INTELLECT DESIGN ARENA LIMITED
₹504.60-₹98.45 (-16.3%)
Last close · Data as of Oct 30, 2026
- Market cap
- ₹12,976 Cr
- P/E
- 52.1x
- EV / EBITDA
- 35.5x
- Revenue
- ₹1,569 Cr
- Net margin
- 9.9%
- ROCE
- 17.1%
Price chart
Technical chartScreen technicals →-51.8% over the last year
Daily closes.
Go deeper
Technical chart: candles, 9 moving averages, RSI, MACD and drawing tools
Performance
Price change over each period, before dividends.
- 1M
- -17.9%
- 3M
- -28.5%
- 6M
- -32.1%
- 1Y
- -51.8%
- 5Y
- -28.2%
52-week range
Day change -₹98.45 (-16.3%) from ₹603 to ₹505 · Last close Oct 30, 2026
Best weekday to invest, historically
The same weekly amount in INTELLECT, bought on each weekday since 2021.
AI Summary
Indian StockStrengths1
- Strong 5-year revenue CAGR of 17.8%
Concerns1
- Low return on equity of 9.4%
Rule-based from financial data. Not advice.
About the company
Intellect Design Arena Limited engages in the development, marketing, and sale of integrated banking software systems in India and internationally. It is also involved in supporting the implementation of the systems; and provides help desk support services to users of intellect software systems.
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Intellect Design Arena Limited engages in the development, marketing, and sale of integrated banking software systems in India and internationally. It is also involved in supporting the implementation of the systems; and provides help desk support services to users of intellect software systems. In addition, the company provides software development services in the areas of wholesale banking comprising corporate core, commercial lending, payments, liquidity management, investments, virtual accounts, trade and supply chain finance, receivables and collections, treasury, corporate procurement exchange, and corporate banking exchange. Further, it offers consumer banking, including core banking, lending, cards, and digital engagement; quantum; wealth management; capital markets, such as brokerage and securities; insurance, such as magic submission, risk analyst, and underwriting; bank treasury; governance risk and compliance, as well as ESG edge; and accounts payable, procurement management, and retail solutions. The company develops IntellectAI's Purple Fabric an open business impact AI platform that delivers secure, decision-grade intelligence with measurable business impact; eMACH.ai, an open finance platform which focuses on finance operations; iTurmeric, an integration and configuration platform; and Academic TeamSpace, an AI collaboration platform for the education sector. It serves retail and corporate customers, banks, wealth managers, private bankers, card issuers, as well as capital market participants such as brokers, custodians, asset managers, insurance carriers, government enterprises, corporates and retail chains, and educational institutions. Intellect Design Arena Limited was incorporated in 2011 and is headquartered in Chennai, India.
- Sector
- Technology
- Shares outstanding
- 13.9 Cr shares
- ISIN
- INE306R01017
- BSE code
- 538835
Key statistics
Screen fundamentals →Valuation, profitability, growth and solvency at the latest close; hover a label for its meaning.
Valuation
- Market cap
- ₹12,976 Cr
- P/E
- 52.1x
- P/B
- 6.6x
- EV / EBITDA
- 35.5x
- EV / Sales
- 7.5x
- P/S
- 7.7x
- Earnings yield
- 1.9%
- 52-week high
- ₹1,199.30
- 52-week low
- ₹504.60
Profitability
- Operating margin
- 17.9%
- Net margin
- 9.9%
- EBITDA margin
- 21.3%
- ROE
- 9.4%
- ROCE
- 17.1%
- ROA
- 6.0%
- Dividend payout
- 29.0%
- Tax rate
- 38.0%
- Other income, % of PBT
- 21.1%
Growth
- RevenueLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹1,569 Cr
- Revenue growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- -6.6%
- Revenue CAGR, 5YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 17.8%
- EBITDALatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹357 Cr
- EBITDA growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 24.4%
- Net profit growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 16.9%
- Cash from operationsLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹256 Cr
- CFO growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 56.1%
- Free cash flowLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹5.00 Cr
- Asset growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 16.4%
Solvency and efficiency
- Current ratio
- 2.19
- Debt / Equity
- 0.00
- Debt / Assets
- 0.00
- Debt / EBITDA
- 0.02
- Interest coverage
- 100.33
- Financial leverage
- 1.56
- CFO / Net profit
- 1.54
- Cash / Market cap
- 12.5%
- Cash per share
- ₹116.45
- Asset turnover
- 0.61
- Fixed asset turnover
- 5.26
- Capital intensity
- 0.19
- Debtor days
- 77 days
- Cash conversion cycle
- 77 days
Where the revenue went
Of every ₹100 of FY2025 revenue, ₹12 was left as net profit.
| From | To | Amount |
|---|---|---|
| Sales | Expenses | ₹1,259 Cr |
| Sales | Operating profit | ₹310 Cr |
| Operating profit | Interest | ₹5 Cr |
| Operating profit | Depreciation | ₹104 Cr |
| Operating profit | Profit before tax | ₹201 Cr |
| Other income | Profit before tax | ₹59 Cr |
| Profit before tax | Tax and other | ₹67 Cr |
| Profit before tax | Net profit | ₹194 Cr |
Revenue and net profit
Revenue fell 6.6% in FY2025; net profit is the dashed line.
| Date | Revenue | Net profit |
|---|---|---|
| FY2021 | ₹1,003 Cr | ₹207 Cr |
| FY2022 | ₹1,255 Cr | ₹202 Cr |
| FY2023 | ₹1,470 Cr | ₹134 Cr |
| FY2024 | ₹1,679 Cr | ₹166 Cr |
| FY2025 | ₹1,569 Cr | ₹194 Cr |
Cash flows
FY2025: ₹299 Cr from operations, ₹57.0 Cr free after investment (dashed).
| Date | Operating cash flow | Free cash flow |
|---|---|---|
| FY2021 | ₹378 Cr | ₹227 Cr |
| FY2022 | ₹462 Cr | ₹66 Cr |
| FY2023 | ₹164 Cr | ₹10 Cr |
| FY2024 | ₹256 Cr | ₹58 Cr |
| FY2025 | ₹299 Cr | ₹57 Cr |
Growth
Latest fiscal year FY2025 (ending March): each figure with its change over the year before.
- Revenue
- ₹1,569 Cr-6.6%1Y
- Net profit
- ₹194 Cr+16.9%1Y
- Cash from operations
- ₹299 Cr
- Free cash flow
- ₹57 Cr-1.7%1Y
- Revenue CAGR, 5Y
- 17.8%
- EBITDA CAGR, 5Y
- 48.8%
| Year | Revenue | Operating income | EBITDA | Net profit | CFO | FCF | ROE | Revenue growth 1Y | Net profit growth 1Y |
|---|---|---|---|---|---|---|---|---|---|
| FY2025 | ₹1,569 Cr | ₹310 Cr | — | ₹194 Cr | ₹299 Cr | ₹57 Cr | 10.0% | -6.6% | +16.9% |
Monthly returns
Month-by-month returns of INTELLECT across the years, with the seasonal pattern.
Balance sheet
What the company owns and owes at the end of FY2025.
| Line | FY2025 |
|---|---|
| Liabilities and equity | ₹2,755 Cr |
| Equity capital | ₹69 Cr |
| Reserves | ₹1,868 Cr |
| Borrowings | ₹27 Cr |
| Other liabilities | ₹791 Cr |
| Assets | ₹2,755 Cr |
| Fixed assets | ₹441 Cr |
| Capital work in progress | ₹219 Cr |
| Investments | ₹629 Cr |
| Other assets | ₹1,466 Cr |
Market cap against peers
8 peers: same sector group, nearest by size.
P/E against peers
INTELLECT trades at 52.1x earnings against a peer median of 52.1x.
