NSE / BSEFinancial Services
₹728.10-0.45-0.06%
P/E20.3Mkt Cap₹14.43 L CrEV/EBITDA—

HDFC Bank Ltd.

P/E20.3Mkt Cap₹14.43 L CrEV/EBITDA—
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Company Profile

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment, commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

Valuation

Market Cap
₹0.00
Current Price
₹0
as of 16 Oct 2026
P/E Ratio
0.0x
P/B Ratio
0.0x
EV / EBITDA
—
EV / Sales
—
52W High
₹0
52W Low
₹0
Shares Out
0.00 Cr

Profitability

Operating Margin
—
Net Profit Margin
—
EBITDA Margin
—

Returns

ROE
0.0%
ROCE
0.0%
ROIC %
—
ROA
—
Dividend Payout
0.0%

Solvency

Current Ratio
—
Debt / Equity
—
Debt / Assets
—
CFO / Net Profit
0.0x
Interest Coverage
—

AI Summary

Indian Stock

Strengths1

  • Strong 5-year revenue CAGR of 17.6%

Concerns1

  • Other income is 69.5% of PBT — a large share of earnings is non-operating

Rule-based from financial data. Not advice.

Price History▼ 26.77% over 1Y

Monthly Returns

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Year-to-Date ROI

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Historical Volatility

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Historical Performance

Revenue, profitability, and cash flow trends (₹ Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenue₹3.01 L Cr▲ 16.3%
EBITDA Growth—
Net Profit₹67.35 K Cr▲ 10.7%
Cash from Ops (CFO)—▲ 314.6%
Free Cash Flow (FCF)—▼ 19.5%
Revenue CAGR 5Y17.6%
EBITDA CAGR 5Y16.2%
Net Profit CAGR 5Y18.3%
NP Growth 1Y10.7%

Historical Growth

Year-by-year revenue, profitability, and cash flow (₹ Crores, last 1 year)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025₹3.01 L Cr—₹67.35 K Cr———16.3%10.7%

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Financial Statements

Income statement, balance sheet, and cash flow (₹ Crores, as reported)

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Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue307,628
Finance Costs181,919
Total Expenses94,364
Financing Profit31,344
Financing Margin %10%
Other Income59,561
Depreciation & Amortisation0
Profit Before Tax90,906
Tax %-
Net Profit / PAT71,148
EPS (₹)46.42
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
HDFC Bank Ltd.this co.₹14.43 L Cr₹3.01 L Cr20.302.78—16.3%
ICICI Bank Ltd.₹10.28 L Cr₹1.63 L Cr20.703.32—14.3%
State Bank Of India₹9.49 L Cr₹4.62 L Cr13.301.83—11.4%
Bajaj Finance Limited₹5.91 L Cr₹61.95 K Cr36.806.33—32.0%
LIFE INSURANCE CORPORATION OF INDIA₹5.26 L Cr₹8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.₹4.24 L Cr₹52.92 K Cr31.703.39—15.5%
AXIS Bank Ltd.₹3.92 L Cr₹1.23 L Cr16.102.06—12.2%
Industry Average—₹30.80 K Cr45.914.8770.9114.6%

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