Nippon India Credit Risk Fund
🎯Investment Objective
“The fund focuses on maximizing accrual with increased allocation to AA- and below segment, while maintaining duration of 1.5 - 2.5 years. The core mandate is to generate returns through accrual, hence low duration profile. Emphasis is on credit risk diversification.”
Source: Nippon India Credit Risk Fund scheme information document
Asset Allocation
Quarterly comparison data not available.
This is a conservative allocation with only 0% in equities — focused on capital preservation and income.
Asset Allocation — The Single Most Important Investment Decision →
Sector Allocation
✅ Well-diversified — no sector dominates, with the top 3 at just 0.1%. This spread reduces sector-specific risk.
Holdings-Based Style Box
This fund sits in the Mid-Growth quadrant based on its holdings characteristics.
The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) — offering a balance of growth potential and relative stability. The ‘Growth’ tilt means holdings have higher valuations but stronger earnings growth — the fund manager is paying up for fast-growing companies.
📖 What do Large/Mid/Small Cap mean? →Key Metrics
Fund DNA
Portfolio Holdings36 positions
The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.
📖 Learn: Diversification & Asset Allocation →| # | Company | Sector | Allocation | Weight (%) | 3M Change | View |
|---|---|---|---|---|---|---|
| 1 | 7.02% Government of India | SOVEREIGN | 0.1% | — | ||
| 2 | 10.4% Muthoot Fincorp Ltd** | CRISIL AA- | 0.1% | — | ||
| 3 | Bank of Baroda** | CARE A1+ | 0.1% | — | ||
| 4 | 8.44% Renew Solar Energy (Jharkhand Five) Private Ltd** | CARE AA | 0.0% | — | ||
| 5 | 9.25% Truhome Finance Limited** | CRISIL AA | 0.0% | — | ||
| 6 | 10.2% Navi Finserv Limited** | FITCH A | 0.0% | — | ||
| 7 | 10.96% Gaursons India Private Limited | ICRA A- | 0.0% | — | ||
| 8 | 11% Sandur Manganese And Iron Ores Ltd** | ICRA A+ | 0.0% | — | ||
| 9 | 9.75% Delhi International Airport Limited** | ICRA AA | 0.0% | — | ||
| 10 | 8.28% Mancherial Repallewada Road Private Limited** | CARE AAA | 0.0% | — |
Check Holdings Overlap
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Sign In to Check OverlapReturns
| 1M | 3M | 6M | 1Y | 3Y CAGR | 5Y CAGR |
|---|---|---|---|---|---|
| — | — | — | +8.56% | +8.94% | +9.11% |
Performance
This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 7.5%.
Investment Calculator
Estimate future value based on Nippon India Credit Risk Fund's historical returns
⚠️ Important Disclaimer
This projection uses past returns (8.94% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.
💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.
👤Fund Manager
Fund manager information is not available for this fund.
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All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.