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American International Group, Inc. provides insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: North America Commercial, International Commercial, and Global Personal. The company offers commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; risk-sharing and other customized structured programs for large corporate and multinational customers; professional liability insurance; and marine, energy-related property insurance products, aviation, political risk, trade credit, and trade finance products. It also provides group personal accident and business travel products for employees, associations, and other organizations; voluntary and sponsor-paid personal accident and supplemental health products for individuals; and personal auto and homeowners in selected markets, comprehensive extended warranty, device protection insurance, home warranty and related services, and insurance for high net-worth individuals. In addition, the company offers mortgage and other loans receivable, such as commercial mortgages, life insurance policy loans, commercial loans, and other loans and notes receivable. American International Group, Inc. was founded in 1919 and is headquartered in New York, New York.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $26.8B | - | $3.1B | $3.3B | 7.5% | -1.8% | -320.5% |
| 2024 | $27.3B | - | $-1.4B | $3.3B | -3.3% | -2.4% | -138.5% |
| 2023 | $27.9B | - | $3.6B | $6.2B | 8.1% | -6.8% | -64.4% |
| 2022 | $30.0B | - | $10.2B | $4.1B | 25.3% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 29,975 | 27,938 | 27,270 | 26,774 |
| EBIT | - | 4,375 | 3,383 | 4,332 | 4,275 |
| Pretax Income | - | 3,772 | 2,867 | 3,870 | 3,879 |
| Tax Provision | - | 882 | 126 | 1,170 | 782 |
| Net Income | - | 10,227 | 3,643 | -1,404 | 3,096 |
| Net Income Common Stockholders | - | 10,198 | 3,614 | -1,426 | 3,096 |
| Total Expenses | - | 26,208 | 25,071 | 23,404 | 22,895 |
| Interest Expense | - | 603 | 516 | 462 | 396 |
| Interest Income | - | 291 | 321 | 261 | 192 |
| Selling General And Administration | - | 6,159 | 5,399 | 5,529 | 5,053 |
| Normalized Income | - | 2,193.30 | 2,498.35 | 1,801.80 | 3,027.37 |
| Market Cap | 40,189.89 | 40,189.89 | 40,189.89 | 40,189.89 | 40,189.89 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| American International Group, Inc.this co. | AIG | $42.4B | 12.98↑ premium | 0.98 | 7.5% | - |
| PayPal Holdings, Inc. | PYPL | $48.4B | 8.68 | 2.24 | 25.8% | 6.15 |
| State Street Corporation | STT | $46.5B | 14.27 | 1.73 | 12.1% | - |
| MSCI Inc. | MSCI | $45.3B | 35.85 | -16.24 | -45.3% | 25.43 |
| Ameriprise Financial, Inc. | AMP |
| 2021 |
| - |
| - |
| - |
| - |
| - |
| - |
| - |
| $44.9B |
| 11.74 |
| 6.39 |
| 54.4% |
| - |
| The Hartford Insurance Group, Inc. | HIG | $38.2B | 9.61 | 1.98 | 20.6% | - |
| M&T Bank Corporation | MTB | $35.8B | 11.19 | 1.21 | 10.8% | - |
| Arch Capital Group Ltd. | ACGL | $35.8B | 7.79 | 1.47 | 18.8% | - |
| Fifth Third Bancorp | FITB | $35.2B | 17.84 | 2.25 | 12.6% | - |
| Peer Median | - | 11.47 | 1.85 | 15.7% | 15.79 | |