Aditya Birla Sun Life Retirement Fund - the 50s Plan
🎯Investment Objective
“The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.”
Source: Aditya Birla Sun Life Retirement Fund - the 50s Plan scheme information document
Asset Allocation
Quarterly comparison data not available.
This is a conservative allocation with only 24% in equities — focused on capital preservation and income.
The fund holds 73% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.
Asset Allocation — The Single Most Important Investment Decision →
Sector Allocation
✅ Well-diversified — no sector dominates, with the top 3 at just 11.5%. This spread reduces sector-specific risk.
Holdings-Based Style Box
This fund sits in the Mid-Blend quadrant based on its holdings characteristics.
The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) — offering a balance of growth potential and relative stability. The ‘Blend’ position means the portfolio mixes both value and growth stocks — a balanced approach.
📖 What do Large/Mid/Small Cap mean? →Key Metrics
Fund DNA
Portfolio Holdings47 positions
The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.
📖 Learn: Diversification & Asset Allocation →| # | Company | Sector | Allocation | Weight (%) | 3M Change | View |
|---|---|---|---|---|---|---|
| 1 | Government of India (14/08/2033) | Sovereign | 19.4% | — | ||
| 2 | Government of India (08/04/2026) | Sovereign | 18.9% | — | ||
| 3 | Clearing Corporation of India Limited | Other / Non-Equity | 9.0% | — | ||
| 4 | Government of India (06/02/2033) | Sovereign | 8.8% | — | ||
| 5 | 8.55% HDFC Bank Limited (27/03/2029) ** | CRISIL AAA | 7.8% | — | ||
| 6 | Government of India (05/12/2033) | Sovereign | 3.7% | — | ||
| 7 | Government of India (17/04/2030) | Sovereign | 2.9% | — | ||
| 8 | Net Receivables / (Payables) | Other / Non-Equity | 2.0% | — | ||
| 9 | HDFC Bank Limited | Banks | 2.0% | — | ||
| 10 | ICICI Bank Limited | Banks | 1.8% | — |
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Sign In to Check OverlapReturns
| 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| — | — | — | +9.1095% | +8.8644% | +6.018% |
Performance
This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 5.9%.
Investment Calculator
Estimate future value based on Aditya Birla Sun Life Retirement Fund - the 50s Plan's historical returns
⚠️ Important Disclaimer
This projection uses past returns (8.8644% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.
💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.
👤Fund Manager
Fund manager information is not available for this fund.
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All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.