Liquidity

What is Cash Ratio?

The cash ratio is the most conservative liquidity measure — showing only cash and cash equivalents relative to current liabilities, ignoring receivables and inventory.

Formula

Cash Ratio = Cash & Cash Equivalents ÷ Current Liabilities

How to Interpret

Shows the ability to pay off debts immediately without selling anything. Very conservative; most companies have ratios well below 1.

Typical Ranges

0.2-0.5 for most companies. Above 1.0 may indicate excess idle cash.

Learn More in the Academy

Find Stocks Using This Metric

Use the Equiscale Stock Screener to filter Indian stocks by Cash Ratio.

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