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WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments. The company offers deposit products, including noninterest-bearing demand deposits, money market, and interest-bearing demand deposits, as well as certificates of deposit and jumbo certificates of deposit. It also provides loans, such as commercial and industrial loans, commercial mortgage loans, and construction and land development loans, as well as residential and consumer loans comprising residential mortgage, equity secured lines and loans, installment loans, unsecured lines of credit, originated education loans, and previously acquired education loans. In addition, the company offers ATM vault cash, smart safe and cash logistics services, planning and advisory services, investment management, and personal and institutional trust services. WSFS Financial Corporation was founded in 1832 and is headquartered in Wilmington, Delaware.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $1.1B | - | $287M | $214M | 10.5% | 1.8% | 9.0% |
| 2024 | $1.0B | - | $264M | $206M | 10.2% | 3.1% | -2.0% |
| 2023 | $1.0B | - | $269M | $231M | 10.9% | 10.0% | 21.0% |
| 2022 | $923M | - | $222M | $472M | 10.1% | - | - |
| 2021 | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 923.02 | 1,014.98 | 1,046.36 | 1,065.60 |
| Pretax Income | - | 300.61 | 365.27 | 347.26 | 380.61 |
| Tax Provision | - | 77.96 | 96.24 | 83.76 | 93.36 |
| Net Income | - | 222.38 | 269.16 | 263.67 | 287.35 |
| Net Income Common Stockholders | - | 222.38 | 269.16 | 263.67 | 287.35 |
| Interest Expense | - | 40.92 | 251.42 | 358.14 | 293.60 |
| Interest Income | - | 703.82 | 976.52 | 1,063.58 | 1,019.69 |
| Selling General And Administration | - | 297.23 | 307.89 | 351.77 | 375.56 |
| Normalized Income | - | 270.70 | 275.64 | 266.38 | 288.56 |
| Market Cap | 3,722.92 | 3,722.92 | 3,722.92 | 3,722.92 | 3,722.92 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| WSFS Financial Corporationthis co. | WSFS | $3.8B | 12.96↑ premium | 1.36 | 10.5% | - |
| Assured Guaranty Ltd. | AGO | $4.0B | 7.44 | 0.66 | 8.9% | - |
| Bread Financial Holdings, Inc. | BFH | $4.0B | 6.87 | 1.07 | 15.6% | - |
| Fulton Financial Corporation | FULT | $4.0B | 10.53 | 1.25 | 11.9% | - |
| PJT Partners Inc. | PJT |
| - |
| - |
| - |
| - |
| - |
| - |
| $3.9B |
| 33.69 |
| 19.69 |
| 58.4% |
| 15.08 |
| Cathay General Bancorp | CATY | $3.8B | 11.57 | 1.25 | 10.8% | - |
| CleanSpark, Inc. | CLSK | $3.7B | 8.95 | 1.50 | 16.8% | 5.30 |
| Banc of California, Inc. | BANC | $3.6B | 12.67 | 0.95 | 7.5% | - |
| First Interstate BancSystem, Inc. | FIBK | $3.6B | 11.23 | 0.98 | 8.8% | - |
| Peer Median | - | 10.88 | 1.16 | 11.3% | 10.19 | |