NSE / BSEFinancial Services
β‚Ή1049.00+0.95+0.09%
P/E36.8Mkt Capβ‚Ή5.91 L CrEV/EBITDA0.0

Bajaj Finance Limited

P/E36.8Mkt Capβ‚Ή5.91 L CrEV/EBITDA0.0
Company Profile

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises, SMEs, and professionals; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
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Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
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Interest Coverage
β€”
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AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–² 19.15% over 1Y
Monthly Returns

Historically, Sep has averaged the highest return (+6.4%); Nov the lowest (-4.3%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-5.7%Negative MonthJan 2026: -5.69%+7.1%Positive MonthFeb 2026: +7.09%-19.6%Negative MonthMar 2026: -19.58%+16.9%Positive MonthApr 2026: +16.87%-3.4%Negative MonthMay 2026: -3.41%+11.1%Positive MonthJun 2026: +11.06%+4.4%*Positive MonthJul 2026: +4.40%β€”β€”β€”β€”β€”
2025+15.6%Positive MonthJan 2025: +15.60%+8.3%Positive MonthFeb 2025: +8.33%+4.8%Positive MonthMar 2025: +4.76%-3.5%Negative MonthApr 2025: -3.50%+6.2%Positive MonthMay 2025: +6.24%+2.0%Positive MonthJun 2025: +2.04%-5.9%Negative MonthJul 2025: -5.92%-0.3%Neutral MonthAug 2025: -0.33%+13.8%Positive MonthSep 2025: +13.76%+4.4%Positive MonthOct 2025: +4.41%-0.5%Neutral MonthNov 2025: -0.47%-4.9%Negative MonthDec 2025: -4.91%
2024-6.3%Negative MonthJan 2024: -6.32%-5.4%Negative MonthFeb 2024: -5.36%+11.5%Positive MonthMar 2024: +11.46%-4.3%Negative MonthApr 2024: -4.27%-3.3%Negative MonthMay 2024: -3.30%+6.2%Positive MonthJun 2024: +6.17%-4.3%Negative MonthJul 2024: -4.32%+5.8%Positive MonthAug 2024: +5.84%+6.9%Positive MonthSep 2024: +6.88%-10.5%Negative MonthOct 2024: -10.52%-4.6%Negative MonthNov 2024: -4.56%+3.7%Positive MonthDec 2024: +3.71%
2023-10.5%Negative MonthJan 2023: -10.47%+3.9%Positive MonthFeb 2023: +3.92%-8.2%Negative MonthMar 2023: -8.19%+11.8%Positive MonthApr 2023: +11.84%+11.3%Positive MonthMay 2023: +11.34%+2.4%Positive MonthJun 2023: +2.38%+2.0%Neutral MonthJul 2023: +1.96%-1.8%Neutral MonthAug 2023: -1.84%+9.0%Positive MonthSep 2023: +8.99%-4.1%Negative MonthOct 2023: -4.07%-4.9%Negative MonthNov 2023: -4.89%+2.8%Positive MonthDec 2023: +2.84%
2022+0.4%Neutral MonthJan 2022: +0.36%-0.0%Neutral MonthFeb 2022: -0.00%+3.7%Positive MonthMar 2022: +3.67%-8.1%Negative MonthApr 2022: -8.09%-8.9%Negative MonthMay 2022: -8.89%-11.2%Negative MonthJun 2022: -11.16%+33.5%Positive MonthJul 2022: +33.49%+1.3%Neutral MonthAug 2022: +1.32%+0.5%Neutral MonthSep 2022: +0.46%-2.7%Negative MonthOct 2022: -2.70%-5.8%Negative MonthNov 2022: -5.83%-2.2%Negative MonthDec 2022: -2.22%
2021β€”β€”β€”β€”β€”+7.2%Positive MonthJun 2021: +7.25%+3.5%Positive MonthJul 2021: +3.54%+20.7%Positive MonthAug 2021: +20.73%+2.0%Positive MonthSep 2021: +2.00%-3.5%Negative MonthOct 2021: -3.50%-5.5%Negative MonthNov 2021: -5.55%-0.2%Neutral MonthDec 2021: -0.21%
AvgΒ±SD-1.3%Β±9.1%+2.8%Β±5.0%-1.6%Β±11.0%+2.6%Β±9.9%+0.4%Β±7.3%+3.0%Β±7.0%+5.5%Β±13.1%+5.1%Β±8.2%+6.4%Β±4.8%-3.3%Β±4.7%-4.3%Β±1.9%-0.2%Β±3.2%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 1.063x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή61.95 K Crβ–² 32.0%
EBITDA Growthβ€”
Net Profitβ‚Ή16.66 K Crβ–² 31.8%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 118.4%
Revenue CAGR 5Y14.5%
EBITDA CAGR 5Y0.0%
Net Profit CAGR 5Y21.0%
NP Growth 1Y31.8%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή61.95 K Crβ€”β‚Ή16.66 K Crβ€”β€”β€”32.0%31.8%
Mar 2024β‚Ή46.94 K Crβ€”β‚Ή12.64 K Crβ€”β€”β€”31.5%22.9%
Mar 2023β‚Ή35.68 K Crβ€”β‚Ή10.29 K Crβ€”β€”β€”28.0%62.0%
Mar 2022β‚Ή27.87 K Crβ€”β‚Ή6.35 K Crβ€”β€”β€”18.4%60.5%
Mar 2021β‚Ή23.54 K Crβ€”β‚Ή3.96 K Crβ€”β€”β€”-1.2%-19.0%
Mar 2020β‚Ή23.82 K Crβ€”β‚Ή4.88 K Crβ€”β€”β€”37.0%25.5%
Mar 2019β‚Ή17.39 K Crβ€”β‚Ή3.89 K Crβ€”β€”β€”37.6%56.5%
Mar 2018β‚Ή12.64 K Crβ€”β‚Ή2.48 K Crβ€”β€”β€”26.8%35.3%
Mar 2017β‚Ή9.97 K Crβ€”β‚Ή1.84 K Crβ€”β€”β€”36.6%43.6%
Mar 2016β‚Ή7.30 K Crβ€”β‚Ή1.28 K Crβ€”β€”β€”35.3%42.4%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue4,0425,3927,2989,96612,63917,38623,82323,53727,87235,68446,93961,94965,049
Finance Costs1,5922,2742,9593,8534,6496,0377,9907,5507,6789,42414,00318,65720,157
Total Expenses1,3621,7522,3533,2484,0675,1898,76310,32511,23611,92815,24920,77622,878
Financing Profit1,0881,3671,9862,8663,9236,1597,0705,6628,95914,33317,68722,51622,014
Financing Margin %27%25%27%29%31%35%30%24%32%40%38%36%34%
Other Income32263523101393-17-7-5-1837
Depreciation & Amortisation29365671102137271302355444629822918
Profit Before Tax1,0911,3571,9652,8183,8316,0356,8085,3638,58613,88217,05321,67621,132
Tax %34%34%35%35%35%36%28%26%26%26%26%23%-
Net Profit / PAT7198981,2791,8372,4853,8904,8813,9566,35010,29012,64416,66216,030
EPS (β‚Ή)1.431.792.373.344.306.738.116.5610.491720.4326.8125.81
Dividend Payout %11%10%10%11%9%9%12%15%19%18%18%21%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
Bajaj Finance Limitedthis co.β‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.330.0032.0%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
AXIS Bank Ltd.β‚Ή3.92 L Crβ‚Ή1.23 L Cr16.102.06β€”12.2%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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