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Equiscale · Syntellia LLC
Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide. The company operates in Brokerage and Risk Management segments. Its Brokerage segment offers retail and wholesale insurance and reinsurance brokerage services; assists retail brokers and other non-affiliated brokers in the placement of specialized and hard-to-place insurance; and acts as a brokerage wholesaler, managing general agent, and managing general underwriter for distributing specialized insurance coverages to underwriting enterprises. This segment performs activities, including marketing, underwriting, issuing policies, collecting premiums, appointing and supervising other agents, paying claims, and negotiating reinsurance; and offers services in the areas of insurance and reinsurance placement, risk of loss management, and management of employer sponsored benefit programs. The Risk Management segment provides contract claim settlement and administration services; and claims management, loss control consulting, and insurance property appraisal services. The company offers its services through a network of correspondent brokers and consultants. It serves commercial, industrial, public, religious, and nonprofit entities, as well as underwriting enterprises. The company was founded in 1927 and is headquartered in Rolling Meadows, Illinois.
Rule-based from financial data. Not advice.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $13.9B | $3.6B | $1.5B | $1.8B | 6.4% | 20.7% | 2.1% |
| 2024 | $11.6B | $3.1B | $1.5B | $2.4B | 7.3% | 14.7% | 50.8% |
| 2023 | $10.1B | $2.2B | $970M | $1.8B | 9.0% | 17.8% | -12.9% |
| 2022 | $8.6B | $2.2B | $1.1B | $1.2B | 12.2% | - | - |
| 2021 | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 8,550.60 | 10,072 | 11,555 | 13,942 |
| Operating Revenue | - | 7,928.10 | 9,378 | 10,774 | 12,988 |
| Cost Of Revenue | - | 4,953.20 | 5,826 | 6,676 | 8,006 |
| Gross Profit | - | 3,597.40 | 4,246 | 4,879 | 5,936 |
| Operating Expense | - | 1,930.50 | 2,386 | 2,597 | 3,380 |
| Total Expenses | - | 6,883.70 | 8,212 | 9,273 | 11,386 |
| Operating Income | - | 1,666.90 | 1,860 | 2,282 | 2,556 |
| EBITDA | - | 2,183.50 | 2,179 | 3,099 | 3,632 |
| Normalized EBITDA | - | 2,266.50 | 2,557 | 3,125 | 3,678 |
| EBIT | - | 1,583.90 | 1,482 | 2,256 | 2,510 |
| Interest Expense | - | 256.90 | 297 | 381 | 639 |
| Net Interest Income | - | -256.90 | -297 | -381 | -639 |
| Other Income Expense | - | -83 | -378 | -26 | -46 |
| Interest Expense Non Operating | - | 256.90 | 297 | 381 | 639 |
| Net Non Operating Interest Income Expense | - | -256.90 | -297 | -381 | -639 |
| Pretax Income | - | 1,327 | 1,185 | 1,875 | 1,871 |
| Tax Provision | - | 211 | 219 | 404 | 368 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | -13.20 | -69.93 | -5.60 | -9.05 |
| Net Income Continuous Operations | - | 1,116 | 966 | 1,471 | 1,503 |
| Net Income From Continuing And Discontinued Operation | - | 1,114.20 | 970 | 1,463 | 1,494 |
| Net Income From Continuing Operation Net Minority Interest | - | 1,114.20 | 970 | 1,463 | 1,494 |
| Net Income | - | 1,114.20 | 970 | 1,463 | 1,494 |
| Net Income Common Stockholders | - | 1,114.20 | 970 | 1,463 | 1,494 |
| Net Income Including Noncontrolling Interests | - | 1,116 | 966 | 1,471 | 1,503 |
| Normalized Income | - | 1,184 | 1,278.07 | 1,483.40 | 1,530.95 |
| Diluted NI Availto Com Stockholders | - | 1,114.20 | 970 | 1,463 | 1,494 |
| Basic Average Shares | - | 210.33 | 214.93 | 220.50 | 256.15 |
| Diluted Average Shares | - | 214.67 | 219.36 | 224.97 | 260.13 |
| Reconciled Depreciation | - | 599.60 | 697 | 843 | 1,122 |
| Reconciled Cost Of Revenue | - | 4,953.20 | 5,826 | 6,676 | 8,006 |
| Total Unusual Items | - | -83 | -378 | -26 | -46 |
| Total Unusual Items Excluding Goodwill | - | -83 | -378 | -26 | -46 |
| Minority Interests | - | -1.80 | 4 | -8 | -9 |
| Special Income Charges | - | -83 | -378 | -26 | -46 |
| Gain On Sale Of Business | 18.90 | 13 | - | - | - |
| Other Special Charges | 16.20 | - | - | - | - |
| Restructuring And Mergern Acquisition | - | 83 | 378 | 26 | 46 |
| Depreciation Amortization Depletion Income Statement | - | 599.60 | 697 | 843 | 1,122 |
| Depreciation And Amortization In Income Statement | - | 599.60 | 697 | 843 | 1,122 |
| Total Other Finance Cost | 226.10 | 256.90 | - | - | - |
| Other Operating Expenses | - | 1,330.90 | 1,689 | 1,754 | 2,258 |
| Amortization | - | 454.90 | 532 | 665 | 916 |
| Amortization Of Intangibles Income Statement | - | 454.90 | 532 | 665 | 916 |
| Depreciation Income Statement | - | 144.70 | 165 | 178 | 206 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Arthur J. Gallagher & Co.this co. | AJG | $54.2B | 36.29↑ premium | 2.32 | 6.4% | 18.26 |
| The Travelers Companies, Inc. | TRV | $62.4B | 10.00 | 1.90 | 19.0% | - |
| Truist Financial Corporation | TFC | $61.3B | 11.55 | 1.02 | 8.8% | - |
| Aflac Incorporated | AFL | $58.7B | 16.09 | 1.99 | 12.4% | - |
| The Allstate Corporation | ALL |
| - |
| - |
| - |
| - |
| - |
| - |
| $54.3B |
| 5.28 |
| 1.90 |
| 35.9% |
| - |
| MetLife, Inc. | MET | $53.7B | 15.89 | 1.89 | 11.9% | - |
| Nasdaq, Inc. | NDAQ | $50.0B | 27.98 | 4.09 | 14.6% | 18.81 |
| Fifth Third Bancorp | FITB | $46.9B | 18.61 | 2.35 | 12.6% | - |
| State Street Corporation | STT | $45.0B | 15.30 | 1.86 | 12.1% | - |
| Peer Median | - | 15.59 | 1.90 | 12.5% | 18.81 | |
Historically, Aug has averaged the highest return (+3.9%); Dec the lowest (-3.1%).
