One 97 Communications Limited
One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company offers payment and financial services, including payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also provides marketing services consist of aggregators for digital products, the ticketing business, the provision of voice and messaging platforms to telecom operators, enterprise customers and other businesses, etc. In addition, the company offers mobile recharge; bill payments, such as utility bills, education and money transfers on the app, online payment gateways, as well as offline payment solutions to merchants through QR codes, soundbox, and card machines. Further, it provides digital distribution of credit, insurance, mutual funds distribution, and equity broking services; other services, including ticketing, deals and gift vouchers and advertising services for merchants; and distributes credit cards. Additionally, the company offers lending and wealth management for consumers and merchants; loyalty solutions; and operates a technology platform for origination, loan management, and collection for credit access. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Strong 5-year revenue CAGR of 19.7%
Concerns1
- Negative free cash flow (βΉ1914 Cr)
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (βΉ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (βΉ Crores, last 10 years)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | βΉ5.50 K Cr | β | βΉ-789.00 | β | β | -6.1% | -28.1% | -46.5% |
| Mar 2024 | βΉ7.66 K Cr | β | βΉ-1476.00 | β | β | -12.0% | 27.1% | -20.5% |
| Mar 2023 | βΉ6.03 K Cr | β | βΉ-1856.00 | β | β | -15.1% | 54.9% | -20.2% |
| Mar 2022 | βΉ3.89 K Cr | β | βΉ-2325.00 | β | β | -17.0% | 45.9% | 49.0% |
| Mar 2021 | βΉ2.67 K Cr | β | βΉ-1560.00 | β | β | -22.3% | -14.4% | -44.9% |
| Mar 2020 | βΉ3.12 K Cr | β | βΉ-2833.00 | β | β | -33.7% | 2.1% | -28.5% |
| Mar 2019 | βΉ3.05 K Cr | β | βΉ-3960.00 | β | β | -65.6% | 2.3% | 165.8% |
| Mar 2018 | βΉ2.98 K Cr | β | βΉ-1490.00 | β | β | -19.7% | 377.1% | 69.3% |
| Mar 2017 | βΉ625.00 Cr | β | βΉ-880.00 | β | β | -37.0% | 39.2% | -41.7% |
| Mar 2016 | βΉ449.00 Cr | β | βΉ-1510.00 | β | β | -53.6% | β | β |
Financial Statements
Income statement, balance sheet, and cash flow (βΉ Crores, as reported)
Consolidated Figures in USD Millions.
| Unnamed: 0 | TTM |
|---|---|
| Revenue / Net Sales | 6,358 |
| Total Expenses | 6,484 |
| EBIT / Operating Profit | -126 |
| OPM % | -2% |
| Other Income | -241 |
| Finance Costs | 17 |
| Depreciation & Amortisation | 604 |
| Profit Before Tax | -987 |
| Tax % | - |
| Net Profit / PAT | -987 |
| EPS (βΉ) | -15.46 |
| Dividend Payout % | - |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| One 97 Communications Limitedthis co. | βΉ81.97 K Cr | βΉ5.50 K Cr | 0.00 | 6.44 | -109.36 | -28.1% |
| HDFC Bank Ltd. | βΉ14.43 L Cr | βΉ3.01 L Cr | 20.30 | 2.78 | β | 16.3% |
| ICICI Bank Ltd. | βΉ10.28 L Cr | βΉ1.63 L Cr | 20.70 | 3.32 | β | 14.3% |
| State Bank Of India | βΉ9.49 L Cr | βΉ4.62 L Cr | 13.30 | 1.83 | β | 11.4% |
| Bajaj Finance Limited | βΉ5.91 L Cr | βΉ61.95 K Cr | 36.80 | 6.33 | β | 32.0% |
| LIFE INSURANCE CORPORATION OF INDIA | βΉ5.26 L Cr | βΉ8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| Kotak Mahindra Bank Ltd. | βΉ4.24 L Cr | βΉ52.92 K Cr | 31.70 | 3.39 | β | 15.5% |
| Industry Average | β | βΉ30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |