Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. It operates in two segments, Structured Business and Agency Business. The company invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. It also offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing products to borrowers looking to develop, acquire or refinance conventional, workforce and affordable single-family rental (SFR) housing; multifamily investors short-term floating-rate financing for new and construction-ready multifamily projects; and mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower's equity in a transaction. In addition, the company provides financing by making preferred equity investments in entities that directly or indirectly own real property that are subordinate to a first mortgage loan; and invest in structured transactions, which are primarily comprised of joint ventures formed to acquire, develop and/or sell real estate-related assets. Further, it underwrites, originates, sells, and services financing loans underwritten using similar guidelines of existing agency loans sold to the government-sponsored enterprises; and long-term permanent fixed rate loans on SFR properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Arbor Realty Trust, Inc. was incorporated in 2003 and is headquartered in Uniondale, New York.
Rule-based from financial data. Not advice.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $501M | - | $149M | $372M | 6.4% | -19.9% | -43.8% |
| 2024 | $626M | - | $265M | $462M | 11.1% | -13.2% | -28.8% |
| 2023 | $721M | - | $371M | $236M | 15.0% | 16.5% | 14.0% |
| 2022 | $619M | - | $326M | $1.1B | 14.1% | - | - |
| 2021 | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 619.06 | 721.01 | 625.94 | 501.25 |
| Operating Revenue | - | 619.06 | 721.01 | 625.94 | 501.25 |
| Selling General And Administration | - | 215.82 | 211.05 | 236.62 | 233.95 |
| Interest Income | - | 948.40 | 1,331.22 | 1,167.87 | 940.01 |
| Interest Expense | - | 557.62 | 903.23 | 804.62 | 701.84 |
| Net Interest Income | - | 390.78 | 427.99 | 363.26 | 238.17 |
| Pretax Income | - | 371.31 | 427.90 | 297.40 | 176.61 |
| Tax Provision | - | 17.48 | 27.35 | 13.48 | 18.78 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | -0.58 | -0.10 | 0.16 | -3.39 |
| Net Income Continuous Operations | - | 353.83 | 400.56 | 283.92 | 157.83 |
| Net Income From Continuing And Discontinued Operation | - | 325.78 | 371.43 | 264.64 | 148.80 |
| Net Income From Continuing Operation Net Minority Interest | - | 325.78 | 371.43 | 264.64 | 148.80 |
| Net Income | - | 325.78 | 371.43 | 264.64 | 148.80 |
| Net Income Common Stockholders | - | 284.83 | 330.06 | 223.27 | 107.43 |
| Net Income Including Noncontrolling Interests | - | 353.83 | 400.56 | 283.92 | 157.83 |
| Normalized Income | - | 337.49 | 372.90 | 261.40 | 177.98 |
| Diluted NI Availto Com Stockholders | - | 333.04 | 384.02 | 242.55 | 116.46 |
| Basic Average Shares | - | 165.36 | 184.64 | 188.70 | 192.96 |
| Diluted Average Shares | - | 199.11 | 218.84 | 205.53 | 209.73 |
| Reconciled Depreciation | - | 68.61 | 72.84 | 77.98 | 94.73 |
| Total Unusual Items | - | -12.28 | -1.56 | 3.40 | -32.57 |
| Total Unusual Items Excluding Goodwill | - | -12.28 | -1.56 | 3.40 | -32.57 |
| Preferred Stock Dividends | - | 40.95 | 41.37 | 41.37 | 41.37 |
| Minority Interests | - | -28.04 | -29.12 | -19.28 | -9.03 |
| Special Income Charges | - | -12.28 | -1.56 | -0.41 | -23.42 |
| Other Special Charges | - | 7.35 | - | - | - |
| Impairment Of Capital Assets | 0 | - | 0 | 0 | 20.50 |
| Gain On Sale Of Security | - | 26.61 | 6.76 | -8.54 | 1.26 |
| Depreciation Amortization Depletion Income Statement | - | 8.73 | 9.74 | 9.56 | 23.21 |
| Depreciation And Amortization In Income Statement | - | 8.73 | 9.74 | 9.56 | 23.21 |
| General And Administrative Expense | - | 161.82 | 159.79 | 181.69 | 174.14 |
| Salaries And Wages | - | 161.82 | 159.79 | 181.69 | 174.14 |
| Rent Expense Supplemental | - | - | 27.35 | 13.48 | 18.78 |
| Selling And Marketing Expense | - | 53.99 | 51.26 | 54.93 | 59.80 |
| Average Dilution Earnings | - | 48.21 | 53.95 | 19.28 | 9.03 |
| Other Non Interest Expense | - | 2.14 | 5.90 | 7.39 | 27.98 |
Real Estate sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Arbor Realty Trust, Inc.this co. | ABR | $1.2B | 7.79 | 0.50 | 6.4% | - |
| Easterly Government Properties, Inc. | DEA | $1.1B | 87.80 | 0.86 | 1.0% | 13.79 |
| Marcus & Millichap, Inc. | MMI | $1.1B | - | 1.88 | -0.3% | 59.90 |
| Piedmont Realty Trust, Inc. | PDM | $1.1B | - | 0.75 | -5.6% | 12.39 |
| Chimera Investment Corporation | CIM |
| - |
| - |
| - |
| - |
| - |
| $1.1B |
| 7.69 |
| 0.43 |
| 5.6% |
| - |
| Safehold Inc. | SAFE | $1.1B | 9.51 | 0.45 | 4.8% | 16.59 |
| eXp World Holdings, Inc. | EXPI | $1.1B | -47.26 | 4.42 | -9.4% | - |
| Service Properties Trust | SVC | $1.1B | -5.28 | 1.65 | -31.3% | 12.79 |
| Centerspace | CSR | $1.1B | 60.46 | 1.48 | 2.4% | 11.35 |
| Peer Median | - | 8.60 | 1.17 | 0.3% | 13.29 | |
Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen — at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in “Average from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.
