 Months Debt Index Fund scheme information document

πŸ’‘The investment objective is the fund's stated purpose. A fund promising β€œcapital appreciation through equity investments” behaves very differently from one promising β€œregular income through debt instruments.”

AI Summary

indian-fund

Strengths1

  • Expense ratio of 0.12% is below the category median of 0.20%

Concerns0

    Rule-based from financial data. Not advice.

    Asset Allocation

    Fixed Income/Cash96.7%
    Fixed Income/Cash96.7%

    Quarterly comparison data not available.

    The fund holds 97% in cash, above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.

    Asset Allocation - The Single Most Important Investment Decision β†’

    Sector Allocation

    Sector allocation data is not available for this fund.

    Holdings-Based Style Box

    Value
    Blend
    Growth
    Large
    Mid
    Small

    This fund sits in the Mid-Blend quadrant based on its holdings characteristics.

    The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) β€” offering a balance of growth potential and relative stability. The β€˜Blend’ position means the portfolio mixes both value and growth stocks β€” a balanced approach.

    πŸ“– What do Large/Mid/Small Cap mean? β†’

    Key Metrics

    AUM
    β‚Ή365 CrCategory avg: β‚Ή5,000 Cr
    ⚠Smaller fund
    πŸ’‘ A smaller fund with β‚Ή365 Cr in assets. Smaller funds may face higher impact costs but can be more nimble in small/mid-cap strategies.
    Expense Ratio
    0.12%Category avg: 0.82%
    βœ“Below average
    πŸ’‘ This fund charges less than most peers. On a β‚Ή10L investment, you save ~β‚Ή7,000/year vs. the average fund.
    Alpha
    Data not available
    Beta
    -0.10Category avg: 1.00
    βœ“Below average
    πŸ’‘ Less volatile than the market. When Nifty falls 10%, this fund historically falls ~-1.0%.
    Sharpe Ratio
    2.72Category avg: 0.80
    βœ“Below average
    πŸ’‘ Good risk-adjusted returns β€” earning 2.72 units of return for every unit of risk taken.
    Std Deviation
    4.1%Category avg: 14%
    βœ“Below average
    πŸ’‘ Less volatile than peers β€” returns are more predictable.
    Max Drawdown
    Data not available

    Fund DNA

    Fund DNA analysis is not available yet, data enrichment pending.

    Portfolio Holdings14 positions

    πŸ’‘Reading the Holdings Table

    The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves, increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

    πŸ“– Learn: Diversification & Asset Allocation β†’
    #CompanySectorAllocationWeight (%)3M Change
    10.078ICRA AAA
    		12.3%-
    20.0737CRISIL AAA
    		12.2%-
    3CDCRISIL A1+
    		12.0%-
    40.0812CRISIL AAA
    		7.7%-
    50.0778CRISIL AAA
    		7.7%-
    60.0797CRISIL AAA
    		7.7%-
    70.0601CRISIL AAA
    		7.6%-
    8CPCRISIL A1+
    		7.5%-
    9CDCRISIL A1+
    		4.5%-
    10CPCRISIL A1+
    		4.5%-

    Holdings Overlap with Your Portfolio

    Checking for overlaps...

    Investment Calculator

    Estimate future value based on Kotak Crisil-IBX Financial Services 3-6 Months Debt Index Fund's historical returns

    1102030
    Invested
    β‚Ή6.00 L
    Est. Value
    β‚Ή8.25 L
    Wealth
    β‚Ή2.25 L
    1.4Γ— in 5yr
    Growth ProjectionKotak Crisil-IBX F… vs NIFTY 50

    ⚠️ Important Disclaimer

    This projection uses past returns (12% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

    πŸ’‘ Why SIP works: Investing β‚Ή10,000/month uses rupee cost averaging, buying more units when markets dip. Over 5 years, this smooths out volatility.

    πŸ“– SIP Β· πŸ“– XIRR Β· πŸ“– RCA

    Returns

    1M3M6M1Y3Y CAGR5Y CAGR
    +0.6833588453968975%+2.948657033455371%----

    Performance

    This chart shows the fund's NAV growth over time.

    What is CAGR and how is return calculated? β†’

    πŸ‘€Fund Manager

    Fund manager information is not available for this fund.

    All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.