NSE / BSEFinancial Services

₹1858.00-59.30-3.09%

P/E224.0Mkt Cap₹3.21 L CrEV/EBITDA208.5

Bajaj Finserv Limited

P/E224.0Mkt Cap₹3.21 L CrEV/EBITDA208.5

Company Profile

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises and professionals, as well as micro, small and medium enterprises; loans against properties, securities, car, mutual funds, bonds, and insurance policy; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products. The company also provides investment products, including fixed deposits, systematic deposit plans, and mutual funds; savings products; life, health, motor, fire, engineering, liabilities, marine, crop, car, two-wheeler, pet, home, travel, and personal accident insurance products; wealth management and retirement planning services; healthcare services comprising wellness, outpatient, and inpatient services; and wallets and credit cards. In addition, it offers pocket subscription plans; bill and recharge services; digital technology services; and trading and demat account, stock broking, margin trading, and HNI and retail broking services, as well as gold loans. Further, the company owns and operates 138 windmills with total installed capacity of 65.2 megawatts. Bajaj Finserv Ltd. was incorporated in 2007 and is based in Pune, India.

Valuation

Market Cap

₹0.00

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Current Price

₹0

—as of 15 Sept 2026

P/E Ratio

0.0x

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P/B Ratio

0.0x

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EV / EBITDA

0.0x

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EV / Sales

0.0x

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52W High

₹0

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52W Low

₹0

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Shares Out

0.00 Cr

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Profitability

Operating Margin

0.0%

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Net Profit Margin

0.0%

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EBITDA Margin

0.0%

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Returns

ROE

0.0%

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ROCE

0.0%

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ROIC %

—

ROA

0.0%

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Dividend Payout

0.0%

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Solvency

Current Ratio

0.0x

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Debt / Equity

—

Debt / Assets

0.0x

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CFO / Net Profit

0.0x

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Interest Coverage

—

AI Summary

Indian Stock

Strengths1

Strong 5-year revenue CAGR of 16.3%

Concerns1

Valuation elevated — PE of 224.0x is 388% above Financial Services median of 45.9x

Rule-based from financial data. Not advice.

Price History▼ 10.64% over 1Y

Technical Chart

Monthly Returns

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Year-to-Date ROI

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Historical Volatility

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Historical Performance

Revenue, profitability, and cash flow trends (₹ Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenue₹2.30 K Cr▲ 32.7%

EBITDA Growth—

Net Profit₹1.56 K Cr▲ 33.2%

Cash from Ops (CFO)—

Free Cash Flow (FCF)—▼ 121.4%

Revenue CAGR 5Y16.3%

EBITDA CAGR 5Y17.6%

Net Profit CAGR 5Y11.9%

NP Growth 1Y33.2%

Historical Growth

Year-by-year revenue, profitability, and cash flow (₹ Crores, last 10 years)

Year	Revenue	Op. Income	Net Profit	CFO	FCF	ROE	Rev Growth 1Y	NP Growth 1Y
Mar 2025	₹2.30 K Cr	—	₹1.56 K Cr	—	—	18.6%	32.7%	33.2%
Mar 2024	₹1.73 K Cr	—	₹1.17 K Cr	—	—	17.8%	51.1%	59.6%
Mar 2023	₹1.15 K Cr	—	₹733.00 Cr	—	—	14.0%	64.8%	72.9%
Mar 2022	₹696.00 Cr	—	₹424.00 Cr	—	—	9.7%	77.6%	136.9%
Mar 2021	₹392.00 Cr	—	₹179.00 Cr	—	—	4.7%	-51.9%	-73.2%
Mar 2020	₹815.00 Cr	—	₹667.00 Cr	—	—	18.9%	81.9%	117.3%
Mar 2019	₹448.00 Cr	—	₹307.00 Cr	—	—	9.8%	77.8%	116.2%
Mar 2018	₹252.00 Cr	—	₹142.00 Cr	—	—	4.9%	54.6%	102.9%
Mar 2017	₹163.00 Cr	—	₹70.00 Cr	—	—	2.5%	-34.5%	-57.1%
Mar 2016	₹249.00 Cr	—	₹163.00 Cr	—	—	6.0%	19.1%	29.4%

Financial Statements

Income statement, balance sheet, and cash flow (₹ Crores, as reported)

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Consolidated Figures in USD Millions.

Unnamed: 0	TTM
Revenue / Net Sales	2,042
Total Expenses	266
EBIT / Operating Profit	1,776
OPM %	87%
Other Income	48
Finance Costs	0
Depreciation & Amortisation	5
Profit Before Tax	1,819
Tax %	-
Net Profit / PAT	1,433
EPS (₹)	8.97
Dividend Payout %	-

Peer Comparison

Financials sector peers, ranked by market cap

Company	Market Cap	Revenue	P/E	P/B	EV/EBITDA	Rev G 1Y
Bajaj Finserv Limitedthis co.	₹3.21 L Cr	₹2.30 K Cr	224.00	32.12	208.54	32.7%
HDFC Bank Ltd.	₹14.43 L Cr	₹3.01 L Cr	20.30	2.78	—	16.3%
ICICI Bank Ltd.	₹10.28 L Cr	₹1.63 L Cr	20.70	3.32	—	14.3%
State Bank Of India	₹9.49 L Cr	₹4.62 L Cr	13.30	1.83	—	11.4%
Bajaj Finance Limited	₹5.91 L Cr	₹61.95 K Cr	36.80	6.33	—	32.0%
LIFE INSURANCE CORPORATION OF INDIA	₹5.26 L Cr	₹8.87 L Cr	10.30	3.73	9.87	5.2%
Kotak Mahindra Bank Ltd.	₹4.24 L Cr	₹52.92 K Cr	31.70	3.39	—	15.5%
Industry Average	—	₹30.80 K Cr	45.91	4.87	70.91	14.6%

Learn while you research

Hand-picked academy chapters to deepen your understanding of Bajaj Finserv Limited and the metrics that matter.

01 Taxes on Investments (India)LTCG, STCG, dividend tax, what every Indian investor needs.6 min read 02 Stock Valuation BasicsHow to think about what a fair price for a stock looks like.7 min read 03 Valuation Multiples ExplainedThis stock trades at a P/E of 224.0, learn when high multiples are justified.6 min read 04 Growth Investing33% revenue growth is in the top tier, learn how to value growth.7 min read 05 Sector AnalysisBanks & financials are uniquely sensitive to rates and credit cycles.6 min read 06 Essential Stock RatiosP/E, P/B, EV/EBITDA, what they mean and when to use each.7 min read

Key concepts to brush up on

P/E Ratio P/B Ratio ROE ROCE Free Cash Flow Debt / Equity LTCG Tax

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