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -3.6%Negative MonthJan 2026: -3.64% | -8.5%Negative MonthFeb 2026: -8.49% | -5.1%Negative MonthMar 2026: -5.09% | -4.7%Negative MonthApr 2026: -4.70% | -2.6%Negative MonthMay 2026: -2.56% | +14.2%Positive MonthJun 2026: +14.15% | +8.6%Positive MonthJul 2026: +8.65% | +3.2%*Positive MonthAug 2026: +3.22% | — | — | — | — |
| 2025 | +6.3%Positive MonthJan 2025: +6.33% | +11.9%Positive MonthFeb 2025: +11.90% | +2.2%Positive MonthMar 2025: +2.22% | -7.1%Negative MonthApr 2025: -7.11% | +8.3%Positive MonthMay 2025: +8.34% | -7.9%Negative MonthJun 2025: -7.86% | -10.3%Negative MonthJul 2025: -10.27% | +5.4%Positive MonthAug 2025: +5.40% | +2.3%Positive MonthSep 2025: +2.31% | -19.5%Negative MonthOct 2025: -19.45% | -0.7%Neutral MonthNov 2025: -0.75% | +4.5%Positive MonthDec 2025: +4.51% |
| 2024 | +3.2%Positive MonthJan 2024: +3.24% | +5.1%Positive MonthFeb 2024: +5.07% | +2.5%Positive MonthMar 2024: +2.50% | -6.1%Negative MonthApr 2024: -6.14% | +7.9%Positive MonthMay 2024: +7.94% | +2.4%Positive MonthJun 2024: +2.36% | +9.3%Positive MonthJul 2024: +9.32% | +3.2%Positive MonthAug 2024: +3.20% | -3.8%Negative MonthSep 2024: -3.83% | -0.1%Neutral MonthOct 2024: -0.06% | +11.0%Positive MonthNov 2024: +11.04% | -9.1%Negative MonthDec 2024: -9.09% |
| 2023 | +3.8%Positive MonthJan 2023: +3.81% | -4.3%Negative MonthFeb 2023: -4.28% | +2.1%Positive MonthMar 2023: +2.11% | +8.8%Positive MonthApr 2023: +8.76% | -3.7%Negative MonthMay 2023: -3.72% | +9.6%Positive MonthJun 2023: +9.60% | -2.2%Negative MonthJul 2023: -2.17% | +7.3%Positive MonthAug 2023: +7.30% | -1.1%Neutral MonthSep 2023: -1.11% | +3.3%Positive MonthOct 2023: +3.32% | +5.7%Positive MonthNov 2023: +5.74% | -9.7%Negative MonthDec 2023: -9.69% |
| 2022 | -6.9%Negative MonthJan 2022: -6.91% | +0.2%Neutral MonthFeb 2022: +0.16% | +10.4%Positive MonthMar 2022: +10.37% | -3.5%Negative MonthApr 2022: -3.50% | -3.9%Negative MonthMay 2022: -3.89% | +0.7%Neutral MonthJun 2022: +0.68% | +9.8%Positive MonthJul 2022: +9.78% | +1.4%Neutral MonthAug 2022: +1.44% | -5.7%Negative MonthSep 2022: -5.70% | +9.3%Positive MonthOct 2022: +9.26% | +6.4%Positive MonthNov 2022: +6.43% | -5.3%Negative MonthDec 2022: -5.31% |
| 2021 | — | — | — | — | +1.1%Neutral MonthMay 2021: +1.15% | -4.5%Negative MonthJun 2021: -4.45% | -0.5%Neutral MonthJul 2021: -0.55% | +3.1%Positive MonthAug 2021: +3.09% | +3.5%Positive MonthSep 2021: +3.50% | +12.8%Positive MonthOct 2021: +12.80% | -2.8%Negative MonthNov 2021: -2.84% | +4.2%Positive MonthDec 2021: +4.16% |
| Avg±SD |
Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation — the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.
This aggregates every month by calendar position — all Januaries together, all Februaries together, and so on — to show whether a given month has leaned positive or negative historically. ‘Simple’ counts each month as +1 or −1. ‘Weighted’ gives larger moves more influence: +2 above +10%, −2 below −10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations — read it as a historical tendency, not a reliable seasonal pattern.
This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.
Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen — at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in “Average from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.
