Educational research on US and Indian equities, ETFs, mutual funds and crypto, with screeners and a free investing academy.
All data is for educational purposes only and should not be considered investment advice.
Equiscale is operated by Syntellia LLC, a Delaware limited liability company.
© 2026 Syntellia LLC. All rights reserved.
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
Rule-based from financial data. Not advice.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 5 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $704M | - | $228M | $256M | 33.1% | 31.6% | 4.9% |
| 2024 | $535M | - | $218M | $203M | 27.5% | 17.2% | 13.1% |
| 2023 | $456M | - | $192M | $174M | 23.8% | 28.7% | 47.7% |
| 2022 | $355M | - | $130M | $114M | 18.8% | - | - |
| 2021 | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2025 |
|---|---|
| Total Revenue | 703.84 |
| Operating Revenue | 703.84 |
| Selling General And Administration | 158.34 |
| Interest Income | 551.37 |
| Interest Expense | 175.86 |
| Net Interest Income | 375.51 |
| Pretax Income | 303.04 |
| Tax Provision | 74.82 |
| Tax Rate For Calcs | 0 |
| Tax Effect Of Unusual Items | -0.49 |
| Net Income Continuous Operations | 228.21 |
| Net Income From Continuing And Discontinued Operation | 228.21 |
| Net Income From Continuing Operation Net Minority Interest | 228.21 |
| Net Income | 228.21 |
| Net Income Common Stockholders | 228.21 |
| Net Income Including Noncontrolling Interests | 228.21 |
| Normalized Income | 229.72 |
| Diluted NI Availto Com Stockholders | 228.21 |
| Basic Average Shares | 45.77 |
| Diluted Average Shares | 46.42 |
| Reconciled Depreciation | 4.65 |
| Total Unusual Items | -2 |
| Total Unusual Items Excluding Goodwill | -2 |
| Net Income Discontinuous Operations | - |
| Special Income Charges | -2 |
| Other Special Charges | 2 |
| Write Off | - |
| Gain On Sale Of Security | 0 |
| Depreciation Amortization Depletion Income Statement | 4.65 |
| Depreciation And Amortization In Income Statement | 4.65 |
| General And Administrative Expense | 158.34 |
| Other Gand A | - |
| Salaries And Wages | 142.55 |
| Insurance And Claims | 9.32 |
| Rent Expense Supplemental | 6.47 |
| Rent And Landing Fees | 6.47 |
| Amortization | - |
| Amortization Of Intangibles Income Statement | - |
| Occupancy And Equipment | - |
| Depreciation Income Statement | 4.65 |
| Professional Expense And Contract Services Expense | 10.83 |
| Other Non Interest Expense | 47.29 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| The Bancorp, Inc.this co. | TBBK | $2.2B | 9.77↓ discount | 3.23 | 33.1% | - |
| SiriusPoint Ltd. | SPNT | $2.5B | 5.38 | 1.09 | 20.2% | - |
| First Bancorp | FBNC | $2.5B | 22.27 | 1.49 | 6.7% | - |
| NBT Bancorp Inc. | NBTB | $2.4B | 14.27 | 1.27 | 8.9% | - |
| The Western Union Company | WU | $2.4B | 4.82 |
| - |
| - |
| - |
| - |
| - |
| 2.52 |
| 52.2% |
| 4.15 |
| Beacon Financial Corporation | BBT | $2.4B | 26.55 | 0.96 | 3.6% | - |
| Banner Corporation | BANR | $2.2B | 11.23 | 1.13 | 10.0% | - |
| Merchants Bancorp | MBIN | $2.2B | 10.02 | 1.27 | 12.6% | - |
| Hilltop Holdings Inc. | HTH | $2.2B | 13.12 | 1.00 | 7.6% | - |
| Peer Median | - | 12.18 | 1.20 | 9.5% | 4.15 | |