NSE / BSEFinancial Services
β‚Ή222.05-4.30-1.90%
P/E8.9Mkt Capβ‚Ή5.93 K CrEV/EBITDA0.0

DCB Bank Limited

P/E8.9Mkt Capβ‚Ή5.93 K CrEV/EBITDA0.0
Company Profile

DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company provides life, general, and health insurance products, as well as mutual funds; and locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 15 Sept 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
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AI Summary

Indian Stock

Strengths1

  • Revenue grew 20.7% YoY

Concerns1

  • Other income is 65.7% of PBT β€” a large share of earnings is non-operating

Rule-based from financial data. Not advice.

Price Historyβ–² 72.80% over 1Y

Monthly Returns

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Year-to-Date ROI

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Historical Volatility

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Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή6.47 K Crβ–² 20.7%
EBITDA Growthβ€”
Net Profitβ‚Ή615.00 Crβ–² 14.7%
Cash from Ops (CFO)β€”β–Ό 190.9%
Free Cash Flow (FCF)β€”β–Ό 152.7%
Revenue CAGR 5Y8.7%
EBITDA CAGR 5Y3.9%
Net Profit CAGR 5Y9.7%
NP Growth 1Y14.7%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή6.47 K Crβ€”β‚Ή615.00 Crβ€”β€”β€”20.7%14.7%
Mar 2024β‚Ή5.36 K Crβ€”β‚Ή536.00 Crβ€”β€”β€”27.7%15.0%
Mar 2023β‚Ή4.20 K Crβ€”β‚Ή466.00 Crβ€”β€”β€”19.6%61.8%
Mar 2022β‚Ή3.51 K Crβ€”β‚Ή288.00 Crβ€”β€”β€”1.6%-14.3%
Mar 2021β‚Ή3.46 K Crβ€”β‚Ή336.00 Crβ€”β€”β€”-2.2%-0.6%
Mar 2020β‚Ή3.54 K Crβ€”β‚Ή338.00 Crβ€”β€”β€”16.3%4.0%
Mar 2019β‚Ή3.04 K Crβ€”β‚Ή325.00 Crβ€”β€”β€”26.0%32.7%
Mar 2018β‚Ή2.41 K Crβ€”β‚Ή245.00 Crβ€”β€”β€”16.2%22.5%
Mar 2017β‚Ή2.08 K Crβ€”β‚Ή200.00 Crβ€”β€”β€”22.3%2.6%
Mar 2016β‚Ή1.70 K Crβ€”β‚Ή195.00 Crβ€”β€”β€”19.4%2.1%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Free plan Β· showing 1 year of data.Upgrade

Consolidated Figures in USD Millions.

Unnamed: 0TTM
Revenue7,049
Finance Costs4,772
Total Expenses2,205
Financing Profit72
Financing Margin %1%
Other Income825
Depreciation & Amortisation0
Profit Before Tax897
Tax %-
Net Profit / PAT670
EPS (β‚Ή)21.30
Dividend Payout %-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
DCB Bank Limitedthis co.β‚Ή5.93 K Crβ‚Ή6.47 K Cr8.860.970.0020.7%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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