NSE / BSEFinancial Services
β‚Ή354.95+4.25+1.21%
P/E58.3Mkt Capβ‚Ή1.48 L CrEV/EBITDA0.0

Tata Capital Limited

P/E58.3Mkt Capβ‚Ή1.48 L CrEV/EBITDA0.0
Company Profile

Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill and invoice discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities, microfinance loans, and education loans. Additionally it provides supply chain finance, equipment finance, cleantech and infrastructure finance, and developer finance. The company also engages in the provision of corporate investment, advisory, wealth management, private equity fund management, and leasing services, as well as the distribution of financial products. In addition, it offers insurance and credit card distribution services. Tata Capital Limited was formerly known as Primal Investments and Finance Limited and changed its name to Tata Capital Limited in May 2007. Tata Capital Limited was incorporated in 1991 and is based in Mumbai, India. Tata Capital Limited operates as a subsidiary of Tata Sons Private Limited.

Valuation

Market Cap
β‚Ή0.00
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Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
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P/B Ratio
β€”
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EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
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52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
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ROCE
0.0%
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ROIC %
β€”
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ROA
0.0%
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Dividend Payout
0.0%
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Solvency

Current Ratio
0.0x
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Debt / Equity
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Debt / Assets
0.0x
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CFO / Net Profit
0.0x
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Interest Coverage
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AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–² 7.43% over 1Y
Monthly Returns

Historically, Jun has averaged the highest return (+21.9%); May the lowest (-10.0%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-0.3%Neutral MonthJan 2026: -0.32%-2.6%Negative MonthFeb 2026: -2.60%-8.2%Negative MonthMar 2026: -8.25%+9.2%Positive MonthApr 2026: +9.15%-10.0%Negative MonthMay 2026: -10.03%+21.9%Positive MonthJun 2026: +21.94%-3.0%*Negative MonthJul 2026: -2.95%β€”β€”β€”β€”β€”
2025β€”β€”β€”β€”β€”β€”β€”β€”β€”β€”+0.2%Neutral MonthNov 2025: +0.20%+4.6%Positive MonthDec 2025: +4.57%
AvgΒ±SD-0.3%Β±0.0%-2.6%Β±0.0%-8.2%Β±0.0%+9.2%Β±0.0%-10.0%Β±0.0%+21.9%Β±0.0%-3.0%Β±0.0%β€”β€”β€”+0.2%Β±0.0%+4.6%Β±0.0%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 2 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 1.035x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή21.90 K Crβ–² 64.7%
EBITDA Growthβ€”
Net Profitβ‚Ή2.59 K Crβ–² 4.1%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 36.6%
Revenue CAGR 5Y0.0%
EBITDA CAGR 5Y0.0%
Net Profit CAGR 5Y0.0%
NP Growth 1Y4.1%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή21.90 K Crβ€”β‚Ή2.59 K Crβ€”β€”β€”64.7%4.1%
Mar 2024β‚Ή13.29 K Crβ€”β‚Ή2.49 K Crβ€”β€”β€”30.7%7.4%
Mar 2023β‚Ή10.17 K Crβ€”β‚Ή2.32 K Crβ€”β€”β€”1930.5%2696.4%
Mar 2022β‚Ή501.00 Crβ€”β‚Ή83.00 Crβ€”β€”β€”10.8%76.6%
Mar 2021β‚Ή452.00 Crβ€”β‚Ή47.00 Crβ€”β€”β€”β€”β€”

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Revenue45250110,17313,29321,897
Finance Costs2552904,5576,64610,889
Total Expenses1271122,3663,2117,335
Financing Profit70993,2503,4363,673
Financing Margin %15%20%32%26%17%
Other Income111-31643
Depreciation & Amortisation77198244340
Profit Before Tax631033,0493,2093,375
Tax %26%19%24%22%23%
Net Profit / PAT47832,3212,4922,594
EPS (β‚Ή)0.130.246.526.656.83
Dividend Payout %0%68%3%3%6%

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
Tata Capital Limitedthis co.β‚Ή1.48 L Crβ‚Ή21.90 K Cr58.300.000.0064.7%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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