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Chain Bridge Bancorp, Inc. operates as a bank holding company for Chain Bridge Bank, N.A. that provides a range of commercial and personal banking services in the United States. The company offers deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trust and estate administration, wealth management, noninterest and interest-bearing checking, money market accounts, residential loans, and asset custody. It also provides other account related services, such as wire transfers, safety deposit box rentals, and lockbox; and mobile deposits, ACH, and bill payment services. Chain Bridge Bancorp, Inc. was incorporated in 2006 and is headquartered in McLean, Virginia.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $55M | - | $20M | $11M | 12.0% | 3.3% | -3.4% |
| 2024 | $53M | - | $21M | $22M | 14.5% | 76.4% | 137.2% |
| 2023 | $30M | - | $9M | $13M | 10.6% | 3.5% | 6.6% |
| 2022 | $29M | - | $8M | $17M | 12.0% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total Revenue | 29.21 | 30.22 | 53.31 | 55.06 |
| Pretax Income | 10.16 | 10.91 | 26.27 | 25.42 |
| Tax Provision | 1.88 | 2.08 | 5.32 | 5.18 |
| Net Income | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income Common Stockholders | 8.28 | 8.83 | 20.95 | 20.24 |
| Interest Expense | 1.28 | 4.05 | 3.70 | 4.34 |
| Interest Income | 27.38 | 31.79 | 48.08 | 55.84 |
| Selling General And Administration | 12.71 | 13.78 | 17.65 | 19.80 |
| Normalized Income | 8.28 | 8.83 | 20.95 | 20.24 |
| Basic EPS | 1.29 | 1.38 | 4.17 | 0 |
| Diluted EPS | 1.29 | 1.38 | 4.17 | 0 |
| Tax Effect Of Unusual Items | 0 | 0 | 0 | 0 |
| Tax Rate For Calcs | 0.19 | 0.19 | 0.20 | 0.20 |
| Net Income From Continuing Operation Net Minority Interest | 8.28 | 8.83 | 20.95 | 20.24 |
| Reconciled Depreciation | 0.50 | 0.49 | 0.49 | 0.47 |
| Net Interest Income | 26.10 | 27.74 | 44.37 | 51.50 |
| Net Income From Continuing And Discontinued Operation | 8.28 | 8.83 | 20.95 | 20.24 |
| Diluted Average Shares | 6.42 | 6.42 | 5.02 | 0 |
| Basic Average Shares | 6.42 | 6.42 | 5.02 | 0 |
| Diluted NI Availto Com Stockholders | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income Including Noncontrolling Interests | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income Continuous Operations | 8.28 | 8.83 | 20.95 | 20.24 |
| Gain On Sale Of Security | 0 | -1.19 | 0.28 | 0.07 |
| Selling And Marketing Expense | 0.19 | 0.24 | 0.31 | 0 |
| General And Administrative Expense | 12.52 | 13.54 | 17.65 | 19.80 |
| Insurance And Claims | 0.97 | 0.81 | 1.09 | 1.46 |
| Salaries And Wages | 11.54 | 12.73 | 16.56 | 18.34 |
| Operating Revenue | 29.21 | 30.22 | 53.31 | 55.06 |
| Occupancy And Equipment | 0.93 | 0.94 | 0.98 | 1.07 |
| Professional Expense And Contract Services Expense | 1.37 | 0.91 | 3.16 | 3.15 |
| Other Non Interest Expense | 3.22 | 3.86 | 5.05 | 6.04 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Chain Bridge Bancorp, Inc.this co. | CBNA | $243M | 11.18↑ premium | 1.43 | 12.0% | - |
| First National Corporation | FXNC | $253M | 14.26 | 1.35 | 9.5% | - |
| C&F Financial Corporation | CFFI | $249M | 8.81 | 0.94 | 10.2% | - |
| Ames National Corporation | ATLO | $248M | 11.57 | 1.19 | 9.2% | - |
| Kingstone Companies, Inc. | KINS |
| $245M |
| 5.89 |
| 1.99 |
| 33.2% |
| 4.55 |
| Princeton Bancorp, Inc. | BPRN | $242M | 12.49 | 0.88 | 6.9% | - |
| First United Corporation | FUNC | $239M | 9.50 | 1.17 | 12.0% | - |
| Security National Financial Corporation | SNFCA | $238M | 7.63 | 0.58 | 7.8% | 4.28 |
| Hawthorn Bancshares, Inc. | HWBK | $232M | 9.82 | 1.33 | 13.7% | - |
| Peer Median | - | 9.66 | 1.18 | 9.9% | 4.42 | |