NSE / BSEFinancial Services
β‚Ή981.10-46.90-4.56%
P/E20.5Mkt Capβ‚Ή1.84 L CrEV/EBITDA0.0

Shriram Finance Limited

P/E20.5Mkt Capβ‚Ή1.84 L CrEV/EBITDA0.0
Company Profile

Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, and challan discounting; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills payment services, such as electricity, LPG gas, gas, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as hospital and pathology, housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, individuals, micro, small, and medium enterprises (MSMEs), salaried professionals, and self-employed individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
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Current Price
β‚Ή0
β€”as of 15 Sept 2026
P/E Ratio
0.0x
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P/B Ratio
0.0x
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EV / EBITDA
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EV / Sales
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52W High
β‚Ή0
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52W Low
β‚Ή0
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Shares Out
0.00 Cr
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Profitability

Operating Margin
0.0%
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Net Profit Margin
0.0%
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EBITDA Margin
0.0%
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Returns

ROE
0.0%
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ROCE
0.0%
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ROIC %
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ROA
0.0%
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Dividend Payout
0.0%
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Solvency

Current Ratio
0.0x
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Debt / Equity
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Debt / Assets
0.0x
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CFO / Net Profit
0.0x
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Interest Coverage
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AI Summary

Indian Stock

Strengths1

  • Strong 5-year revenue CAGR of 16.1%

Concerns0

    Rule-based from financial data. Not advice.

    Price Historyβ–² 57.27% over 1Y

    Monthly Returns

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    Year-to-Date ROI

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    Historical Volatility

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    Historical Performance

    Revenue, profitability, and cash flow trends (β‚Ή Crores)

    Revenue (10Y)

    Operating Income (10Y)

    Net Profit (10Y)

    Operating Margin % (10Y)

    Dividend Payout % (10Y)

    Free Cash Flow (10Y)

    Growth Summary

    Latest fiscal year: Mar 2025

    Revenueβ‚Ή43.71 K Crβ–² 25.0%
    EBITDA Growthβ€”
    Net Profitβ‚Ή9.76 K Crβ–² 35.8%
    Cash from Ops (CFO)β€”
    Free Cash Flow (FCF)β€”β–Ό 233.7%
    Revenue CAGR 5Y16.1%
    EBITDA CAGR 5Y12.3%
    Net Profit CAGR 5Y23.5%
    NP Growth 1Y35.8%

    Historical Growth

    Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

    YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
    Mar 2025β‚Ή43.71 K Crβ€”β‚Ή9.76 K Crβ€”β€”β€”25.0%35.8%
    Mar 2024β‚Ή34.97 K Crβ€”β‚Ή7.19 K Crβ€”β€”β€”17.4%20.3%
    Mar 2023β‚Ή29.79 K Crβ€”β‚Ή5.98 K Crβ€”β€”β€”54.7%120.8%
    Mar 2022β‚Ή19.25 K Crβ€”β‚Ή2.71 K Crβ€”β€”β€”10.5%8.9%
    Mar 2021β‚Ή17.42 K Crβ€”β‚Ή2.49 K Crβ€”β€”β€”5.2%-0.6%
    Mar 2020β‚Ή16.56 K Crβ€”β‚Ή2.50 K Crβ€”β€”β€”6.6%-2.4%
    Mar 2019β‚Ή15.54 K Crβ€”β‚Ή2.56 K Crβ€”β€”β€”16.3%4.2%
    Mar 2018β‚Ή13.36 K Crβ€”β‚Ή2.46 K Crβ€”β€”β€”23.3%95.8%
    Mar 2017β‚Ή10.83 K Crβ€”β‚Ή1.26 K Crβ€”β€”β€”5.2%6.7%
    Mar 2016β‚Ή10.29 K Crβ€”β‚Ή1.18 K Crβ€”β€”β€”19.1%-4.8%

    Financial Statements

    Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

    Free plan Β· showing 1 year of data.Upgrade

    Consolidated Figures in USD Millions.

    Unnamed: 0TTM
    Revenue45,596
    Finance Costs20,901
    Total Expenses12,495
    Financing Profit12,200
    Financing Margin %27%
    Other Income1,685
    Depreciation & Amortisation681
    Profit Before Tax13,205
    Tax %-
    Net Profit / PAT10,172
    EPS (β‚Ή)54.10
    Dividend Payout %-

    Peer Comparison

    Financials sector peers, ranked by market cap

    CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
    Shriram Finance Limitedthis co.β‚Ή1.84 L Crβ‚Ή43.71 K Cr20.503.050.0025.0%
    HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
    ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
    State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
    Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
    LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
    Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
    Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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