NSE / BSEFinancial Services
β‚Ή1002.00-12.00-1.18%
P/E0.0Mkt Capβ‚Ή70.92 K CrEV/EBITDA0.0

IndusInd Bank Ltd.

P/E0.0Mkt Capβ‚Ή70.92 K CrEV/EBITDA0.0
Company Profile

IndusInd Bank Limited provides various banking products and financial services to individuals, corporations, government entities, and public sector undertakings in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, salary, RFC, and uniformed personnel accounts; current accounts comprising smart, everyday, premium, trade, startup, and specialized accounts; fixed, recurring, sweep in/out, senior citizen fixed, NRE and NRO fixed, FCNR, and term deposits; vehicle, used and new car, two wheeler, home, gold, agri, personal, doctor professional, medical equipment, term, quick business, SME, and MSME loans; loans against property and securities; loans on credit card; and microfinance, working capital, and trade and export finance. It also provides debit, credit, prepaid, commercial, forex, duo, corporate, and business cards; life, health, and general insurance; safe deposit lockers; payment and financial inclusion products; foreign exchange services, including inward and outward remittances, and online forex portals; digital banking; and online vehicle auction services. In addition, the company offers mutual funds; bill payment; money transfer; NRI services; merchant solutions comprising POS terminal, payment gateway, digital rupee, and QR; transaction banking services, including trade finance, cash management, and tax payment; supply chain finance solutions, including supplier/vendor finance, channel finance, and receivable finance/factoring solutions; investment banking services consisting of debt syndication, debt and private equity fund-raising advisory, and M&A advisory; foreign exchange advisory; derivatives, such as currency, interest rate, and exchange-traded derivatives; debt capital markets, bullions, research, and online platforms; and correspondent and inclusive banking. IndusInd Bank Limited was incorporated in 1994 and is headquartered in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 26 Aug 2026
P/E Ratio
β€”
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
β€”

AI Summary

Indian Stock

Sign up free to view AI insights

Get Started

Rule-based from financial data. Not advice.

