NSE / BSEFinancial Services
β‚Ή295.90-9.60-3.14%
P/E14.5Mkt Capβ‚Ή8.99 K CrEV/EBITDA0.0

CSB Bank Limited

P/E14.5Mkt Capβ‚Ή8.99 K CrEV/EBITDA0.0
Company Profile

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and non-resident individuals in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, salary/payroll, and fixed and recurring deposit accounts, as well as family banking and segmented products; insurance products, such as life, health, and general insurances, as well as social security schemes; personal, gold, vehicle, home, small business, agriculture, and educational loans, as well as MFI Loans, two-wheeler loans, and healthcare finance; loan against securities and property; doorstep banking services, such as cash pickup and cash delivery, and cheque pickup and reconciliation; and corporate internet banking. The company also provides investment services, such as e-trade and sovereign gold bond; credit and debit cards; digital access and value added services; NRI banking services including NRO, NRE, FCNR, and RFC accounts; and forex services, including outward remittance, foreign currency cash, and integrated treasury services, as well as Agri-banking and financial inclusion services. In addition, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle and consumption loans, bill discounting, trade and bill finance, cash management, and bank guarantee; ATMs and CDMs; internet, mobile, and WhatsApp banking; and locker facilities. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.

Valuation

Market Cap
β‚Ή0.00
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Current Price
β‚Ή0
β€”as of 15 Sept 2026
P/E Ratio
0.0x
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P/B Ratio
0.0x
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EV / EBITDA
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EV / Sales
β€”
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52W High
β‚Ή0
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52W Low
β‚Ή0
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Shares Out
0.00 Cr
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Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
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EBITDA Margin
0.0%
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Returns

ROE
0.0%
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ROCE
0.0%
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ROIC %
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ROA
0.0%
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Dividend Payout
0.0%
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Solvency

Current Ratio
0.0x
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Debt / Equity
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Debt / Assets
0.0x
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CFO / Net Profit
0.0x
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Interest Coverage
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AI Summary

Indian Stock

Strengths1

  • Strong 5-year net profit CAGR of 112.8%

Concerns1

  • Other income is 76.7% of PBT β€” a large share of earnings is non-operating

Rule-based from financial data. Not advice.

Price Historyβ–Ό 21.00% over 1Y

Monthly Returns

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Year-to-Date ROI

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Historical Volatility

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Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή3.60 K Crβ–² 22.8%
EBITDA Growthβ€”
Net Profitβ‚Ή594.00 Crβ–² 4.8%
Cash from Ops (CFO)β€”β–Ό 394.8%
Free Cash Flow (FCF)β€”β–Ό 66.8%
Revenue CAGR 5Y14.2%
EBITDA CAGR 5Y21.3%
Net Profit CAGR 5Y112.8%
NP Growth 1Y4.8%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή3.60 K Crβ€”β‚Ή594.00 Crβ€”β€”β€”22.8%4.8%
Mar 2024β‚Ή2.93 K Crβ€”β‚Ή567.00 Crβ€”β€”β€”26.2%3.7%
Mar 2023β‚Ή2.32 K Crβ€”β‚Ή547.00 Crβ€”β€”β€”13.8%19.4%
Mar 2022β‚Ή2.04 K Crβ€”β‚Ή458.00 Crβ€”β€”β€”8.9%110.1%
Mar 2021β‚Ή1.87 K Crβ€”β‚Ή218.00 Crβ€”β€”β€”24.0%1576.9%
Mar 2020β‚Ή1.51 K Crβ€”β‚Ή13.00 Crβ€”β€”β€”12.0%-106.6%
Mar 2019β‚Ή1.35 K Crβ€”β‚Ή-197.00β€”β€”β€”3.9%103.1%
Mar 2018β‚Ή1.30 K Crβ€”β‚Ή-97.00β€”β€”β€”-2.9%-4950.0%
Mar 2017β‚Ή1.34 K Crβ€”β‚Ή2.00 Crβ€”β€”β€”-9.9%-101.3%
Mar 2016β‚Ή1.48 K Crβ€”β‚Ή-150.00β€”β€”β€”-4.0%183.0%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Free plan Β· showing 1 year of data.Upgrade

Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue4,050
Finance Costs2,501
Total Expenses1,909
Financing Profit-359
Financing Margin %-9%
Other Income1,195
Depreciation & Amortisation0
Profit Before Tax836
Tax %-
Net Profit / PAT621
EPS (β‚Ή)35.80
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
CSB Bank Limitedthis co.β‚Ή8.99 K Crβ‚Ή3.60 K Cr14.501.920.0022.8%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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