Icici Prudential Banking & PSU Debt Fund
🎯Investment Objective
“To generate income through predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity.”
Source: Icici Prudential Banking & PSU Debt Fund scheme information document
Asset Allocation
Quarterly comparison data not available.
This is a conservative allocation with only 5% in equities — focused on capital preservation and income.
The fund holds 74% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.
Asset Allocation — The Single Most Important Investment Decision →
Sector Allocation
✅ Well-diversified — no sector dominates, with the top 3 at just 4.5%. This spread reduces sector-specific risk.
Holdings-Based Style Box
This fund sits in the Mid-Value quadrant based on its holdings characteristics.
The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) — offering a balance of growth potential and relative stability. The ‘Value’ tilt means holdings trade at lower valuations (P/E, P/B) relative to earnings — the fund manager is looking for underpriced stocks.
📖 What do Large/Mid/Small Cap mean? →Key Metrics
Fund DNA
Portfolio Holdings89 positions
The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.
📖 Learn: Diversification & Asset Allocation →| # | Company | Sector | Allocation | Weight (%) | 3M Change | View |
|---|---|---|---|---|---|---|
| 1 | NABARD ** | ICRA AAA | 4.3% | — | ||
| 2 | LIC Housing Finance Ltd. ** | CRISIL AAA | 3.4% | — | ||
| 3 | NABARD ** | ICRA AAA | 3.2% | — | ||
| 4 | Small Industries Development Bank Of India. | CRISIL AAA | 2.6% | — | ||
| 5 | Rural Electrification Corporation Ltd. ** | ICRA AAA | 2.6% | — | ||
| 6 | Mahanagar Telephone Nigam Ltd. ** | FITCH AAA(CE) | 2.4% | — | ||
| 7 | Siddhivinayak Securitisation Trust ** | CRISIL AAA(SO) | 2.1% | — | ||
| 8 | Small Industries Development Bank Of India. ** | CRISIL AAA | 2.1% | — | ||
| 9 | HDFC Bank Ltd.( Tier II Bond under Basel III ) ** | CRISIL AAA | 2.0% | — | ||
| 10 | Housing and Urban Development Corporation Ltd. ** | ICRA AAA | 1.8% | — |
Check Holdings Overlap
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Sign In to Check OverlapReturns
| 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| — | — | — | +5.57% | +7.08% | +6.25% |
Performance
This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 7.8%.
Investment Calculator
Estimate future value based on Icici Prudential Banking & PSU Debt Fund's historical returns
⚠️ Important Disclaimer
This projection uses past returns (7.08% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.
💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.
👤Fund Manager
Fund manager information is not available for this fund.
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All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.