Sbi Short Term Debt Fund

Sbi Mutual FundDebtMutual Fund78 HoldingsLow
NAV
19.75Net Asset Value per unit
AUM
₹14,580.35 CrAssets Under Management
Expense Ratio
0.4%Very Low · Annual fee charged
Since Inception
+6.6%CAGRCompounded annual growth
Top Sector
IND AAA(SO)Highest portfolio allocation

🎯Investment Objective

An open-ended short term debt scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years

Source: Sbi Short Term Debt Fund scheme information document

💡The investment objective is the fund's stated purpose. A fund promising “capital appreciation through equity investments” behaves very differently from one promising “regular income through debt instruments.”

Asset Allocation

Fixed Income/Cash88.7%
Equity1.4%
Fixed Income/Cash88.7%

Quarterly comparison data not available.

This is a conservative allocation with only 1% in equities — focused on capital preservation and income.

The fund holds 89% in cash — above typical levels. This could indicate the fund manager is waiting for better entry points or being defensive.

Sector Allocation

IND AAA(SO)
1.1%
CDMDF
0.3%

Well-diversified — no sector dominates, with the top 3 at just 1.4%. This spread reduces sector-specific risk.

Holdings-Based Style Box

Value
Blend
Growth
Large
Mid
Small

This fund sits in the Large-Blend quadrant based on its holdings characteristics.

The fund primarily holds large-cap stocks (top 100 companies by market cap) — typically the most stable equity holdings. The ‘Blend’ position means the portfolio mixes both value and growth stocks — a balanced approach.

📖 What do Large/Mid/Small Cap mean? →

Key Metrics

₹14,580 CrCategory avg: ₹5,000 Cr
Large asset base
💡 A large fund with ₹14,580 Cr in assets. Larger AUM generally means better liquidity and lower impact costs.
0.4%Category avg: 0.82%
Below average
💡 This fund charges less than most peers. On a ₹10L investment, you save ~₹4,200/year vs. the average fund.
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Fund DNA

Fund DNA analysis is not available yet — data enrichment pending.

Portfolio Holdings78 positions

💡Reading the Holdings Table

The Weight column shows how much of the fund's money is in each stock. The 3M Change reveals the fund manager's recent moves — increasing weight (↑ green) means they're buying more, decreasing (↓ red) means they're trimming. Click any stock name to see its detailed financials on Equiscale.

📖 Learn: Diversification & Asset Allocation →
#CompanySectorAllocationWeight (%)3M ChangeView
1TREPSOther / Non-Equity
7.6%
26.01% CGL 2030Sovereign
3.7%
3Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)CRISIL AAA(SO)
3.5%
46.48% CGL 2035Sovereign
3.4%
57.17% CGL 2030Sovereign
3.0%
6National Bank for Agriculture and Rural Development[ICRA]AAA
2.3%
7IndiGrid Infrastructure TrustCRISIL AAA
2.3%
8Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust)CRISIL AAA(SO)
2.2%
9Aditya Birla Housing Finance Ltd.CRISIL AAA
1.8%
10Toyota Financial Services India Ltd.[ICRA]AAA
1.8%

Check Holdings Overlap

Sign in to see if this fund's holdings overlap with stocks already in your portfolio. Knowing your total exposure helps avoid accidental over-concentration.

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Returns

1M3M6M1Y3Y CAGR5Y CAGR
+5.84%+6.98%+5.83%

Performance

Historical NAV data not available for this fund.

This chart shows the fund's NAV growth over time. Since inception, this fund has delivered a CAGR of 6.6%.

Investment Calculator

Estimate future value based on Sbi Short Term Debt Fund's historical returns

1102030
Invested
₹6.00 L
Est. Value
₹7.20 L
Wealth
₹1.20 L
1.2× in 5yr
Growth ProjectionSbi Short Term Debt vs NIFTY 50

⚠️ Important Disclaimer

This projection uses past returns (6.98% CAGR) which do NOT guarantee future performance. Actual returns may vary significantly.

💡 Why SIP works: Investing ₹10,000/month uses rupee cost averaging — buying more units when markets dip. Over 5 years, this smooths out volatility.

👤Fund Manager

Fund manager information is not available for this fund.

All mutual fund data is for educational purposes only. Past performance does not guarantee future returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Equiscale does not provide investment advice.