Price Historyβ–² 32.42% over 1Y
Monthly Returns

Historically, Apr has averaged the highest return (+12.1%); Mar the lowest (-9.9%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+3.6%Positive MonthJan 2026: +3.58%+7.1%Positive MonthFeb 2026: +7.11%-21.5%Negative MonthMar 2026: -21.50%+21.6%Positive MonthApr 2026: +21.62%-0.5%Neutral MonthMay 2026: -0.54%+1.5%Neutral MonthJun 2026: +1.52%+9.2%Positive MonthJul 2026: +9.20%-0.7%*Neutral MonthAug 2026: -0.74%β€”β€”β€”β€”
2025+3.3%Positive MonthJan 2025: +3.32%-0.3%Neutral MonthFeb 2025: -0.32%-34.3%Negative MonthMar 2025: -34.32%+29.1%Positive MonthApr 2025: +29.08%-2.5%Negative MonthMay 2025: -2.55%+6.7%Positive MonthJun 2025: +6.69%-8.4%Negative MonthJul 2025: -8.37%-7.4%Negative MonthAug 2025: -7.38%-0.6%Neutral MonthSep 2025: -0.59%+8.0%Positive MonthOct 2025: +7.97%+8.1%Positive MonthNov 2025: +8.08%+0.7%Neutral MonthDec 2025: +0.71%
2024-4.0%Negative MonthJan 2024: -4.00%-3.8%Negative MonthFeb 2024: -3.83%+5.4%Positive MonthMar 2024: +5.44%-2.6%Negative MonthApr 2024: -2.58%-3.7%Negative MonthMay 2024: -3.69%+0.3%Neutral MonthJun 2024: +0.28%-2.4%Negative MonthJul 2024: -2.44%-0.1%Neutral MonthAug 2024: -0.12%+1.5%Neutral MonthSep 2024: +1.51%-27.1%Negative MonthOct 2024: -27.09%-5.6%Negative MonthNov 2024: -5.62%-3.6%Negative MonthDec 2024: -3.63%
2023-11.3%Negative MonthJan 2023: -11.29%-0.5%Neutral MonthFeb 2023: -0.53%-0.9%Neutral MonthMar 2023: -0.90%+7.9%Positive MonthApr 2023: +7.85%+11.7%Positive MonthMay 2023: +11.68%+6.9%Positive MonthJun 2023: +6.87%+1.9%Neutral MonthJul 2023: +1.93%-1.8%Neutral MonthAug 2023: -1.78%+3.8%Positive MonthSep 2023: +3.78%+0.9%Neutral MonthOct 2023: +0.86%+1.7%Neutral MonthNov 2023: +1.75%+9.0%Positive MonthDec 2023: +8.98%
2022-1.8%Neutral MonthJan 2022: -1.78%+5.6%Positive MonthFeb 2022: +5.64%+1.5%Neutral MonthMar 2022: +1.53%+4.6%Positive MonthApr 2022: +4.61%-4.9%Negative MonthMay 2022: -4.85%-14.6%Negative MonthJun 2022: -14.63%+31.3%Positive MonthJul 2022: +31.29%+6.1%Positive MonthAug 2022: +6.11%+7.2%Positive MonthSep 2022: +7.17%-3.7%Negative MonthOct 2022: -3.68%+2.2%Positive MonthNov 2022: +2.16%+4.6%Positive MonthDec 2022: +4.64%
2021β€”β€”β€”β€”β€”+0.3%Neutral MonthJun 2021: +0.27%-3.5%Negative MonthJul 2021: -3.46%+1.3%Neutral MonthAug 2021: +1.27%+11.9%Positive MonthSep 2021: +11.94%+2.5%Positive MonthOct 2021: +2.51%-22.5%Negative MonthNov 2021: -22.49%+0.5%Neutral MonthDec 2021: +0.46%
AvgΒ±SD-2.0%Β±5.5%+1.6%Β±4.1%-9.9%Β±15.3%+12.1%Β±11.6%+0.0%Β±6.0%+0.2%Β±7.2%+4.7%Β±13.1%-0.4%Β±4.0%+4.8%Β±4.4%-3.9%Β±12.2%-3.2%Β±10.6%+2.2%Β±4.3%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 1.159x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή48.67 K Crβ–² 6.4%
EBITDA Growthβ€”
Net Profitβ‚Ή2.64 K Crβ–Ό 70.5%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 213.5%
Revenue CAGR 5Y9.7%
EBITDA CAGR 5Y6.2%
Net Profit CAGR 5Y15.2%
NP Growth 1Y-70.5%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή48.67 K Crβ€”β‚Ή2.64 K Crβ€”β€”β€”6.4%-70.5%
Mar 2024β‚Ή45.75 K Crβ€”β‚Ή8.95 K Crβ€”β€”β€”25.8%21.1%
Mar 2023β‚Ή36.37 K Crβ€”β‚Ή7.39 K Crβ€”β€”β€”18.0%60.3%
Mar 2022β‚Ή30.82 K Crβ€”β‚Ή4.61 K Crβ€”β€”β€”6.3%62.6%
Mar 2021β‚Ή29.00 K Crβ€”β‚Ή2.84 K Crβ€”β€”β€”0.8%-35.8%
Mar 2020β‚Ή28.78 K Crβ€”β‚Ή4.42 K Crβ€”β€”β€”29.3%33.8%
Mar 2019β‚Ή22.26 K Crβ€”β‚Ή3.30 K Crβ€”β€”β€”28.8%-8.5%
Mar 2018β‚Ή17.28 K Crβ€”β‚Ή3.61 K Crβ€”β€”β€”20.0%25.7%
Mar 2017β‚Ή14.41 K Crβ€”β‚Ή2.87 K Crβ€”β€”β€”21.3%25.5%
Mar 2016β‚Ή11.87 K Crβ€”β‚Ή2.29 K Crβ€”β€”β€”22.5%27.4%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue8,2549,69211,87214,40617,28122,26128,78329,00030,82236,36845,74848,66847,307
Finance Costs5,3636,2727,3558,3439,78313,41516,72415,47215,82218,77625,13229,63629,982
Total Expenses2,5553,1334,1885,6846,5559,28312,61115,99715,84015,52517,63822,61624,903
Financing Profit335288329379942-437-553-2,469-8392,0672,978-3,584-7,577
Financing Margin %4%3%3%3%5%-2%-2%-9%-3%6%7%-7%-16%
Other Income1,8912,5483,2974,1714,7505,6476,9516,5597,3348,1669,3887,6846,863
Depreciation & Amortisation981271571912122292783053213734254850
Profit Before Tax2,1282,7093,4694,3605,4814,9816,1213,7846,1749,86011,9423,615-714
Tax %34%34%34%34%34%34%28%25%25%25%25%27%-
Net Profit / PAT1,4081,7942,2862,8683,6063,3014,4182,8364,6117,3908,9502,643-595
EPS (β‚Ή)26.8033.8838.4347.9560.0854.7763.7036.6859.5295.24114.9933.92-7.64
Dividend Payout %13%12%12%13%12%14%0%14%14%15%14%0%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
IndusInd Bank Ltd.this co.β‚Ή70.92 K Crβ‚Ή48.67 K Cr0.001.100.006.4%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

Learn while you research

Hand-picked academy chapters to deepen your understanding of IndusInd Bank Ltd. and the metrics that matter.

Browse the full Equiscale Academy