Computer Age Management Services Limited
Computer Age Management Services Limited provides registrar and transfer agency services, including data processing and its related activities to financial institutions in India. It provides MF Central, an investor platform for monitoring and managing mutual fund investments; myCAMS, a mobile app and portal for retail investors to manage and transact across multiple mutual funds; and digiLoan that enables investors to pledge mutual fund units digitally for loans. The company offers edge 360, a mobile app and portal for distributors and advisors, offering a platform for daily operations; GOCorp, a platform for institutional investors to easily transact across CAMS-managed mutual funds; CAMServ, a chatbot assisting customers with mutual-fund transactions for a smooth service experience; and eKYC solution simplifies mutual fund KYC for new investors with Aadhaar authentication. In addition, it provides CAMS WealthServ, a digital onboarding platform with a user-friendly interface and paperless processing for alternate investment funds and portfolio management services investors; Think360.ai propels BFSI enterprises with full stack data science and AI solutions; and Bima Central, an insurance platform providing policy holder services, renewal reminders, cover dashboard, downloads, and highlights. Further, it offers CAMSfinserv, an account aggregator platform; CAMS eNPS platform offers advanced subscriber experience with expertise in pension services for account opening, record keeping, and maintenance; CAMSPay, a platform for BFSI payments, offering same-day NAV processing and quick customer on-boarding; and Recon Dynamix, a no-human-touch reconciliation platform using pattern matching algorithms and automation for payments and transaction reconciliation, as well as Fintuple, a capital markets digital transformation partner; and Policy Genie that manages all insurance policies in one digital dashboard. The company was incorporated in 1988 and is based in Chennai, India.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockRule-based from financial data. Not advice.
Historically, Apr has averaged the highest return (+8.3%); Dec the lowest (-4.6%).
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.2%Negative MonthJan 2026: -6.23% | -2.4%Negative MonthFeb 2026: -2.42% | -7.7%Negative MonthMar 2026: -7.68% | +18.0%Positive MonthApr 2026: +17.97% | +2.5%Positive MonthMay 2026: +2.53% | +5.2%Positive MonthJun 2026: +5.19% | +0.5%*Neutral MonthJul 2026: +0.47% | β | β | β | β | β |
| 2025 | -29.0%Negative MonthJan 2025: -28.97% | -12.8%Negative MonthFeb 2025: -12.80% | +18.2%Positive MonthMar 2025: +18.18% | +5.0%Positive MonthApr 2025: +5.04% | +1.5%Neutral MonthMay 2025: +1.53% | +8.5%Positive MonthJun 2025: +8.51% | -12.9%Negative MonthJul 2025: -12.89% | -1.1%Neutral MonthAug 2025: -1.06% | +1.5%Neutral MonthSep 2025: +1.47% | +4.7%Positive MonthOct 2025: +4.70% | -1.6%Neutral MonthNov 2025: -1.59% | -4.4%Negative MonthDec 2025: -4.37% |
| 2024 | +9.2%Positive MonthJan 2024: +9.18% | +5.9%Positive MonthFeb 2024: +5.91% | -5.0%Negative MonthMar 2024: -4.96% | +9.9%Positive MonthApr 2024: +9.92% | +8.6%Positive MonthMay 2024: +8.57% | +3.8%Positive MonthJun 2024: +3.83% | +25.5%Positive MonthJul 2024: +25.54% | -6.0%Negative MonthAug 2024: -6.03% | +3.4%Positive MonthSep 2024: +3.44% | +0.7%Neutral MonthOct 2024: +0.75% | +10.9%Positive MonthNov 2024: +10.90% | +3.1%Positive MonthDec 2024: +3.05% |
| 2023 | +2.5%Positive MonthJan 2023: +2.48% | -0.7%Neutral MonthFeb 2023: -0.72% | -10.1%Negative MonthMar 2023: -10.06% | +1.5%Neutral MonthApr 2023: +1.48% | +7.4%Positive MonthMay 2023: +7.43% | -0.7%Neutral MonthJun 2023: -0.71% | +7.4%Positive MonthJul 2023: +7.35% | +0.6%Neutral MonthAug 2023: +0.62% | +5.7%Positive MonthSep 2023: +5.68% | -10.4%Negative MonthOct 2023: -10.44% | +24.8%Positive MonthNov 2023: +24.79% | -5.5%Negative MonthDec 2023: -5.47% |
| 2022 | +1.2%Neutral MonthJan 2022: +1.16% | -7.5%Negative MonthFeb 2022: -7.45% | -7.3%Negative MonthMar 2022: -7.32% | +6.9%Positive MonthApr 2022: +6.93% | -6.0%Negative MonthMay 2022: -5.99% | -3.0%Negative MonthJun 2022: -2.97% | +8.8%Positive MonthJul 2022: +8.80% | -6.1%Negative MonthAug 2022: -6.14% | +9.5%Positive MonthSep 2022: +9.50% | +1.0%Neutral MonthOct 2022: +0.97% | -9.8%Negative MonthNov 2022: -9.77% | -3.4%Negative MonthDec 2022: -3.44% |
| 2021 | β | β | β | β | β | +11.5%Positive MonthJun 2021: +11.52% | +19.9%Positive MonthJul 2021: +19.89% | +14.2%Positive MonthAug 2021: +14.18% | -20.5%Negative MonthSep 2021: -20.52% | -0.7%Neutral MonthOct 2021: -0.73% | +1.7%Neutral MonthNov 2021: +1.75% | -13.0%Negative MonthDec 2021: -13.00% |
| AvgΒ±SD |
Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.
