Kotak Gilt Fund

Kotak MahindraEquity FundMutual Fund55 HoldingsHigh
NAV
104.01Net Asset Value per unit
AUM
₹2,579 CrAssets Under Management
Expense Ratio
0.47%Very Low · Annual fee charged
Since Inception
+7.8%CAGRCompounded annual growth
Top Sector
SOVHighest portfolio allocation

🎯Investment Objective

Kotak Gilt Fund focuses on sovereign debt instruments such as central and state government securities, treasury bills and eligible repos. The fund maintains high safety by keeping 80% in government securities and actively manages duration to respond to interest rate changes making it suitable for investors seeking low credit risk and active duration management.

Source: Kotak Gilt Fund scheme information document

💡The investment objective is the fund's stated purpose. A fund promising “capital appreciation through equity investments” behaves very differently from one promising “regular income through debt instruments.”

Asset Allocation

Equity98.1%
Equity98.1%
Fixed Income/Cash2.9%

Quarterly comparison data not available.

This fund has over 80% in equity — it's an aggressive allocation. Expect significant volatility but potentially higher long-term returns.

Sector Allocation

SOV
98.1%

⚠️ High concentration — the top 3 sectors account for 98.1% of this fund. If these sectors face headwinds simultaneously, the fund will feel it. This is common in thematic or sectoral funds but unusual for diversified funds.

Holdings-Based Style Box

Value
Blend
Growth
Large
Mid
Small

This fund sits in the Mid-Blend quadrant based on its holdings characteristics.

The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) — offering a balance of growth potential and relative stability. The ‘Blend’ position means the portfolio mixes both value and growth stocks — a balanced approach.

📖 What do Large/Mid/Small Cap mean? →

Key Metrics

₹2,579 CrCategory avg: ₹5,000 Cr
Mid-sized fund
💡 A mid-sized fund with ₹2,579 Cr in assets. Adequate size for most strategies without liquidity concerns.
0.47%Category avg: 0.82%
Below average
💡 This fund charges less than most peers. On a ₹10L investment, you save ~₹3,500/year vs. the average fund.
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Fund DNA

Fund DNA analysis is not available yet — data enrichment pending.

Portfolio Holdings55 positions

💡Reading the Holdings Table

The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

📖 Learn: Diversification & Asset Allocation →
#CompanySectorAllocationWeight (%)3M ChangeView
10.073SOV
25.4%
20.069SOV
15.9%
30.0724SOV
10.1%
40.0734SOV
6.7%
50.0762SOV
6.7%
60.0749SOV
5.9%
70.0712SOV
5.2%
80.0755SOV
3.7%
90.0739SOV
3.2%
10Triparty RepoOther / Non-Equity
2.9%

Check Holdings Overlap

Sign in to see if this fund's holdings overlap with stocks already in your portfolio. Knowing your total exposure helps avoid accidental over-concentration.

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Returns

1M3M6M1Y3Y CAGR5Y CAGR
-1.14%-0.73%+5.98%+5.63%

Performance

Historical NAV data not available for this fund.

This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 7.8%.

Investment Calculator

Estimate future value based on Kotak Gilt Fund's historical returns

1102030
Invested
₹6.00 L
Est. Value
₹7.01 L
Wealth
₹1.01 L
1.2× in 5yr
Growth ProjectionKotak Gilt vs NIFTY 50

⚠️ Important Disclaimer

This projection uses past returns (5.98% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.

👤Fund Manager

Fund manager information is not available for this fund.

All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.