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Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $96M | - | $43M | $41M | 17.2% | -1.1% | -5.8% |
| 2024 | $97M | - | $46M | $51M | 21.4% | 6.2% | 61.6% |
| 2023 | $92M | - | $28M | $46M | 16.6% | 26.8% | -4.6% |
| 2022 | $72M | - | $30M | $39M | 20.6% | - | - |
| 2021 | - | - | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 72.37 | 91.79 | 97.45 | 96.38 |
| Operating Revenue | - | 72.37 | 91.79 | 97.45 | 96.38 |
| Selling General And Administration | - | 17.52 | 17.81 | 21.33 | 23.55 |
| Interest Income | - | 78.75 | 121.54 | 131.54 | 128.76 |
| Interest Expense | - | 9.32 | 39 | 45.34 | 40.88 |
| Net Interest Income | - | 69.43 | 82.55 | 86.20 | 87.87 |
| Pretax Income | - | 39.26 | 37.22 | 60.35 | 56.76 |
| Tax Provision | - | 9.62 | 8.95 | 14.66 | 13.70 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | 0 | 0 | 0 | 0 |
| Net Income Continuous Operations | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Net Income From Continuing And Discontinued Operation | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Net Income From Continuing Operation Net Minority Interest | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Net Income | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Net Income Common Stockholders | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Net Income Including Noncontrolling Interests | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Normalized Income | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Diluted NI Availto Com Stockholders | - | 29.64 | 28.28 | 45.70 | 43.07 |
| Basic Average Shares | - | 9.10 | 9.16 | 9.29 | 9.44 |
| Diluted Average Shares | - | 9.20 | 9.26 | 9.45 | 9.57 |
| Reconciled Depreciation | - | 1.41 | 1.30 | 1.06 | 1.12 |
| Gain On Sale Of Security | - | -0.13 | -0.02 | -0.01 | -0.01 |
| General And Administrative Expense | - | 17.04 | 17.39 | 20.78 | 22.63 |
| Other Gand A | 2.25 | - | - | - | - |
| Salaries And Wages | - | 17.04 | 17.39 | 20.78 | 22.63 |
| Selling And Marketing Expense | - | 0.48 | 0.43 | 0.55 | 0.92 |
| Occupancy And Equipment | - | 3.80 | 3.68 | 3.71 | 3.86 |
| Professional Expense And Contract Services Expense | - | 0.98 | 0.54 | 0.84 | 0.76 |
| Other Non Interest Expense | - | 6.34 | 11.38 | 11.22 | 10.74 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Bank7 Corp.this co. | BSVN | $424M | 9.85↓ discount | 1.69 | 17.2% | - |
| Investors Title Company | ITIC | $445M | 12.64 | 1.66 | 13.1% | - |
| Colony Bankcorp, Inc. | CBAN | $425M | 15.03 | 1.13 | 7.5% | - |
| Bankwell Financial Group, Inc. | BWFG | $424M | 12.06 | 1.41 | 11.7% | - |
| GBank Financial Holdings Inc. | GBFH | $421M | 20.12 |
| - |
| - |
| - |
| 2.54 |
| 12.6% |
| - |
| Bank of Marin Bancorp | BMRC | $417M | -11.70 | 1.06 | -9.0% | - |
| West Bancorporation, Inc. | WTBA | $407M | 12.50 | 1.53 | 12.2% | - |
| RBB Bancorp | RBB | $406M | 12.71 | 0.78 | 6.1% | - |
| Commercial Bancgroup, Inc. | CBK | $400M | 10.75 | 1.40 | 13.0% | - |
| Peer Median | - | 12.57 | 1.40 | 12.0% | - | |