Historically, Jul has averaged the highest return (+5.7%); Mar the lowest (-7.5%).
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.8%Neutral MonthJan 2026: -0.77% | +3.0%Positive MonthFeb 2026: +2.99% | -2.8%Negative MonthMar 2026: -2.77% | +2.5%Positive MonthApr 2026: +2.46% | -27.2%Negative MonthMay 2026: -27.22% | -5.7%Negative MonthJun 2026: -5.74% | -7.6%Negative MonthJul 2026: -7.56% | +3.2%*Positive MonthAug 2026: +3.19% | — | — | — | — |
| 2025 | -3.3%Negative MonthJan 2025: -3.32% | -7.8%Negative MonthFeb 2025: -7.84% | -4.8%Negative MonthMar 2025: -4.78% | -1.9%Neutral MonthApr 2025: -1.87% | -16.9%Negative MonthMay 2025: -16.91% | +11.7%Positive MonthJun 2025: +11.69% | +4.3%Positive MonthJul 2025: +4.30% | +7.0%Positive MonthAug 2025: +6.99% | +2.3%Positive MonthSep 2025: +2.26% | -17.4%Negative MonthOct 2025: -17.36% | -11.7%Negative MonthNov 2025: -11.69% | -12.9%Negative MonthDec 2025: -12.91% |
| 2024 | -12.4%Negative MonthJan 2024: -12.38% | +0.8%Neutral MonthFeb 2024: +0.75% | -1.1%Neutral MonthMar 2024: -1.12% | -3.2%Negative MonthApr 2024: -3.17% | +6.6%Positive MonthMay 2024: +6.63% | +4.9%Positive MonthJun 2024: +4.90% | -5.9%Negative MonthJul 2024: -5.92% | +0.7%Neutral MonthAug 2024: +0.74% | +14.4%Positive MonthSep 2024: +14.41% | -5.3%Negative MonthOct 2024: -5.27% | -0.5%Neutral MonthNov 2024: -0.47% | -5.6%Negative MonthDec 2024: -5.59% |
| 2023 | +13.2%Positive MonthJan 2023: +13.19% | +1.0%Neutral MonthFeb 2023: +1.00% | -23.8%Negative MonthMar 2023: -23.81% | -0.2%Neutral MonthApr 2023: -0.17% | +9.9%Positive MonthMay 2023: +9.94% | +17.5%Positive MonthJun 2023: +17.53% | +14.1%Positive MonthJul 2023: +14.10% | -5.6%Negative MonthAug 2023: -5.62% | -4.9%Negative MonthSep 2023: -4.89% | -16.9%Negative MonthOct 2023: -16.93% | -1.0%Neutral MonthNov 2023: -1.03% | +21.6%Positive MonthDec 2023: +21.63% |
| 2022 | -4.4%Negative MonthJan 2022: -4.42% | +2.8%Positive MonthFeb 2022: +2.80% | -5.2%Negative MonthMar 2022: -5.22% | +0.2%Neutral MonthApr 2022: +0.23% | -4.0%Negative MonthMay 2022: -3.98% | -20.2%Negative MonthJun 2022: -20.16% | +26.8%Positive MonthJul 2022: +26.77% | -9.9%Negative MonthAug 2022: -9.87% | -23.2%Negative MonthSep 2022: -23.23% | +19.7%Positive MonthOct 2022: +19.74% | +8.1%Positive MonthNov 2022: +8.06% | -11.4%Negative MonthDec 2022: -11.36% |
| 2021 | — | — | — | — | +3.2%Positive MonthMay 2021: +3.17% | -2.3%Negative MonthJun 2021: -2.30% | +2.6%Positive MonthJul 2021: +2.58% | +0.0%Neutral MonthAug 2021: +0.00% | +1.4%Neutral MonthSep 2021: +1.37% | +8.5%Positive MonthOct 2021: +8.53% | -12.7%Negative MonthNov 2021: -12.73% | +4.4%Positive MonthDec 2021: +4.39% |
| Avg±SD |
Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation — the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.
This aggregates every month by calendar position — all Januaries together, all Februaries together, and so on — to show whether a given month has leaned positive or negative historically. ‘Simple’ counts each month as +1 or −1. ‘Weighted’ gives larger moves more influence: +2 above +10%, −2 below −10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations — read it as a historical tendency, not a reliable seasonal pattern.
This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.