EquiscaleEquiscale
Sbi Banking & PSU FundDebt₹3,529.74as of 2026-08-19
Expense0.39%RiskLow
Sbi Mutual FundDebtMutual Fund52 HoldingsLow
AUM
₹3,813 CrAssets Under Management
Expense Ratio
0.39%Very Low · Annual fee charged
Top Sector
IND AAAHighest portfolio allocation

🎯Investment Objective

“An open-ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bodies”

Source: Sbi Banking & PSU Fund scheme information document

💡The investment objective is the fund's stated purpose. A fund promising “capital appreciation through equity investments” behaves very differently from one promising “regular income through debt instruments.”

AI Summary

indian-fund

Strengths1

  • Expense ratio of 0.39% is below the category median of 0.40%

Concerns0

    Rule-based from financial data. Not advice.

    Asset Allocation

    Sector Allocation

    Holdings-Based Style Box

    Value
    Blend
    Growth
    Large
    Mid
    Small

    This fund sits in the Mid-Growth quadrant based on its holdings characteristics.

    The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) — offering a balance of growth potential and relative stability. The ‘Growth’ tilt means holdings have higher valuations but stronger earnings growth — the fund manager is paying up for fast-growing companies.

    📖 What do Large/Mid/Small Cap mean? →

    Key Metrics

    AUM
    ₹3,813 CrCategory avg: ₹5,000 Cr
    ≈Mid-sized fund
    💡 A mid-sized fund with ₹3,813 Cr in assets. Adequate size for most strategies without liquidity concerns.
    Expense Ratio
    0.39%Category avg: 0.82%
    ✓Below average
    💡 This fund charges less than most peers. On a ₹10L investment, you save ~₹4,300/year vs. the average fund.

    Fund DNA

    Fund DNA analysis is not available yet, data enrichment pending.

    Portfolio Holdings52 positions

    💡Reading the Holdings Table

    The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves, increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

    📖 Learn: Diversification & Asset Allocation →
    #CompanySectorAllocationWeight (%)3M Change
    15.63% CGL 2026Sovereign
    		8.0%-
    2Punjab National BankCRISIL A1+
    		5.8%-
    3Bank of BarodaIND A1+
    		4.7%-
    4Power Grid Corporation of India Ltd.CRISIL AAA
    		4.6%-
    5GAIL (India) Ltd.IND AAA
    		4.4%-
    6ONGC Petro Additions Ltd.CRISIL AA+
    		4.4%-
    7India Infrastructure Finance Company Ltd.IND AAA
    		3.7%-
    8Canara BankCRISIL A1+
    		3.7%-
    9AU Small Finance Bank Ltd.CRISIL A1+
    		3.6%-
    10TREPSOther / Non-Equity
    		3.6%-

    Holdings Overlap with Your Portfolio

    Checking for overlaps...

    Investment Calculator

    Estimate future value based on Sbi Banking & PSU Fund's historical returns

    1102030
    Invested
    ₹6.00 L
    Est. Value
    ₹8.25 L
    Wealth
    ₹2.25 L
    1.4× in 5yr
    Growth ProjectionSbi Banking & PSU vs NIFTY 50

    ⚠️ Important Disclaimer

    This projection uses past returns (12% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

    💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging, buying more units when markets dip. Over 5 years, this smooths out volatility.

    📖 SIP · 📖 XIRR · 📖 RCA

    Returns

    1M3M6M1Y3Y CAGR5Y CAGR
    +0.49081302098776813%+134.4171313849368%----

    Performance

    This chart shows the fund's NAV growth over time.

    What is CAGR and how is return calculated? →

    👤Fund Manager

    Fund manager information is not available for this fund.

    All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.