NSE / BSEFinancial Services
β‚Ή339.40+2.00+0.59%
P/E14.5Mkt Capβ‚Ή8.99 K CrEV/EBITDA0.0

CSB Bank Limited

P/E14.5Mkt Capβ‚Ή8.99 K CrEV/EBITDA0.0
Company Profile

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and non-resident individuals in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, salary/payroll, and fixed and recurring deposit accounts, as well as family banking and segmented products; insurance products, such as life, health, and general insurances, as well as social security schemes; personal, gold, vehicle, home, small business, agriculture, and educational loans, as well as MFI Loans, two-wheeler loans, and healthcare finance; loan against securities and property; doorstep banking services, such as cash pickup and cash delivery, and cheque pickup and reconciliation; and corporate internet banking. The company also provides investment services, such as e-trade and sovereign gold bond; credit and debit cards; digital access and value added services; NRI banking services including NRO, NRE, FCNR, and RFC accounts; and forex services, including outward remittance, foreign currency cash, and integrated treasury services, as well as Agri-banking and financial inclusion services. In addition, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle and consumption loans, bill discounting, trade and bill finance, cash management, and bank guarantee; ATMs and CDMs; internet, mobile, and WhatsApp banking; and locker facilities. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
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AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–Ό 19.74% over 1Y
Monthly Returns

Historically, Apr has averaged the highest return (+9.8%); Feb the lowest (-9.3%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-4.1%Negative MonthJan 2026: -4.14%-9.7%Negative MonthFeb 2026: -9.75%-14.5%Negative MonthMar 2026: -14.46%+12.3%Positive MonthApr 2026: +12.29%-5.3%Negative MonthMay 2026: -5.25%-6.1%Negative MonthJun 2026: -6.14%+0.0%*Neutral MonthJul 2026: +0.03%β€”β€”β€”β€”β€”
2025-2.5%Negative MonthJan 2025: -2.50%-7.7%Negative MonthFeb 2025: -7.75%+7.1%Positive MonthMar 2025: +7.12%+16.7%Positive MonthApr 2025: +16.71%+3.3%Positive MonthMay 2025: +3.26%+8.2%Positive MonthJun 2025: +8.22%+6.7%Positive MonthJul 2025: +6.68%-13.6%Negative MonthAug 2025: -13.59%+2.2%Positive MonthSep 2025: +2.22%+11.0%Positive MonthOct 2025: +11.04%+0.0%Neutral MonthNov 2025: +0.00%+11.3%Positive MonthDec 2025: +11.32%
2024-8.8%Negative MonthJan 2024: -8.79%-8.5%Negative MonthFeb 2024: -8.46%+1.2%Neutral MonthMar 2024: +1.17%+4.9%Positive MonthApr 2024: +4.90%-11.3%Negative MonthMay 2024: -11.25%+15.3%Positive MonthJun 2024: +15.29%-13.7%Negative MonthJul 2024: -13.68%-1.3%Neutral MonthAug 2024: -1.28%-3.3%Negative MonthSep 2024: -3.29%+0.5%Neutral MonthOct 2024: +0.48%-2.6%Negative MonthNov 2024: -2.64%+2.4%Positive MonthDec 2024: +2.40%
2023+4.5%Positive MonthJan 2023: +4.49%-7.7%Negative MonthFeb 2023: -7.66%+7.3%Positive MonthMar 2023: +7.31%+13.7%Positive MonthApr 2023: +13.69%-0.6%Neutral MonthMay 2023: -0.55%+2.0%Neutral MonthJun 2023: +2.00%+3.4%Positive MonthJul 2023: +3.39%+12.7%Positive MonthAug 2023: +12.71%+2.2%Positive MonthSep 2023: +2.19%-1.9%Neutral MonthOct 2023: -1.91%+17.1%Positive MonthNov 2023: +17.11%+8.1%Positive MonthDec 2023: +8.08%
2022+6.6%Positive MonthJan 2022: +6.63%-13.0%Negative MonthFeb 2022: -12.97%-3.1%Negative MonthMar 2022: -3.09%+1.4%Neutral MonthApr 2022: +1.37%-12.0%Negative MonthMay 2022: -12.00%+2.3%Positive MonthJun 2022: +2.25%+3.8%Positive MonthJul 2022: +3.81%+5.1%Positive MonthAug 2022: +5.12%+5.7%Positive MonthSep 2022: +5.70%+1.9%Neutral MonthOct 2022: +1.91%-3.9%Negative MonthNov 2022: -3.92%+8.9%Positive MonthDec 2022: +8.95%
2021β€”β€”β€”β€”β€”+12.1%Positive MonthJun 2021: +12.07%+0.8%Neutral MonthJul 2021: +0.79%-15.0%Negative MonthAug 2021: -15.05%+6.6%Positive MonthSep 2021: +6.61%-7.3%Negative MonthOct 2021: -7.32%-6.0%Negative MonthNov 2021: -5.96%-14.8%Negative MonthDec 2021: -14.82%
AvgΒ±SD-0.9%Β±5.7%-9.3%Β±2.0%-0.4%Β±8.0%+9.8%Β±5.7%-5.2%Β±5.9%+5.6%Β±7.1%+0.2%Β±6.6%-2.4%Β±10.7%+2.7%Β±3.5%+0.8%Β±6.0%+0.9%Β±8.3%+3.2%Β±9.5%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 0.739x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή3.60 K Crβ–² 22.8%
EBITDA Growthβ€”
Net Profitβ‚Ή594.00 Crβ–² 4.8%
Cash from Ops (CFO)β€”β–Ό 394.8%
Free Cash Flow (FCF)β€”β–Ό 66.8%
Revenue CAGR 5Y14.2%
EBITDA CAGR 5Y21.3%
Net Profit CAGR 5Y112.8%
NP Growth 1Y4.8%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή3.60 K Crβ€”β‚Ή594.00 Crβ€”β€”β€”22.8%4.8%
Mar 2024β‚Ή2.93 K Crβ€”β‚Ή567.00 Crβ€”β€”β€”26.2%3.7%
Mar 2023β‚Ή2.32 K Crβ€”β‚Ή547.00 Crβ€”β€”β€”13.8%19.4%
Mar 2022β‚Ή2.04 K Crβ€”β‚Ή458.00 Crβ€”β€”β€”8.9%110.1%
Mar 2021β‚Ή1.87 K Crβ€”β‚Ή218.00 Crβ€”β€”β€”24.0%1576.9%
Mar 2020β‚Ή1.51 K Crβ€”β‚Ή13.00 Crβ€”β€”β€”12.0%-106.6%
Mar 2019β‚Ή1.35 K Crβ€”β‚Ή-197.00β€”β€”β€”3.9%103.1%
Mar 2018β‚Ή1.30 K Crβ€”β‚Ή-97.00β€”β€”β€”-2.9%-4950.0%
Mar 2017β‚Ή1.34 K Crβ€”β‚Ή2.00 Crβ€”β€”β€”-9.9%-101.3%
Mar 2016β‚Ή1.48 K Crβ€”β‚Ή-150.00β€”β€”β€”-4.0%183.0%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue1,5041,5451,4831,3361,2971,3481,5101,8722,0382,3202,9283,5974,050
Finance Costs1,1251,1891,1591,0239129089189318859861,4512,1212,501
Total Expenses4425556435896448596569117488731,2441,5721,909
Financing Profit-63-199-319-275-259-419-6430405461233-96-359
Financing Margin %-4%-13%-22%-21%-20%-31%-4%2%20%20%8%-3%-9%
Other Income1171271052811251362223032473165849721,195
Depreciation & Amortisation711141516172441384356760
Profit Before Tax47-82-228-9-149-300134293614734761800836
Tax %34%-35%-34%-117%-35%-34%90%25%25%25%26%26%-
Net Profit / PAT31-53-1502-97-19713218458547567594621
EPS (β‚Ή)7.40-8.81-20.880.19-12.04-22.980.7312.5926.4331.5532.6734.2335.80
Dividend Payout %14%0%0%0%0%0%0%0%0%0%0%0%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
CSB Bank Limitedthis co.β‚Ή8.99 K Crβ‚Ή3.60 K Cr14.501.920.0022.8%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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