Nippon India Liquid Fund

Nippon IndiaLiquid/Money MarketMutual Fund133 HoldingsLow
NAV
1,528.74Net Asset Value per unit
AUM
₹32,736 CrAssets Under Management
Expense Ratio
0.2%Very Low · Annual fee charged
Since Inception
+6.8%CAGRCompounded annual growth
Top Sector
Mutual Fund / ETFHighest portfolio allocation

🎯Investment Objective

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Source: Nippon India Liquid Fund scheme information document

💡The investment objective is the fund's stated purpose. A fund promising “capital appreciation through equity investments” behaves very differently from one promising “regular income through debt instruments.”

Asset Allocation

Fixed Income/Cash100.0%
Equity0.3%
Fixed Income/Cash100.0%

Quarterly comparison data not available.

This is a conservative allocation with only 0% in equities — focused on capital preservation and income.

The fund holds 100% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.

Sector Allocation

Mutual Fund / ETF
0.3%

Well-diversified — no sector dominates, with the top 3 at just 0.3%. This spread reduces sector-specific risk.

Holdings-Based Style Box

Value
Blend
Growth
Large
Mid
Small

This fund sits in the Large-Growth quadrant based on its holdings characteristics.

The fund primarily holds large-cap stocks (top 100 companies by market cap) — typically the most stable equity holdings. The ‘Growth’ tilt means holdings have higher valuations but stronger earnings growth — the fund manager is paying up for fast-growing companies.

📖 What do Large/Mid/Small Cap mean? →

Key Metrics

₹32,736 CrCategory avg: ₹5,000 Cr
Large asset base
💡 A large fund with ₹32,736 Cr in assets. Larger AUM generally means better liquidity and lower impact costs.
0.2%Category avg: 0.82%
Below average
💡 This fund charges less than most peers. On a ₹10L investment, you save ~₹6,200/year vs. the average fund.
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Fund DNA

Fund DNA analysis is not available yet — data enrichment pending.

Portfolio Holdings133 positions

💡Reading the Holdings Table

The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

📖 Learn: Diversification & Asset Allocation →
#CompanySectorAllocationWeight (%)3M ChangeView
191 Days TbillOther / Non-Equity
3.8%
2National Bank For Agriculture and Rural Development**FITCH A1+
3.0%
35.63% Government of IndiaSOVEREIGN
2.8%
4Union Bank of IndiaICRA A1+
2.3%
5Reliance Retail Ventures Limited**CARE A1+
2.3%
6IndusInd Bank Limited**CRISIL A1+
2.3%
791 Days TbillOther / Non-Equity
2.1%
891 Days TbillOther / Non-Equity
2.0%
9Karur Vysya Bank Limited**ICRA A1+
1.8%
10Canara Bank**CRISIL A1+
1.8%

Check Holdings Overlap

Sign in to see if this fund's holdings overlap with stocks already in your portfolio. Knowing your total exposure helps avoid accidental over-concentration.

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Returns

1M3M6M1Y3Y CAGR5Y CAGR
+6.3%+6.9%+5.84%

Performance

Historical NAV data not available for this fund.

This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 6.8%.

Investment Calculator

Estimate future value based on Nippon India Liquid Fund's historical returns

1102030
Invested
₹6.00 L
Est. Value
₹7.18 L
Wealth
₹1.18 L
1.2× in 5yr
Growth ProjectionNippon India Liquid vs NIFTY 50

⚠️ Important Disclaimer

This projection uses past returns (6.9% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.

👤Fund Manager

Fund manager information is not available for this fund.

All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.