Loading…
Chain Bridge Bancorp, Inc. operates as a bank holding company for Chain Bridge Bank, N.A. that provides a range of commercial and personal banking services in the United States. The company offers deposits, treasury management, payments, loans, commercial lending, residential mortgage financing, consumer loans, trust and estate administration, wealth management, noninterest and interest-bearing checking, money market accounts, residential loans, and asset custody. It also provides other account related services, such as wire transfers, safety deposit box rentals, and lockbox; and mobile deposits, ACH, and bill payment services. Chain Bridge Bancorp, Inc. was incorporated in 2006 and is headquartered in McLean, Virginia.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $55M | - | $20M | $11M | 12.0% | 3.3% | -3.4% |
| 2024 | $53M | - | $21M | $22M | 14.5% | 76.4% | 137.2% |
| 2023 | $30M | - | $9M | $13M | 10.6% | 3.5% | 6.6% |
| 2022 | $29M | - | $8M | $17M | 12.0% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total Revenue | 29.21 | 30.22 | 53.31 | 55.06 |
| Operating Revenue | 29.21 | 30.22 | 53.31 | 55.06 |
| Selling General And Administration | 12.71 | 13.78 | 17.65 | 19.80 |
| Interest Income | 27.38 | 31.79 | 48.08 | 55.84 |
| Interest Expense | 1.28 | 4.05 | 3.70 | 4.34 |
| Net Interest Income | 26.10 | 27.74 | 44.37 | 51.50 |
| Pretax Income | 10.16 | 10.91 | 26.27 | 25.42 |
| Tax Provision | 1.88 | 2.08 | 5.32 | 5.18 |
| Tax Rate For Calcs | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | 0 | 0 | 0 | 0 |
| Net Income Continuous Operations | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income From Continuing And Discontinued Operation | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income From Continuing Operation Net Minority Interest | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income Common Stockholders | 8.28 | 8.83 | 20.95 | 20.24 |
| Net Income Including Noncontrolling Interests | 8.28 | 8.83 | 20.95 | 20.24 |
| Normalized Income | 8.28 | 8.83 | 20.95 | 20.24 |
| Diluted NI Availto Com Stockholders | 8.28 | 8.83 | 20.95 | 20.24 |
| Basic Average Shares | 6.42 | 6.42 | 5.02 | 6.56 |
| Diluted Average Shares | 6.42 | 6.42 | 5.02 | 6.56 |
| Reconciled Depreciation | 0.50 | 0.49 | 0.49 | 0.47 |
| Gain On Sale Of Security | 0 | -1.19 | 0.28 | 0.07 |
| General And Administrative Expense | 12.52 | 13.54 | 17.65 | 19.80 |
| Salaries And Wages | 11.54 | 12.73 | 16.56 | 18.34 |
| Insurance And Claims | 0.97 | 0.81 | 1.09 | 1.46 |
| Selling And Marketing Expense | 0.19 | 0.24 | 0.31 | - |
| Occupancy And Equipment | 0.93 | 0.94 | 0.98 | 1.07 |
| Professional Expense And Contract Services Expense | 1.37 | 0.91 | 3.16 | 3.15 |
| Other Non Interest Expense | 3.22 | 3.86 | 5.05 | 6.04 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Chain Bridge Bancorp, Inc.this co. | CBNA | $239M | 11.80↑ premium | 1.41 | 12.0% | - |
| Security National Financial Corporation | SNFCA | $245M | 7.62 | 0.60 | 7.8% | - |
| Hawthorn Bancshares, Inc. | HWBK | $244M | 10.26 | 1.40 | 13.7% | - |
| Octave Specialty Group, Inc. | OSG | $244M | -0.93 | 0.34 | -36.6% | - |
| C&F Financial Corporation | CFFI |
| $237M |
| 8.83 |
| 0.90 |
| 10.3% |
| - |
| Princeton Bancorp, Inc. | BPRN | $236M | 12.67 | 0.87 | 6.9% | - |
| LCNB Corp. | LCNB | $235M | 10.18 | 0.86 | 8.4% | - |
| Medallion Financial Corp. | MFIN | $230M | 4.93 | 0.56 | 11.4% | - |
| Virginia National Bankshares Corporation | VABK | $229M | 11.89 | 1.24 | 10.5% | - |
| Peer Median | - | 9.50 | 0.87 | 9.3% | - | |