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Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family residential mortgage loans, and home equity loans and lines of credit; loans to individuals, builders, or developers for the construction of multi-family residential buildings or commercial real estate, or for the construction or renovation of one- to four-family residences; overdraft lines of credit; and personal loans, as well as engages in the investment activities. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
Rule-based from financial data. Not advice.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 5 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $154M | - | $26M | $21M | 3.5% | 9.5% | -130.1% |
| 2024 | $141M | - | $-87M | $43M | -11.5% | -21.3% | -312.4% |
| 2023 | $179M | - | $41M | $68M | 4.7% | -15.2% | -39.6% |
| 2022 | $211M | - | $68M | $78M | 7.6% | - | - |
| 2021 | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2025 |
|---|---|
| Total Revenue | 154 |
| Operating Revenue | 154 |
| Selling General And Administration | 80.01 |
| Interest Income | 324.48 |
| Interest Expense | 189.53 |
| Net Interest Income | 134.94 |
| Pretax Income | 31 |
| Tax Provision | 4.92 |
| Tax Rate For Calcs | 0 |
| Tax Effect Of Unusual Items | 0 |
| Net Income Continuous Operations | 26.08 |
| Net Income From Continuing And Discontinued Operation | 26.08 |
| Net Income From Continuing Operation Net Minority Interest | 26.08 |
| Net Income | 26.08 |
| Net Income Common Stockholders | 26.08 |
| Net Income Including Noncontrolling Interests | 26.08 |
| Normalized Income | 26.08 |
| Diluted NI Availto Com Stockholders | 26.08 |
| Basic Average Shares | 62.51 |
| Diluted Average Shares | 62.72 |
| Reconciled Depreciation | 4.88 |
| Total Unusual Items | 0 |
| Total Unusual Items Excluding Goodwill | 0 |
| Special Income Charges | 0 |
| Impairment Of Capital Assets | 0 |
| Restructuring And Mergern Acquisition | - |
| Gain On Sale Of Security | 0 |
| General And Administrative Expense | 78.14 |
| Salaries And Wages | 72.22 |
| Insurance And Claims | 5.91 |
| Selling And Marketing Expense | 1.88 |
| Occupancy And Equipment | 27.23 |
| Other Non Interest Expense | 13.39 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Kearny Financial Corp.this co. | KRNY | $518M | 19.86↑ premium | 0.69 | 3.5% | - |
| Bridgewater Bancshares, Inc. | BWB | $532M | 11.54 | 1.18 | 10.2% | - |
| Capital Bancorp, Inc. | CBNK | $531M | 9.29 | 1.32 | 14.2% | - |
| Flushing Financial Corporation | FFIC | $524M | 27.76 | 0.74 | 2.7% | - |
| Better Home & Finance Holding Company | BETR |
| - |
| - |
| - |
| - |
| - |
| $521M |
| -3.14 |
| 14.01 |
| -446.1% |
| -7.65 |
| Chaince Digital Holdings Inc. | CD | $517M | -101.45 | 11.75 | -11.6% | -131.93 |
| Home Bancorp, Inc. | HBCP | $513M | 11.14 | 1.18 | 10.6% | - |
| Sierra Bancorp | BSRR | $509M | 12.02 | 1.39 | 11.6% | - |
| LendingTree, Inc. | TREE | $506M | 3.34 | 1.76 | 52.8% | 8.33 |
| Peer Median | - | 10.21 | 1.36 | 10.4% | -7.65 | |