LIFE INSURANCE CORPORATION OF INDIA
Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Strong 5-year net profit CAGR of 71.9%
Concerns1
- Effective tax rate seems low at 13.0%
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (₹ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (₹ Crores, last 1 year)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | ₹8.87 L Cr | — | ₹48.15 K Cr | — | — | 38.2% | 5.2% | 18.4% |
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Financial Statements
Income statement, balance sheet, and cash flow (₹ Crores, as reported)
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Consolidated Figures in USD Millions.
| Unnamed: 0 | TTM |
|---|---|
| Revenue / Net Sales | 909,910 |
| Total Expenses | 854,030 |
| EBIT / Operating Profit | 55,880 |
| OPM % | 6% |
| Other Income | 3,394 |
| Finance Costs | 0 |
| Depreciation & Amortisation | 0 |
| Profit Before Tax | 59,274 |
| Tax % | - |
| Net Profit / PAT | 51,109 |
| EPS (₹) | 80.80 |
| Dividend Payout % | - |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| LIFE INSURANCE CORPORATION OF INDIAthis co. | ₹5.26 L Cr | ₹8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| HDFC Bank Ltd. | ₹14.43 L Cr | ₹3.01 L Cr | 20.30 | 2.78 | — | 16.3% |
| ICICI Bank Ltd. | ₹10.28 L Cr | ₹1.63 L Cr | 20.70 | 3.32 | — | 14.3% |
| State Bank Of India | ₹9.49 L Cr | ₹4.62 L Cr | 13.30 | 1.83 | — | 11.4% |
| Bajaj Finance Limited | ₹5.91 L Cr | ₹61.95 K Cr | 36.80 | 6.33 | — | 32.0% |
| Kotak Mahindra Bank Ltd. | ₹4.24 L Cr | ₹52.92 K Cr | 31.70 | 3.39 | — | 15.5% |
| AXIS Bank Ltd. | ₹3.92 L Cr | ₹1.23 L Cr | 16.10 | 2.06 | — | 12.2% |
| Industry Average | — | ₹30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |