NSE / BSEFinancial Services
β‚Ή195.25+5.05+2.66%
P/E8.9Mkt Capβ‚Ή5.93 K CrEV/EBITDA0.0

DCB Bank Limited

P/E8.9Mkt Capβ‚Ή5.93 K CrEV/EBITDA0.0
Company Profile

DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company provides life, general, and health insurance products, as well as mutual funds; and locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
β€”

AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–² 43.57% over 1Y
Monthly Returns

Historically, Apr has averaged the highest return (+14.2%); Feb the lowest (-9.0%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+16.2%Positive MonthJan 2026: +16.22%-7.3%Negative MonthFeb 2026: -7.26%-14.4%Negative MonthMar 2026: -14.40%+17.9%Positive MonthApr 2026: +17.86%-6.2%Negative MonthMay 2026: -6.16%+5.8%Positive MonthJun 2026: +5.79%+5.3%*Positive MonthJul 2026: +5.31%β€”β€”β€”β€”β€”
2025-1.5%Neutral MonthJan 2025: -1.49%-12.4%Negative MonthFeb 2025: -12.42%+7.3%Positive MonthMar 2025: +7.28%+20.6%Positive MonthApr 2025: +20.63%+8.7%Positive MonthMay 2025: +8.73%-1.2%Neutral MonthJun 2025: -1.19%-7.3%Negative MonthJul 2025: -7.34%-9.0%Negative MonthAug 2025: -9.00%+3.3%Positive MonthSep 2025: +3.31%+24.9%Positive MonthOct 2025: +24.87%+16.0%Positive MonthNov 2025: +16.02%-6.2%Negative MonthDec 2025: -6.25%
2024+4.1%Positive MonthJan 2024: +4.06%-7.5%Negative MonthFeb 2024: -7.48%-6.9%Negative MonthMar 2024: -6.92%+17.3%Positive MonthApr 2024: +17.34%-8.4%Negative MonthMay 2024: -8.41%+7.8%Positive MonthJun 2024: +7.77%-8.3%Negative MonthJul 2024: -8.26%-3.0%Negative MonthAug 2024: -3.04%-0.1%Neutral MonthSep 2024: -0.08%+0.2%Neutral MonthOct 2024: +0.16%+0.9%Neutral MonthNov 2024: +0.86%-2.3%Negative MonthDec 2024: -2.30%
2023-8.2%Negative MonthJan 2023: -8.17%-3.3%Negative MonthFeb 2023: -3.31%-5.1%Negative MonthMar 2023: -5.07%-0.7%Neutral MonthApr 2023: -0.70%+11.1%Positive MonthMay 2023: +11.13%+3.6%Positive MonthJun 2023: +3.65%+0.3%Neutral MonthJul 2023: +0.29%-4.8%Negative MonthAug 2023: -4.78%+6.9%Positive MonthSep 2023: +6.94%-8.1%Negative MonthOct 2023: -8.06%-2.1%Negative MonthNov 2023: -2.09%+18.3%Positive MonthDec 2023: +18.34%
2022+9.0%Positive MonthJan 2022: +9.04%-14.8%Negative MonthFeb 2022: -14.77%-4.9%Negative MonthMar 2022: -4.93%+15.6%Positive MonthApr 2022: +15.63%+3.6%Positive MonthMay 2022: +3.55%-10.6%Negative MonthJun 2022: -10.59%+20.1%Positive MonthJul 2022: +20.05%+5.8%Positive MonthAug 2022: +5.83%+8.8%Positive MonthSep 2022: +8.79%+5.1%Positive MonthOct 2022: +5.11%+21.3%Positive MonthNov 2022: +21.31%-3.2%Negative MonthDec 2022: -3.25%
2021β€”β€”β€”β€”β€”-0.5%Neutral MonthJun 2021: -0.53%+1.3%Neutral MonthJul 2021: +1.30%-12.4%Negative MonthAug 2021: -12.44%-0.9%Neutral MonthSep 2021: -0.87%-0.2%Neutral MonthOct 2021: -0.22%-10.2%Negative MonthNov 2021: -10.18%-3.7%Negative MonthDec 2021: -3.74%
AvgΒ±SD+3.9%Β±8.4%-9.0%Β±4.1%-4.8%Β±7.0%+14.2%Β±7.6%+1.8%Β±7.8%+0.8%Β±6.0%+1.9%Β±9.4%-4.7%Β±6.2%+3.6%Β±3.8%+4.4%Β±11.1%+5.2%Β±11.7%+0.6%Β±9.0%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 1.137x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή6.47 K Crβ–² 20.7%
EBITDA Growthβ€”
Net Profitβ‚Ή615.00 Crβ–² 14.7%
Cash from Ops (CFO)β€”β–Ό 190.9%
Free Cash Flow (FCF)β€”β–Ό 152.7%
Revenue CAGR 5Y8.7%
EBITDA CAGR 5Y3.9%
Net Profit CAGR 5Y9.7%
NP Growth 1Y14.7%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή6.47 K Crβ€”β‚Ή615.00 Crβ€”β€”β€”20.7%14.7%
Mar 2024β‚Ή5.36 K Crβ€”β‚Ή536.00 Crβ€”β€”β€”27.7%15.0%
Mar 2023β‚Ή4.20 K Crβ€”β‚Ή466.00 Crβ€”β€”β€”19.6%61.8%
Mar 2022β‚Ή3.51 K Crβ€”β‚Ή288.00 Crβ€”β€”β€”1.6%-14.3%
Mar 2021β‚Ή3.46 K Crβ€”β‚Ή336.00 Crβ€”β€”β€”-2.2%-0.6%
Mar 2020β‚Ή3.54 K Crβ€”β‚Ή338.00 Crβ€”β€”β€”16.3%4.0%
Mar 2019β‚Ή3.04 K Crβ€”β‚Ή325.00 Crβ€”β€”β€”26.0%32.7%
Mar 2018β‚Ή2.41 K Crβ€”β‚Ή245.00 Crβ€”β€”β€”16.2%22.5%
Mar 2017β‚Ή2.08 K Crβ€”β‚Ή200.00 Crβ€”β€”β€”22.3%2.6%
Mar 2016β‚Ή1.70 K Crβ€”β‚Ή195.00 Crβ€”β€”β€”19.4%2.1%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue1,1281,4221,6982,0762,4133,0413,5373,4583,5134,2005,3626,4717,049
Finance Costs7609141,0791,2791,4181,8922,2722,1722,1552,4833,4344,3644,772
Total Expenses3384435507008669491,1131,2231,3561,4221,5861,9272,205
Financing Profit3166709712920115264129534218072
Financing Margin %3%5%4%5%5%7%4%2%0%7%6%3%1%
Other Income139166220249310350391446452409474751825
Depreciation & Amortisation18232939534451576477941010
Profit Before Tax151208261307386507492453390628722829897
Tax %0%8%26%35%36%36%31%26%26%26%26%26%-
Net Profit / PAT151191195200245325338336288466536615670
EPS (β‚Ή)6.056.786.8477.9610.5110.8910.819.2514.9517.1319.5821.30
Dividend Payout %0%0%0%7%9%10%0%0%11%8%7%7%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
DCB Bank Limitedthis co.β‚Ή5.93 K Crβ‚Ή6.47 K Cr8.860.970.0020.7%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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