NSE / BSEFinancial Services
β‚Ή85.63+0.13+0.15%
P/E33.2Mkt Capβ‚Ή78.51 K CrEV/EBITDA0.0

Bajaj Housing Finance Limited

P/E33.2Mkt Capβ‚Ή78.51 K CrEV/EBITDA0.0
Company Profile

Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as lease rental discounting to developers and high-net-worth individuals; real estate investment trusts REITs, and sovereign wealth funds and corporations. Bajaj Housing Finance Limited was formerly known as Bajaj Financial Solutions Limited and changed its name to Bajaj Housing Finance Limited in November 2014. The company was incorporated in 2008 and is headquartered in Pune, India. Bajaj Housing Finance Limited operates as a subsidiary of Bajaj Finance Limited.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
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Interest Coverage
β€”
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AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–Ό 25.70% over 1Y
Monthly Returns

Historically, Apr has averaged the highest return (+9.2%); Dec the lowest (-8.2%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-3.7%Negative MonthJan 2026: -3.71%-4.2%Negative MonthFeb 2026: -4.20%-16.0%Negative MonthMar 2026: -16.02%+19.3%Positive MonthApr 2026: +19.30%-4.7%Negative MonthMay 2026: -4.72%+5.3%Positive MonthJun 2026: +5.34%-2.2%*Negative MonthJul 2026: -2.16%β€”β€”β€”β€”β€”
2025-8.7%Negative MonthJan 2025: -8.67%-6.6%Negative MonthFeb 2025: -6.57%+13.3%Positive MonthMar 2025: +13.33%-1.0%Neutral MonthApr 2025: -0.97%-0.1%Neutral MonthMay 2025: -0.08%-0.1%Neutral MonthJun 2025: -0.08%-6.5%Negative MonthJul 2025: -6.48%-2.4%Negative MonthAug 2025: -2.37%-1.1%Neutral MonthSep 2025: -1.12%+0.2%Neutral MonthOct 2025: +0.23%-4.7%Negative MonthNov 2025: -4.67%-10.2%Negative MonthDec 2025: -10.23%
2024β€”β€”β€”β€”β€”β€”β€”β€”β€”-12.9%Negative MonthOct 2024: -12.93%+1.3%Neutral MonthNov 2024: +1.30%-6.2%Negative MonthDec 2024: -6.22%
AvgΒ±SD-6.2%Β±2.5%-5.4%Β±1.2%-1.3%Β±14.7%+9.2%Β±10.1%-2.4%Β±2.3%+2.6%Β±2.7%-4.3%Β±2.2%-2.4%Β±0.0%-1.1%Β±0.0%-6.4%Β±6.6%-1.7%Β±3.0%-8.2%Β±2.0%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 3 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 0.908x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή9.58 K Crβ–² 25.7%
EBITDA Growthβ€”
Net Profitβ‚Ή2.16 K Crβ–² 25.0%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 93.3%
Revenue CAGR 5Y23.5%
EBITDA CAGR 5Y0.0%
Net Profit CAGR 5Y32.7%
NP Growth 1Y25.0%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή9.58 K Crβ€”β‚Ή2.16 K Crβ€”β€”β€”25.7%25.0%
Mar 2024β‚Ή7.62 K Crβ€”β‚Ή1.73 K Crβ€”β€”β€”34.5%37.6%
Mar 2023β‚Ή5.67 K Crβ€”β‚Ή1.26 K Crβ€”β€”β€”50.4%77.2%
Mar 2022β‚Ή3.77 K Crβ€”β‚Ή710.00 Crβ€”β€”β€”19.4%56.7%
Mar 2021β‚Ή3.15 K Crβ€”β‚Ή453.00 Crβ€”β€”β€”19.2%7.6%
Mar 2020β‚Ή2.65 K Crβ€”β‚Ή421.00 Crβ€”β€”β€”β€”β€”

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue2,6463,1553,7675,6657,6179,57610,327
Finance Costs1,6181,9682,1573,2134,6955,9816,331
Total Expenses438552624718721781933
Financing Profit5916359861,7332,2012,8143,063
Financing Margin %22%20%26%31%29%29%30%
Other Income00000-23
Depreciation & Amortisation23222633404144
Profit Before Tax5676139601,7002,1612,7703,022
Tax %26%26%26%26%20%22%-
Net Profit / PAT4214537101,2581,7312,1632,361
EPS (β‚Ή)0.860.931.451.872.582.602.83
Dividend Payout %0%0%0%0%0%0%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
Bajaj Housing Finance Limitedthis co.β‚Ή78.51 K Crβ‚Ή9.58 K Cr33.203.710.0025.7%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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