Peer comparison
Same-sector peers by market cap, with the median.
| Company | Market cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|
| INTELLECT DESIGN ARENA LIMITEDINTELLECTthis company | ₹12,976 Cr | 52.1x | 6.6x | 9.4% | 35.5x |
| Concord Biotech LimitedCONCORDBIO | ₹14,122 Cr | 43.9x | 7.8x | 20.0% | 30.0x |
| CarTrade Tech LimitedCARTRADE | ₹13,418 Cr | 138.0x | 6.0x | 2.0% | 216.1x |
| Cyient LimitedCYIENT | ₹13,048 Cr | 29.8x | 3.4x | 16.9% | 16.6x |
| Indegene LimitedINDGN | ₹12,308 Cr | 58.9x | 6.3x | 14.5% | 56.1x |
| BIRLASOFT LIMITEDBSOFT | ₹11,840 Cr | 43.0x | 7.1x | 20.4% | 24.6x |
| Zen Technologies Ltd.ZENTEC | ₹11,156 Cr | 53.9x | 6.3x | 28.5% | 57.2x |
| Newgen Software Technologies LimitedNEWGEN | ₹11,084 Cr | 35.7x | 7.5x | 20.6% | 34.8x |
| WAAREE RENEWABLE TECHNOLOGIES LIMITEDWAAREERTL | ₹10,499 Cr | 29.6x | 15.9x | 58.5% | 49.4x |
| Peer median | — | 52.1x | 7.8x | 14.5% | 34.2x |
Year-to-date ROI
INTELLECT since 1 January, against earlier years.
Historical volatility
INTELLECT's day-to-day swings over 30, 60 and 180 days.
Financial statements
Income statement, balance sheet and cash flow as reported, in ₹ crore, grouped into plain-language lines.
Figures in ₹ crore as reported, fiscal years ending March, newest first; the trailing twelve months (TTM) last.
Operating margin by fiscal year
| Date | Operating margin |
|---|---|
| FY2021 | 27.0% |
| FY2022 | 24.0% |
| FY2023 | 17.0% |
| FY2024 | 18.0% |
| FY2025 | 20.0% |
| Line | FY2025 |
|---|---|
| RevenueSales | ₹1,569 Cr |
| Costs | |
| Interest | ₹5 Cr |
| Expenses | ₹1,258 Cr |
| Operating profitOperating Profit | ₹310 Cr |
| Other income and charges | |
| Profit before tax | ₹261 Cr |
| Tax | |
| Net profitNet Profit | ₹194 Cr |
| Per share |
| Line | FY2025 |
|---|---|
| Liabilities and equityTotal Liabilities | ₹2,755 Cr |
| Equity capitalEquity Capital | ₹69 Cr |
| Reserves | ₹1,868 Cr |
| Borrowings | ₹27 Cr |
| Other liabilitiesOther Liabilities | ₹791 Cr |
| AssetsTotal Assets | ₹2,755 Cr |
| Fixed assetsFixed Assets | ₹441 Cr |
| Capital work in progressCWIP | ₹219 Cr |
| Investments | ₹629 Cr |
| Other assetsOther Assets | ₹1,466 Cr |
| Line | FY2025 |
|---|---|
| Operating cash flowCash from Operating Activity | ₹299 Cr |
| Investing cash flowCash from Investing Activity | -₹242 Cr |
| Financing cash flowCash from Financing Activity | -₹52 Cr |
| Change in cashNet Cash Flow | ₹5 Cr |
Learn while you research
Academy chapters picked for INTELLECT DESIGN ARENA LIMITED and the metrics on this page.
- 01 Taxes on Investments (India)LTCG, STCG, dividend tax, what every Indian investor needs.6 min read
- 02 Stock Valuation BasicsHow to think about what a fair price for a stock looks like.7 min read
- 03 Valuation Multiples ExplainedThis stock trades at a P/E of 52.1, learn when high multiples are justified.6 min read
- 04 Stock Market RisksSmall caps carry concentrated, idiosyncratic risk, learn to manage it.6 min read
- 05 Growth InvestingTech & communications often trade on growth, learn the framework.7 min read
- 06 Essential Stock RatiosP/E, P/B, EV/EBITDA, what they mean and when to use each.7 min read