Mutual Fund Structure

What is Close-Ended Fund?

A close-ended mutual fund issues a fixed number of units during its NFO (New Fund Offer) period and has a defined maturity date. After the NFO, new investors can only buy units on the stock exchange if listed, and the fund does not accept new subscriptions or redemptions until maturity.

Formula

Market Price may differ from NAV — units trade on the exchange at a premium or discount.

How to Interpret

Close-ended funds lock in your capital for a fixed period (typically 3-5 years). This gives the fund manager stability to invest without worrying about redemption pressure. However, if you need to exit early, you must sell on the exchange — often at a discount to NAV. Historically, close-ended funds in India have not consistently outperformed open-ended peers.

Typical Ranges

Suitable only for investors who can commit capital for the full lock-in period and do not need interim liquidity.

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