NSE / BSEFinancial Services
₹961.70+0.20+0.02%
P/E13.3Mkt Cap₹9.49 L CrEV/EBITDA—

State Bank Of India

P/E13.3Mkt Cap₹9.49 L CrEV/EBITDA—
Company Profile

State Bank of India provides banking products and services in India and internationally. It operates through the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers personal banking products and services, including current, savings, salary, and deposit accounts; home, personal, pension, auto, education, and gold loans, as well as loans against insurance policies, property, and securities; debit, business debit, prepaid, and green remit cards; overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; digital lending; and mobile, internet, and digital banking services. It also provides corporate banking products and services comprising corporate accounts, working capital and project finance, deferred payment guarantees, corporate term loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, and cash management, as well as trade and service products. In addition, the company offers NRI services, including accounts, investments, loans, and remittances; agricultural banking services; and international banking services. Further, it provides life and general insurance; estate planning services; merchant banking and advisory; securities broking; trusteeship service; factoring; payment solution; asset management; portfolio and investment management; credit cards; and custody and fund accounting services. State Bank of India was founded in 1806 and is headquartered in Mumbai, India.

Valuation

Market Cap
₹0.00
Current Price
₹0
as of 16 Oct 2026
P/E Ratio
0.0x
P/B Ratio
0.0x
EV / EBITDA
—
EV / Sales
—
52W High
₹0
52W Low
₹0
Shares Out
0.00 Cr

Profitability

Operating Margin
—
Net Profit Margin
—
EBITDA Margin
—

Returns

ROE
0.0%
ROCE
0.0%
ROIC %
—
ROA
—
Dividend Payout
0.0%

Solvency

Current Ratio
—
Debt / Equity
—
Debt / Assets
—
CFO / Net Profit
0.0x
Interest Coverage
—

AI Summary

Indian Stock

Strengths1

  • Strong 5-year net profit CAGR of 33.3%

Concerns1

  • Other income is 63.2% of PBT — a large share of earnings is non-operating

Rule-based from financial data. Not advice.

Price History▲ 8.43% over 1Y

Monthly Returns

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Year-to-Date ROI

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Historical Volatility

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Historical Performance

Revenue, profitability, and cash flow trends (₹ Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenue₹4.62 L Cr▲ 11.4%
EBITDA Growth—
Net Profit₹70.90 K Cr▲ 16.1%
Cash from Ops (CFO)—▲ 141.1%
Free Cash Flow (FCF)—▲ 914.1%
Revenue CAGR 5Y10.0%
EBITDA CAGR 5Y2.7%
Net Profit CAGR 5Y33.3%
NP Growth 1Y16.1%

Historical Growth

Year-by-year revenue, profitability, and cash flow (₹ Crores, last 1 year)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025₹4.62 L Cr—₹70.90 K Cr———11.4%16.1%

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Financial Statements

Income statement, balance sheet, and cash flow (₹ Crores, as reported)

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Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue474,743
Finance Costs306,466
Total Expenses141,018
Financing Profit27,258
Financing Margin %6%
Other Income72,515
Depreciation & Amortisation0
Profit Before Tax99,773
Tax %-
Net Profit / PAT74,854
EPS (₹)83.13
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
State Bank Of Indiathis co.₹9.49 L Cr₹4.62 L Cr13.301.83—11.4%
HDFC Bank Ltd.₹14.43 L Cr₹3.01 L Cr20.302.78—16.3%
ICICI Bank Ltd.₹10.28 L Cr₹1.63 L Cr20.703.32—14.3%
Bajaj Finance Limited₹5.91 L Cr₹61.95 K Cr36.806.33—32.0%
LIFE INSURANCE CORPORATION OF INDIA₹5.26 L Cr₹8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.₹4.24 L Cr₹52.92 K Cr31.703.39—15.5%
AXIS Bank Ltd.₹3.92 L Cr₹1.23 L Cr16.102.06—12.2%
Industry Average—₹30.80 K Cr45.914.8770.9114.6%

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