This aggregates every month by calendar position β all Januaries together, all Februaries together, and so on β to show whether a given month has leaned positive or negative historically. βSimpleβ counts each month as +1 or β1. βWeightedβ gives larger moves more influence: +2 above +10%, β2 below β10%. With only 6 years of history for this asset, each monthβs score reflects a small number of observations β read it as a historical tendency, not a reliable seasonal pattern.
This tracks a running tally across the assetβs full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.
Year-to-date return is calculated by dividing each dayβs closing price by the price on January 1st of that year (or the assetβs first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in βAverage fromβ, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.
Historical Performance
Revenue, profitability, and cash flow trends (βΉ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (βΉ Crores, last 10 years)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | βΉ1.33 K Cr | β | βΉ441.00 Cr | β | β | 42.6% | 26.6% | 30.9% |
| Mar 2024 | βΉ1.05 K Cr | β | βΉ337.00 Cr | β | β | 38.1% | 13.5% | 22.5% |
| Mar 2023 | βΉ929.00 Cr | β | βΉ275.00 Cr | β | β | 37.8% | 7.5% | -4.8% |
| Mar 2022 | βΉ864.00 Cr | β | βΉ289.00 Cr | β | β | 47.8% | 28.2% | 32.0% |
| Mar 2021 | βΉ674.00 Cr | β | βΉ219.00 Cr | β | β | 46.6% | 2.0% | 33.5% |
| Mar 2020 | βΉ661.00 Cr | β | βΉ164.00 Cr | β | β | 33.5% | 1.5% | 46.4% |
| Mar 2019 | βΉ651.00 Cr | β | βΉ112.00 Cr | β | β | 28.6% | 7.4% | -30.0% |
| Mar 2018 | βΉ606.00 Cr | β | βΉ160.00 Cr | β | β | 38.7% | 30.6% | 48.1% |
| Mar 2017 | βΉ464.00 Cr | β | βΉ108.00 Cr | β | β | 29.8% | 5.0% | 33.3% |
| Mar 2016 | βΉ442.00 Cr | β | βΉ81.00 Cr | β | β | 27.1% | 18.8% | 15.7% |
Financial Statements
Income statement, balance sheet, and cash flow (βΉ Crores, as reported)
Consolidated Figures in USD Millions.
| Unnamed: 0 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue / Net Sales | 320 | 372 | 442 | 464 | 606 | 651 | 661 | 674 | 864 | 929 | 1,054 | 1,334 | 1,372 |
| Total Expenses | 258 | 245 | 300 | 289 | 402 | 459 | 402 | 405 | 474 | 523 | 573 | 717 | 747 |
| EBIT / Operating Profit | 62 | 127 | 142 | 175 | 204 | 192 | 260 | 269 | 390 | 405 | 481 | 617 | 625 |
| OPM % | 19% | 34% | 32% | 38% | 34% | 30% | 39% | 40% | 45% | 44% | 46% | 46% | 46% |
| Other Income | 0 | 0 | 1 | 9 | 50 | 11 | 19 | 58 | 40 | 21 | 32 | 41 | 43 |
| Finance Costs | 0 | 0 | 1 | 0 | 0 | 0 | 8 | 7 | 7 | 7 | 7 | 7 | 7 |
| Depreciation & Amortisation | 0 | 23 | 17 | 16 | 21 | 27 | 46 | 39 | 47 | 54 | 58 | 65 | 75 |
| Profit Before Tax | 62 | 104 | 125 | 168 | 233 | 176 | 225 | 280 | 376 | 366 | 448 | 586 | 586 |
| Tax % | 0% | 33% | 35% | 36% | 31% | 36% | 27% | 22% | 23% | 25% | 25% | 25% | - |
| Net Profit / PAT | 62 | 70 | 81 | 108 | 160 | 112 | 164 | 219 | 289 | 275 | 337 | 441 | 440 |
| EPS (βΉ) | 2.54 | 2.86 | 3.34 | 4.41 | 6.56 | 4.60 | 6.73 | 8.97 | 11.84 | 11.21 | 13.72 | 17.85 | 17.79 |
| Dividend Payout % | 51% | 62% | 65% | 56% | 68% | 118% | 36% | 140% | 65% | 67% | 68% | 81% | - |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| Computer Age Management Services Limitedthis co. | βΉ17.62 K Cr | βΉ1.33 K Cr | 40.00 | 15.59 | 34.30 | 26.6% |
| HDFC Bank Ltd. | βΉ14.43 L Cr | βΉ3.01 L Cr | 20.30 | 2.78 | β | 16.3% |
| ICICI Bank Ltd. | βΉ10.28 L Cr | βΉ1.63 L Cr | 20.70 | 3.32 | β | 14.3% |
| State Bank Of India | βΉ9.49 L Cr | βΉ4.62 L Cr | 13.30 | 1.83 | β | 11.4% |
| Bajaj Finance Limited | βΉ5.91 L Cr | βΉ61.95 K Cr | 36.80 | 6.33 | β | 32.0% |
| LIFE INSURANCE CORPORATION OF INDIA | βΉ5.26 L Cr | βΉ8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| Kotak Mahindra Bank Ltd. | βΉ4.24 L Cr | βΉ52.92 K Cr | 31.70 | 3.39 | β | 15.5% |
| Industry Average | β | βΉ30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |
