EquiscaleEquiscale
Aditya Birla Sun Life Fixed Term Plan - Series UbDebt₹12.54as of 2026-07-21
Expense0.05%RiskLow
Aditya Birla Sun LifeDebtMutual Fund5 HoldingsLow
AUM
₹3,437 CrAssets Under Management
Expense Ratio
0.05%Very Low · Annual fee charged
Top Sector
Other / Non-EquityHighest portfolio allocation

🎯Investment Objective

“The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the duration of the scheme.”

Source: Aditya Birla Sun Life Fixed Term Plan - Series Ub scheme information document

💡The investment objective is the fund's stated purpose. A fund promising “capital appreciation through equity investments” behaves very differently from one promising “regular income through debt instruments.”

AI Summary

indian-fund

Strengths1

  • Expense ratio of 0.05% is below the category median of 0.40%

Concerns0

    Rule-based from financial data. Not advice.

    Asset Allocation

    Sector Allocation

    Holdings-Based Style Box

    Value
    Blend
    Growth
    Large
    Mid
    Small

    This fund sits in the Large-Growth quadrant based on its holdings characteristics.

    The fund primarily holds large-cap stocks (top 100 companies by market cap) — typically the most stable equity holdings. The ‘Growth’ tilt means holdings have higher valuations but stronger earnings growth — the fund manager is paying up for fast-growing companies.

    📖 What do Large/Mid/Small Cap mean? →

    Key Metrics

    AUM
    ₹3,437 CrCategory avg: ₹5,000 Cr
    ≈Mid-sized fund
    💡 A mid-sized fund with ₹3,437 Cr in assets. Adequate size for most strategies without liquidity concerns.
    Expense Ratio
    0.05%Category avg: 0.82%
    ✓Below average
    💡 This fund charges less than most peers. On a ₹10L investment, you save ~₹7,700/year vs. the average fund.

    Fund DNA

    Fund DNA analysis is not available yet, data enrichment pending.

    Portfolio Holdings5 positions

    💡Reading the Holdings Table

    The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves, increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

    📖 Learn: Diversification & Asset Allocation →
    #CompanySectorAllocationWeight (%)3M Change
    1Government of India (12/04/2026)Sovereign
    		78.4%-
    2Clearing Corporation of India LimitedOther / Non-Equity
    		9.1%-
    3Government of India (08/04/2026)Sovereign
    		6.7%-
    4Net Receivables / (Payables)Other / Non-Equity
    		2.6%-
    5Government of India (17/04/2026)Sovereign
    		0.1%-

    Holdings Overlap with Your Portfolio

    Checking for overlaps...

    Investment Calculator

    Estimate future value based on Aditya Birla Sun Life Fixed Term Plan - Series Ub's historical returns

    1102030
    Invested
    ₹6.00 L
    Est. Value
    ₹8.25 L
    Wealth
    ₹2.25 L
    1.4× in 5yr
    Growth ProjectionAditya Birla Sun L… vs NIFTY 50

    ⚠️ Important Disclaimer

    This projection uses past returns (12% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

    💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging, buying more units when markets dip. Over 5 years, this smooths out volatility.

    📖 SIP · 📖 XIRR · 📖 RCA

    Returns

    1M3M6M1Y3Y CAGR5Y CAGR
    -0.01833955283385702%-----

    Performance

    This chart shows the fund's NAV growth over time.

    What is CAGR and how is return calculated? →

    👤Fund Manager

    Fund manager information is not available for this fund.

    All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.