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Kotak Low Duration FundDebtβ‚Ή3,910.18as of 2026-07-31
Expense0.42%RiskLow
Kotak MahindraDebtMutual Fund115 HoldingsLow
AUM
β‚Ή15,256 CrAssets Under Management
Expense Ratio
0.42%Very Low Β· Annual fee charged
Top Sector
SOVHighest portfolio allocation

🎯Investment Objective

β€œThe primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities.”

Source: Kotak Low Duration Fund scheme information document

πŸ’‘The investment objective is the fund's stated purpose. A fund promising β€œcapital appreciation through equity investments” behaves very differently from one promising β€œregular income through debt instruments.”

AI Summary

indian-fund

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Rule-based from financial data. Not advice.

Asset Allocation

Fixed Income/Cash86.5%
Equity11.5%
Fixed Income/Cash86.5%

Quarterly comparison data not available.

This is a conservative allocation with only 12% in equities, focused on capital preservation and income.

The fund holds 87% in cash, above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.

Asset Allocation - The Single Most Important Investment Decision β†’

Sector Allocation

SOV
11.5%

βœ… Well-diversified, no sector dominates, with the top 3 at just 11.5%. This spread reduces sector-specific risk.

Learn how different sectors behave across market cycles β†’

Holdings-Based Style Box

Value
Blend
Growth
Large
Mid
Small

This fund sits in the Mid-Blend quadrant based on its holdings characteristics.

The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) β€” offering a balance of growth potential and relative stability. The β€˜Blend’ position means the portfolio mixes both value and growth stocks β€” a balanced approach.

πŸ“– What do Large/Mid/Small Cap mean? β†’

Key Metrics

AUM
β‚Ή15,256 CrCategory avg: β‚Ή5,000 Cr
βœ“Large asset base
πŸ’‘ A large fund with β‚Ή15,256 Cr in assets. Larger AUM generally means better liquidity and lower impact costs.
Expense Ratio
0.42%Category avg: 0.82%
βœ“Below average
πŸ’‘ This fund charges less than most peers. On a β‚Ή10L investment, you save ~β‚Ή4,000/year vs. the average fund.
Alpha
Data not available
Beta
-11.87Category avg: 1.00
βœ“Below average
πŸ’‘ Less volatile than the market. When Nifty falls 10%, this fund historically falls ~-118.7%.
Sharpe Ratio
389.38Category avg: 0.80
βœ“Below average
πŸ’‘ Good risk-adjusted returns β€” earning 389.38 units of return for every unit of risk taken.
Std Deviation
434.4%Category avg: 14%
⚠Above average
πŸ’‘ More volatile than peers β€” expect bigger swings in both directions.
Max Drawdown
Data not available

Fund DNA

Fund DNA analysis is not available yet, data enrichment pending.

Portfolio Holdings115 positions

πŸ’‘Reading the Holdings Table

The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves, increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

πŸ“– Learn: Diversification & Asset Allocation β†’
#CompanySectorAllocationWeight (%)3M Change
1CDCARE A1+
5.3%-
2CDCRISIL A1+
4.0%-
30.0715SOV
3.1%-
40.078ICRA AAA
2.9%-
5CDCRISIL A1+
2.9%-
60.0753ICRA AAA
2.8%-
7CDCRISIL A1+
2.6%-
8ZCBCRISIL AA
2.5%-
90.0766CRISIL AAA
2.5%-
100.064CRISIL AAA
2.3%-

Holdings Overlap with Your Portfolio

Checking for overlaps...

Investment Calculator

Estimate future value based on Kotak Low Duration Fund's historical returns

1102030
Invested
β‚Ή6.00 L
Est. Value
β‚Ή8.25 L
Wealth
β‚Ή2.25 L
1.4Γ— in 5yr
Growth ProjectionKotak Low Duration vs NIFTY 50

⚠️ Important Disclaimer

This projection uses past returns (12% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

πŸ’‘ Why SIP works: Investing β‚Ή10,000/month uses rupee cost averaging, buying more units when markets dip. Over 5 years, this smooths out volatility.

πŸ“– SIP Β· πŸ“– XIRR Β· πŸ“– RCA

Returns

1M3M6M1Y3Y CAGR5Y CAGR
+0.4703672439130058%+157.02164278962263%----

Performance

This chart shows the fund's NAV growth over time.

What is CAGR and how is return calculated? β†’

πŸ‘€Fund Manager

Fund manager information is not available for this fund.

All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.