NSE / BSEFinancial Services
β‚Ή226.00-4.00-1.74%
P/E258.0Mkt Capβ‚Ή1.81 L CrEV/EBITDA330.6

Jio Financial Services Limited

P/E258.0Mkt Capβ‚Ή1.81 L CrEV/EBITDA330.6
Company Profile

Jio Financial Services Limited, through its subsidiaries, engages in the business of investing and financing, insurance broking, payment bank and payment aggregator, and payment gateway services in India. The company provides loans, savings accounts, recharges, digital insurance, financial tracking, management tools, digital banking, unified payments interface transactions, bill payments, and insurance advisory; and asset and wealth management, and broking services, as well as operating lease solutions to consumers and businesses through a Device-as-a-Service model. It also provides insurance broking services, such as car, bike, health, term, investment, SMEs, MSMEs, property, cyber risk, commercial lines, corporate, and education. In addition, it offers digital banking services, including zero balance, savings, salary, wallet, and online and offline payment solutions; debit cards; payment systems, including aadhaar enabled payment and domestic money transfer; digital payment solutions. Further, it provides home loan; home loan against balance transfer; loan against property, mutual funds, and shares; solar financing; corporate loans and lease; and distribution of life, non-life, and health insurance products. The company was formerly known as Reliance Strategic Investments Limited and changed its name to Jio Financial Services Limited in July 2023. Jio Financial Services Limited was incorporated in 1999 and is based in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 15 Sept 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
0.0x
β€”
EV / Sales
0.0x
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
β€”

AI Summary

Indian Stock

Strengths1

  • Operating margin of 85.3% exceeds Financial Services median (59.5%)

Concerns1

  • Low return on equity of 2.2%

Rule-based from financial data. Not advice.

Price Historyβ–Ό 28.33% over 1Y

Monthly Returns

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Year-to-Date ROI

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Historical Volatility

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Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή806.00 Crβ–² 26.3%
EBITDA Growthβ€”
Net Profitβ‚Ή549.00 Crβ–² 43.7%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 20.0%
Revenue CAGR 5Y12.8%
EBITDA CAGR 5Y11.1%
Net Profit CAGR 5Y10.7%
NP Growth 1Y43.7%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 8 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή806.00 Crβ€”β‚Ή549.00 Crβ€”β€”2.2%26.3%43.7%
Mar 2024β‚Ή638.00 Crβ€”β‚Ή382.00 Crβ€”β€”1.6%1317.8%1132.3%
Mar 2023β‚Ή45.00 Crβ€”β‚Ή31.00 Crβ€”β€”0.1%-69.8%-81.5%
Mar 2022β‚Ή149.00 Crβ€”β‚Ή168.00 Crβ€”β€”7.5%-50.8%36.6%
Mar 2021β‚Ή303.00 Crβ€”β‚Ή123.00 Crβ€”β€”6.0%-13.2%-46.5%
Mar 2020β‚Ή349.00 Crβ€”β‚Ή230.00 Crβ€”β€”11.9%-432.4%-157.2%
Mar 2019β‚Ή-105.00β€”β‚Ή-402.00β€”β€”-23.6%-3600.0%-20200.0%
Mar 2018β‚Ή3.00 Crβ€”β‚Ή2.00 Crβ€”β€”9.5%β€”β€”

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Free plan Β· showing 1 year of data.Upgrade

Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue / Net Sales944
Total Expenses186
EBIT / Operating Profit758
OPM %80%
Other Income53
Finance Costs0
Depreciation & Amortisation13
Profit Before Tax798
Tax %-
Net Profit / PAT700
EPS (β‚Ή)1.10
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
Jio Financial Services Limitedthis co.β‚Ή1.81 L Crβ‚Ή806.00 Cr258.006.21330.5826.3%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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