Aditya Birla Sun Life Retirement Fund - the 40s Plan
🎯Investment Objective
“The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments.”
Source: Aditya Birla Sun Life Retirement Fund - the 40s Plan scheme information document
Asset Allocation
Quarterly comparison data not available.
A balanced-to-growth allocation with 75% in equities and 25% in debt instruments.
The fund holds 25% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.
Asset Allocation — The Single Most Important Investment Decision →
Sector Allocation
✅ Well-diversified — no sector dominates, with the top 3 at just 31.9%. This spread reduces sector-specific risk.
Holdings-Based Style Box
This fund sits in the Mid-Blend quadrant based on its holdings characteristics.
The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) — offering a balance of growth potential and relative stability. The ‘Blend’ position means the portfolio mixes both value and growth stocks — a balanced approach.
📖 What do Large/Mid/Small Cap mean? →Key Metrics
Fund DNA
Portfolio Holdings59 positions
The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.
📖 Learn: Diversification & Asset Allocation →| # | Company | Sector | Allocation | Weight (%) | 3M Change | View |
|---|---|---|---|---|---|---|
| 1 | Government of India (14/08/2033) | Sovereign | 7.6% | — | ||
| 2 | Clearing Corporation of India Limited | Other / Non-Equity | 7.5% | — | ||
| 3 | ICICI Bank Limited | Banks | 6.4% | — | ||
| 4 | HDFC Bank Limited | Banks | 4.9% | — | ||
| 5 | Infosys Limited | IT - Software | 3.7% | — | ||
| 6 | Reliance Industries Limited | Petroleum Products | 3.2% | — | ||
| 7 | UltraTech Cement Limited | Cement & Cement Products | 3.1% | — | ||
| 8 | Government of India (22/04/2064) | Sovereign | 3.0% | — | ||
| 9 | State Bank of India | Banks | 3.0% | — | ||
| 10 | Sun Pharmaceutical Industries Limited | Pharmaceuticals & Biotechnology | 2.5% | — |
Check Holdings Overlap
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Sign In to Check OverlapReturns
| 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| — | — | — | +14.8387% | +14.8295% | +9.4325% |
Performance
This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 9.7%.
Investment Calculator
Estimate future value based on Aditya Birla Sun Life Retirement Fund - the 40s Plan's historical returns
⚠️ Important Disclaimer
This projection uses past returns (14.8295% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.
💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.
👤Fund Manager
Fund manager information is not available for this fund.
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All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.