Parke Bancorp, Inc.

PKBK

Financial ServicesSmall CapUS Equities · NYSE / NASDAQ

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Company Profile

Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. Its accepts various deposit products, including checking, savings, money market, time, and other traditional deposit services, as well as individual retirement accounts and certificates of deposit. The company's loan portfolio consists of residential, commercial real estate, construction, commercial and industry, and consumer loans. It also offers debit cards, internet banking, and online bill payment services. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.

Valuation

Market Cap$356M

Current Price$30.05

P/E Ratio8.59

P/B Ratio1.05

EV / EBITDA-

EV / Sales4.73

Profitability

Operating Margin-

Net Profit Margin47.3%

EBITDA Margin-

Returns

ROE11.6%

ROCE-

ROIC %-

ROA1.7%

Solvency

Current Ratio-

Debt / Equity0.44

Debt / Assets0.06

CFO / Net Profit1.05

Price History▲ 59.33% over 1Y

Technical Chart

Historical Performance Charts

5-year financial trends. Figures in USD millions.

Revenue vs Net Profit (5Y)

Free Cash Flow vs Operating Cash Flow (5Y)

Operating Margin % (5Y)

No margin data.

Growth Summary

Latest fiscal year: 2025

Revenue$80M▲ 26.8%

EBITDA-

Net Profit$38M▲ 37.3%

Cash from Ops (CFO)$40M

Free Cash Flow (FCF)$39M

Revenue CAGR 3Y-

Revenue CAGR 5Y-

Net Profit CAGR 3Y-

Net Profit CAGR 5Y-

Historical Growth

Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)

Year	Revenue	EBITDA	Net Profit	FCF	ROE	Rev Growth 1Y	NP Growth 1Y
2025	$80M	-	$38M	$39M	11.6%	26.8%	37.3%
2024	$63M	-	$28M	$35M	9.2%	-11.1%	-3.3%
2023	$71M	-	$28M	$23M	10.0%	-13.2%	-31.9%
2022	$82M	-	$42M	$43M	15.7%	-	-

Financial Statements

Income statement, balance sheet, and cash flow as reported

Consolidated Figures in USD Millions.

Metric	2022	2023	2024	2025
Total Revenue	81.71	70.91	63.01	79.86
Pretax Income	56.08	37.69	36.30	49.41
Tax Provision	14.25	9.23	8.79	11.63
Net Income	41.82	28.46	27.51	37.77
Net Income Common Stockholders	41.80	28.44	27.49	37.76
Interest Expense	14.16	48.49	66.41	66.22
Interest Income	87.48	112.70	125.11	142.68
Selling General And Administration	11.88	13.63	14.07	14.76
Normalized Income	41.58	28.43	27.51	37.77
Basic EPS	3.51	2.38	2.30	3.20
Diluted EPS	3.44	2.35	2.27	3.16
Tax Effect Of Unusual Items	0.08	0.01	0	0
Tax Rate For Calcs	0.25	0.24	0.24	0.24
Total Unusual Items	0.33	0.04	0	0
Total Unusual Items Excluding Goodwill	0.33	0.04	0	0
Net Income From Continuing Operation Net Minority Interest	41.82	28.46	27.51	37.77
Reconciled Depreciation	0.65	0.46	0.57	0.51
Net Interest Income	73.33	64.21	58.71	76.46
Net Income From Continuing And Discontinued Operation	41.82	28.46	27.51	37.77
Diluted Average Shares	12.18	12.14	12.14	11.97
Basic Average Shares	11.92	11.95	11.95	11.79
Diluted NI Availto Com Stockholders	41.82	28.46	27.51	37.77
Average Dilution Earnings	0.03	0.03	0.02	0.02
Preferred Stock Dividends	0.03	0.03	0.02	0.02
Minority Interests	0	0	0	0
Net Income Including Noncontrolling Interests	41.82	28.46	27.51	37.77
Net Income Continuous Operations	41.82	28.46	27.51	37.77
General And Administrative Expense	11.88	13.63	14.07	14.76
Other Gand A	0	0	0	0
Insurance And Claims	1.05	1.29	1.31	1.45
Salaries And Wages	10.84	12.34	12.77	13.31
Operating Revenue	81.71	70.91	63.01	79.86
Occupancy And Equipment	2.52	2.60	2.60	2.76
Professional Expense And Contract Services Expense	2.25	2.33	2.73	3.43
Other Non Interest Expense	7.18	16.70	6.58	7.02

Peer Comparison

Financial Services sector peers, ranked by market cap

Company	Ticker	Market Cap	P/E	P/B	ROE	EV/EBITDA
Parke Bancorp, Inc.this co.	PKBK	$356M	8.59	1.05	11.6%	-
Farmers & Merchants Bancorp, Inc.	FMAO	$367M	10.18	0.97	9.0%	-
Regional Management Corp.	RM	$362M	8.66	0.99	11.9%	12.88
Primis Financial Corp.	FRST	$361M	7.68	0.85	-4.4%	-
Plumas Bancorp	PLBC	$355M

Learn while you research

Hand-picked academy chapters to deepen your understanding of Parke Bancorp, Inc. and the metrics that matter.

