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Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It provides commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also offers commercial real estate, hospitality, energy, and commercial and industrial lending services; and consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $96M | - | $43M | $41M | 17.2% | -1.1% | -5.8% |
| 2024 | $97M | - | $46M | $51M | 21.4% | 6.2% | 61.6% |
| 2023 | $92M | - | $28M | $46M | 16.6% | 26.8% | -4.6% |
| 2022 | $72M | - | $30M | $39M | 20.6% | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Total Revenue | 72.37 | 91.79 | 97.45 | 96.38 |
| Pretax Income | 39.26 | 37.22 | 60.35 | 56.77 |
| Tax Provision | 9.62 | 8.95 | 14.66 | 13.70 |
| Net Income | 29.64 | 28.27 | 45.70 | 43.07 |
| Net Income Common Stockholders | 29.64 | 28.27 | 45.70 | 43.07 |
| Interest Expense | 9.32 | 39 | 45.34 | 40.88 |
| Interest Income | 78.75 | 121.54 | 131.54 | 128.76 |
| Selling General And Administration | 17.52 | 17.81 | 21.33 | 23.55 |
| Normalized Income | 29.64 | 28.27 | 45.70 | 43.07 |
| Basic EPS | 3.26 | 3.09 | 4.92 | 4.56 |
| Diluted EPS | 3.22 | 3.05 | 4.84 | 4.50 |
| Tax Effect Of Unusual Items | 0 | 0 | 0 | 0 |
| Tax Rate For Calcs | 0.25 | 0.24 | 0.24 | 0.24 |
| Net Income From Continuing Operation Net Minority Interest | 29.64 | 28.27 | 45.70 | 43.07 |
| Reconciled Depreciation | 1.41 | 1.30 | 1.06 | 1.12 |
| Net Interest Income | 69.43 | 82.55 | 86.19 | 87.87 |
| Net Income From Continuing And Discontinued Operation | 29.64 | 28.27 | 45.70 | 43.07 |
| Diluted Average Shares | 9.20 | 9.26 | 9.45 | 9.57 |
| Basic Average Shares | 9.10 | 9.16 | 9.29 | 9.44 |
| Diluted NI Availto Com Stockholders | 29.64 | 28.27 | 45.70 | 43.07 |
| Net Income Including Noncontrolling Interests | 29.64 | 28.27 | 45.70 | 43.07 |
| Net Income Continuous Operations | 29.64 | 28.27 | 45.70 | 43.07 |
| Gain On Sale Of Security | -0.13 | -0.02 | -0.01 | -0.01 |
| Selling And Marketing Expense | 0.48 | 0.43 | 0.55 | 0.92 |
| General And Administrative Expense | 17.04 | 17.39 | 20.78 | 22.63 |
| Other Gand A | 0 | 0 | 0 | 0 |
| Salaries And Wages | 17.04 | 17.39 | 20.78 | 22.63 |
| Operating Revenue | 72.37 | 91.79 | 97.45 | 96.38 |
| Occupancy And Equipment | 3.80 | 3.68 | 3.71 | 3.86 |
| Professional Expense And Contract Services Expense | 0.98 | 0.54 | 0.84 | 0.76 |
| Other Non Interest Expense | 6.34 | 11.38 | 11.22 | 10.74 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Bank7 Corp.this co. | BSVN | $414M | 9.31↓ discount | 1.59 | 17.2% | - |
| Bankwell Financial Group, Inc. | BWFG | $419M | 10.53 | 1.31 | 11.7% | - |
| Bank of Marin Bancorp | BMRC | $413M | - | 1.03 | -9.0% | - |
| Citizens & Northern Corporation | CZNC | $412M | 15.75 | 1.20 | 6.9% | - |
| West Bancorporation, Inc. | WTBA | $409M | 11.60 |
| 1.51 |
| 12.2% |
| - |
| RBB Bancorp | RBB | $408M | 10.11 | 0.78 | 6.1% | - |
| GBank Financial Holdings Inc. | GBFH | $407M | 19.55 | 2.44 | 12.6% | - |
| Chaince Digital Holdings Inc. | CD | $406M | - | 8.46 | -11.6% | -100.98 |
| Greene County Bancorp, Inc. | GCBC | $402M | 10.31 | 1.50 | 13.0% | - |
| Peer Median | - | 11.06 | 1.40 | 9.3% | -100.98 | |