Paysafe Limited provides digital payment solutions in the United States, Germany, the United Kingdom, and internationally. The company operates through two segments, Merchant Solutions and Digital Wallets. The Merchant Solutions segment offers payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, gateway solutions, fraud and risk management tools, data and analytics, point of sale systems, and merchant financing solutions, as well as support services under the Paysafe and Petroleum Card Services brands. Its Digital Wallets segment provides digital wallet solutions under the Neteller, Skrill, and PagoEfectivo brands; eCash solutions under the PaysafeCard, PaysafeCash, viafintech, SafetyPay, PagoEfectivo, and PaysafeWallet brands; and pay-by-bank solutions under the Rapid Transfer brand. The company also offers digital commerce solutions for specialized industry verticals, including travel, streaming and video gaming, retail and hospitality, and digital assets, as well as iGaming, which covers online betting related to sports, e-sports, fantasy sports, poker, and other casino games. Paysafe Limited was founded in 1996 and is based in London, the United Kingdom.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $1.7B | $341M | $-183M | $108M | -27.9% | -0.2% | -923.6% |
| 2024 | $1.7B | $430M | $22M | $133M | 2.5% | 6.5% | - |
| 2023 | $1.6B | $436M | $-20M | $101M | -2.3% | 7.0% | - |
| 2022 | $1.5B | $-1.5B | $-1.9B | $87M | -216.7% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total Revenue | 1,496.14 | 1,601.14 | 1,704.84 | 1,701.39 |
| Cost Of Revenue | 614.02 | 663.21 | 715.76 | 741.20 |
| Gross Profit | 882.11 | 937.93 | 989.07 | 960.19 |
| Operating Expense | 801.33 | 771.57 | 848.92 | 837.75 |
| Operating Income | 80.78 | 166.36 | 140.16 | 122.44 |
| EBITDA | -1,521.34 | 435.88 | 429.58 | 340.72 |
| EBIT | -1,788.16 | 171.74 | 154.83 | 64.35 |
| Pretax Income | -1,914.79 | 20.59 | 14.02 | -72.06 |
| Tax Provision | -52.50 | 40.84 | -8.14 | 110.45 |
| Net Income | -1,862.65 | -20.25 | 22.16 | -182.51 |
| Net Income Common Stockholders | -1,862.65 | -20.25 | 22.16 | -182.51 |
| Total Expenses | 1,415.36 | 1,434.78 | 1,564.68 | 1,578.95 |
| Interest Expense | 126.63 | 151.15 | 140.81 | 136.41 |
| Selling General And Administration | 534.51 | 508.14 | 575.55 | 563.65 |
| Normalized EBITDA | 352.22 | 446.98 | 421.38 | 400.38 |
| Normalized Income | -40.47 | -11.48 | 15.68 | -135.37 |
| Basic EPS | -30.78 | -0.33 | 0.36 | -3.14 |
| Diluted EPS | -30.78 | -0.33 | 0.36 | -3.14 |
| Tax Effect Of Unusual Items | -51.37 | -2.33 | 1.72 | -12.53 |
| Tax Rate For Calcs | 0.03 | 0.21 | 0.21 | 0.21 |
| Total Unusual Items | -1,873.56 | -11.10 | 8.20 | -59.66 |
| Total Unusual Items Excluding Goodwill | -1,873.56 | -11.10 | 8.20 | -59.66 |
| Net Income From Continuing Operation Net Minority Interest | -1,862.65 | -20.25 | 22.16 | -182.51 |
| Reconciled Depreciation | 266.82 | 264.14 | 274.75 | 276.37 |
| Reconciled Cost Of Revenue | 614.02 | 662.50 | 714.37 | 738.94 |
| Net Interest Income | -126.63 | -151.15 | -140.81 | -136.41 |
| Net Income From Continuing And Discontinued Operation | -1,862.65 | -20.25 | 22.16 | -182.51 |
| Total Operating Income As Reported | -1,871.94 | 158.66 | 133.35 | 71.92 |
| Diluted Average Shares | 60.50 | 61.43 | 61.90 | 58.10 |
| Basic Average Shares | 60.50 | 61.43 | 60.90 | 58.10 |
| Diluted NI Availto Com Stockholders | -1,862.65 | -20.25 | 22.16 | -182.51 |
| Minority Interests | -0.37 | 0 | 0 | 0 |
| Net Income Including Noncontrolling Interests | -1,862.28 | -20.25 | 22.16 | -182.51 |
| Net Income Continuous Operations | -1,862.28 | -20.25 | 22.16 | -182.51 |
| Other Income Expense | -1,868.94 | 5.38 | 14.67 | -58.08 |
| Other Non Operating Income Expenses | 4.62 | 16.48 | 6.47 | 1.58 |
| Special Income Charges | -1,961.79 | -8.65 | -7.13 | -50.01 |
| Gain On Sale Of Business | -1.36 | -0.39 | -0.80 | -0.73 |
| Other Special Charges | -11.53 | -10.76 | -1.70 | 0 |
| Impairment Of Capital Assets | 1,887.22 | 1.25 | 0.82 | 1.42 |
| Restructuring And Mergern Acquisition | 73.21 | 7.01 | 5.51 | 47.86 |
| Gain On Sale Of Security | 88.23 | -2.45 | 15.33 | -9.65 |
| Net Non Operating Interest Income Expense | -126.63 | -151.15 | -140.81 | -136.41 |
| Interest Expense Non Operating | 126.63 | 151.15 | 140.81 | 136.41 |
| Depreciation Amortization Depletion Income Statement | 266.82 | 263.43 | 273.36 | 274.11 |
| Depreciation And Amortization In Income Statement | 266.82 | 263.43 | 273.36 | 274.11 |
| Operating Revenue | 1,496.14 | 1,601.14 | 1,704.84 | 1,701.39 |
Technology sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Paysafe Limitedthis co. | PSFE | $464M | - | 0.71 | -27.9% | 7.05 |
| Grid Dynamics Holdings, Inc. | GDYN | $502M | 50.50 | 0.90 | 1.8% | 7.03 |
| International Money Express, Inc. | IMXI | $480M | 14.74 | 2.94 | 20.3% | 5.96 |
| Frequency Electronics, Inc. | FEIM | $464M | 64.62 | 7.70 | 42.6% | 54.74 |
| Consensus Cloud Solutions, Inc. | CCSI | $463M |
| 5.79 |
| 34.68 |
| 613.7% |
| 5.75 |
| PubMatic, Inc. | PUBM | $461M | - | 1.74 | -5.5% | 85.34 |
| Ooma, Inc. | OOMA | $442M | 70.00 | 4.77 | 7.0% | 29.36 |
| OneSpan Inc. | OSPN | $426M | 6.11 | 1.58 | 26.8% | 6.04 |
| Priority Technology Holdings, Inc. | PRTH | $423M | 7.56 | -4.19 | -60.3% | 7.33 |
| Peer Median | - | 14.74 | 2.34 | 13.6% | 7.18 | |