Sbi Banking & PSU Fund

Sbi Mutual FundDebtMutual Fund52 HoldingsLow
NAV
1,505.75Net Asset Value per unit
AUM
₹3,813.28 CrAssets Under Management
Expense Ratio
0.39%Very Low · Annual fee charged
Since Inception
+7.3%CAGRCompounded annual growth
Top Sector
IND AAAHighest portfolio allocation

🎯Investment Objective

An open-ended debt scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bodies

Source: Sbi Banking & PSU Fund scheme information document

💡The investment objective is the fund's stated purpose. A fund promising “capital appreciation through equity investments” behaves very differently from one promising “regular income through debt instruments.”

Asset Allocation

Fixed Income/Cash85.1%
Equity13.0%
Fixed Income/Cash85.1%

Quarterly comparison data not available.

This is a conservative allocation with only 13% in equities — focused on capital preservation and income.

The fund holds 85% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.

Sector Allocation

IND AAA
11.2%
Other / Non-Equity
1.4%
CDMDF
0.4%

Well-diversified — no sector dominates, with the top 3 at just 13.0%. This spread reduces sector-specific risk.

Holdings-Based Style Box

Value
Blend
Growth
Large
Mid
Small

This fund sits in the Mid-Growth quadrant based on its holdings characteristics.

The fund primarily holds mid-cap stocks (ranked 101–250 by market cap) — offering a balance of growth potential and relative stability. The ‘Growth’ tilt means holdings have higher valuations but stronger earnings growth — the fund manager is paying up for fast-growing companies.

📖 What do Large/Mid/Small Cap mean? →

Key Metrics

₹3,813 CrCategory avg: ₹5,000 Cr
Mid-sized fund
💡 A mid-sized fund with ₹3,813 Cr in assets. Adequate size for most strategies without liquidity concerns.
0.39%Category avg: 0.82%
Below average
💡 This fund charges less than most peers. On a ₹10L investment, you save ~₹4,300/year vs. the average fund.
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Fund DNA

Fund DNA analysis is not available yet — data enrichment pending.

Portfolio Holdings52 positions

💡Reading the Holdings Table

The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

📖 Learn: Diversification & Asset Allocation →
#CompanySectorAllocationWeight (%)3M ChangeView
15.63% CGL 2026Sovereign
8.0%
2Punjab National BankCRISIL A1+
5.8%
3Bank of BarodaIND A1+
4.7%
4Power Grid Corporation of India Ltd.CRISIL AAA
4.6%
5GAIL (India) Ltd.IND AAA
4.4%
6ONGC Petro Additions Ltd.CRISIL AA+
4.4%
7India Infrastructure Finance Company Ltd.IND AAA
3.7%
8Canara BankCRISIL A1+
3.7%
9AU Small Finance Bank Ltd.CRISIL A1+
3.6%
10TREPSOther / Non-Equity
3.6%

Check Holdings Overlap

Sign in to see if this fund's holdings overlap with stocks already in your portfolio. Knowing your total exposure helps avoid accidental over-concentration.

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Returns

1M3M6M1Y3Y CAGR5Y CAGR
+5.2%+6.72%+5.52%

Performance

Historical NAV data not available for this fund.

This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 7.3%.

Investment Calculator

Estimate future value based on Sbi Banking & PSU Fund's historical returns

1102030
Invested
₹6.00 L
Est. Value
₹7.15 L
Wealth
₹1.15 L
1.2× in 5yr
Growth ProjectionSbi Banking & PSU vs NIFTY 50

⚠️ Important Disclaimer

This projection uses past returns (6.72% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.

👤Fund Manager

Fund manager information is not available for this fund.

All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.