01 Stock Valuation BasicsHow to think about what a fair price for a stock looks like.7 min read 02 Value Investing

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Year

Revenue

EBITDA

Net Profit

FCF

ROE

Rev Growth 1Y

NP Growth 1Y

2025

$80M

$38M

$39M

11.6%

26.8%

37.3%

2024

$63M

$28M

$35M

9.2%

-11.1%

-3.3%

2023

$71M

$28M

$23M

10.0%

-13.2%

-31.9%

2022

$82M

$42M

$43M

15.7%

Metric

2022

2023

2024

2025

Total Revenue

81.71

70.91

63.01

79.86

Pretax Income

56.08

37.69

36.30

49.41

Tax Provision

14.25

9.23

8.79

11.63

Net Income

41.82

28.46

27.51

37.77

Net Income Common Stockholders

41.80

28.44

27.49

37.76

Interest Expense

14.16

48.49

66.41

66.22

Interest Income

87.48

112.70

125.11

142.68

Selling General And Administration

11.88

13.63

14.07

14.76

Normalized Income

41.58

28.43

27.51

37.77

Basic EPS

3.51

2.38

2.30

3.20

Diluted EPS

3.44

2.35

2.27

3.16

Tax Effect Of Unusual Items

0.08

0.01

Tax Rate For Calcs

0.25

0.24

Total Unusual Items

0.33

0.04

Total Unusual Items Excluding Goodwill

0.33

0.04

Net Income From Continuing Operation Net Minority Interest

41.82

28.46

27.51

37.77

Reconciled Depreciation

0.65

0.46

0.57

0.51

Net Interest Income

73.33

64.21

58.71

76.46

Net Income From Continuing And Discontinued Operation

41.82

28.46

27.51

37.77

Diluted Average Shares

12.18

12.14

11.97

Basic Average Shares

11.92

11.95

11.79

Diluted NI Availto Com Stockholders

41.82

28.46

27.51

37.77

Average Dilution Earnings

0.03

0.02

Preferred Stock Dividends

0.03

0.02

Minority Interests

Net Income Including Noncontrolling Interests

41.82

28.46

27.51

37.77

Net Income Continuous Operations

41.82

28.46

27.51

37.77

General And Administrative Expense

11.88

13.63

14.07

14.76

Other Gand A

Insurance And Claims

1.05

1.29

1.31

1.45

Salaries And Wages

10.84

12.34

12.77

13.31

Operating Revenue

81.71

70.91

63.01

79.86

Occupancy And Equipment

2.52

2.60

2.76

Professional Expense And Contract Services Expense

2.25

2.33

2.73

3.43

Other Non Interest Expense

7.18

16.70

6.58

7.02

Company

Ticker

Market Cap

P/E

P/B

ROE

EV/EBITDA

Parke Bancorp, Inc.this co.

PKBK

$356M

8.59

1.05

11.6%

Farmers & Merchants Bancorp, Inc.

FMAO

$367M

10.18

0.97

9.0%

Regional Management Corp.

$362M

8.66

0.99

11.9%

12.88

Primis Financial Corp.

FRST

$361M

7.68

0.85

-4.4%

Plumas Bancorp

PLBC

$355M

Parke Bancorp, Inc.

Valuation

Profitability

Returns

Solvency

Historical Performance Charts

Revenue vs Net Profit (5Y)

Free Cash Flow vs Operating Cash Flow (5Y)

Operating Margin % (5Y)

Growth Summary

Historical Growth

Financial Statements

Peer Comparison

Parke Bancorp, Inc.

Valuation

Profitability

Returns

Solvency

Historical Performance Charts

Revenue vs Net Profit (5Y)

Free Cash Flow vs Operating Cash Flow (5Y)

Operating Margin % (5Y)

Growth Summary

Historical Growth

Financial Statements

Peer Comparison

Key concepts to brush up on