Kotak Floating Rate Fund

Kotak MahindraDebtMutual Fund44 HoldingsLow
NAV
1,617.62Net Asset Value per unit
AUM
₹3,250 CrAssets Under Management
Expense Ratio
0.26%Very Low · Annual fee charged
Since Inception
+7.4%CAGRCompounded annual growth
Top Sector
SOVHighest portfolio allocation

🎯Investment Objective

The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments.

Source: Kotak Floating Rate Fund scheme information document

💡The investment objective is the fund's stated purpose. A fund promising “capital appreciation through equity investments” behaves very differently from one promising “regular income through debt instruments.”

Asset Allocation

Fixed Income/Cash85.6%
Equity12.2%
Fixed Income/Cash85.6%

Quarterly comparison data not available.

This is a conservative allocation with only 12% in equities — focused on capital preservation and income.

The fund holds 86% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.

Sector Allocation

SOV
12.2%

Well-diversified — no sector dominates, with the top 3 at just 12.2%. This spread reduces sector-specific risk.

Holdings-Based Style Box

Value
Blend
Growth
Large
Mid
Small

This fund sits in the Large-Blend quadrant based on its holdings characteristics.

The fund primarily holds large-cap stocks (top 100 companies by market cap) — typically the most stable equity holdings. The ‘Blend’ position means the portfolio mixes both value and growth stocks — a balanced approach.

📖 What do Large/Mid/Small Cap mean? →

Key Metrics

₹3,250 CrCategory avg: ₹5,000 Cr
Mid-sized fund
💡 A mid-sized fund with ₹3,250 Cr in assets. Adequate size for most strategies without liquidity concerns.
0.26%Category avg: 0.82%
Below average
💡 This fund charges less than most peers. On a ₹10L investment, you save ~₹5,600/year vs. the average fund.
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Fund DNA

Fund DNA analysis is not available yet — data enrichment pending.

Portfolio Holdings44 positions

💡Reading the Holdings Table

The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

📖 Learn: Diversification & Asset Allocation →
#CompanySectorAllocationWeight (%)3M ChangeView
10.0692CRISIL AAA
5.8%
20.0719SOV
5.7%
30.0731SOV
5.3%
40.0695CRISIL AAA
5.1%
50.0796CRISIL AAA
4.8%
6CDCARE A1+
3.4%
7ZCBCRISIL AA
3.1%
8ZCBCRISIL AA
3.0%
90.0805CRISIL AAA
3.0%
100.0786CRISIL AAA
2.9%

Check Holdings Overlap

Sign in to see if this fund's holdings overlap with stocks already in your portfolio. Knowing your total exposure helps avoid accidental over-concentration.

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Returns

1M3M6M1Y3Y CAGR5Y CAGR
+2.58%+7.07%+8.02%+6.92%

Performance

Historical NAV data not available for this fund.

This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 7.4%.

Investment Calculator

Estimate future value based on Kotak Floating Rate Fund's historical returns

1102030
Invested
₹6.00 L
Est. Value
₹7.40 L
Wealth
₹1.40 L
1.2× in 5yr
Growth ProjectionKotak Floating Rate vs NIFTY 50

⚠️ Important Disclaimer

This projection uses past returns (8.02% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.

👤Fund Manager

Fund manager information is not available for this fund.

All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.