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GBank Financial Holdings Inc. operates as a bank holding company for GBank that provides banking services to commercial and consumer customers in Nevada. The company offers business and personal checking and savings accounts. It also provides small business administration loans; commercial real estate, equipment, business term, and medical/professional loans; business lines of credit; accounts receivable/inventory financing services; and credit cards. In addition, the company offers business and personal digital banking; debit cards; additional services; Zelle cash; business courier; merchant card; positive pay; and remote deposit capture services. It serves small- and medium-sized businesses, high net worth individuals, professionals, and investors. The company was founded in 2007 and is based in Las Vegas, Nevada.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $74M | - | $21M | $9M | 12.6% | 21.8% | 12.3% |
| 2024 | $61M | - | $19M | $26M | 13.2% | 32.6% | 70.7% |
| 2023 | $46M | - | $11M | $-38M | 11.1% | 9.5% | 0.5% |
| 2022 | $42M | - | $11M | $9M | 12.5% | - | - |
| 2021 | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 41.82 | 45.77 | 60.71 | 73.96 |
| Operating Revenue | - | 41.82 | 45.77 | 60.71 | 73.96 |
| Selling General And Administration | - | 17.04 | 20.09 | 23.36 | 28.75 |
| Interest Income | - | 28.77 | 51.28 | 75.23 | 84.33 |
| Interest Expense | - | 3.42 | 13.19 | 29.03 | 33.59 |
| Net Interest Income | - | 25.35 | 38.10 | 46.20 | 50.74 |
| Pretax Income | - | 14.03 | 13.53 | 23.91 | 27.09 |
| Tax Provision | - | 3.16 | 2.61 | 5.27 | 6.02 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | 0 | 0 | 0 | 0 |
| Net Income Continuous Operations | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Net Income From Continuing And Discontinued Operation | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Net Income From Continuing Operation Net Minority Interest | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Net Income | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Net Income Common Stockholders | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Net Income Including Noncontrolling Interests | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Normalized Income | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Diluted NI Availto Com Stockholders | - | 10.87 | 10.92 | 18.64 | 20.93 |
| Basic Average Shares | - | 12.49 | 12.71 | 13.20 | 14.29 |
| Diluted Average Shares | - | 12.88 | 13.04 | 13.43 | 14.48 |
| Reconciled Depreciation | - | 5.88 | 7.21 | 5.92 | 6.75 |
| Total Unusual Items | -0.11 | - | - | - | - |
| Total Unusual Items Excluding Goodwill | -0.11 | - | - | - | - |
| Earnings From Equity Interest Net Of Tax | - | - | - | 0 | -0.14 |
| Special Income Charges | -0.11 | - | - | - | - |
| Other Special Charges | 0.11 | - | - | - | - |
| Gain On Sale Of Security | - | - | - | 0 | 0.43 |
| General And Administrative Expense | - | 17.04 | 20.09 | 22.80 | 25.98 |
| Other Gand A | 0.37 | - | - | - | - |
| Salaries And Wages | - | 16.87 | 19.80 | 22.35 | 25.46 |
| Insurance And Claims | - | 0.17 | 0.29 | 0.45 | 0.52 |
| Selling And Marketing Expense | 0.12 | - | - | 0.56 | 2.77 |
| Occupancy And Equipment | - | 1.57 | 1.64 | 1.67 | 1.62 |
| Professional Expense And Contract Services Expense | - | 1.70 | 2.65 | 2.90 | 3.68 |
| Other Non Interest Expense | - | 6.13 | 6.78 | 6.62 | 8.97 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| GBank Financial Holdings Inc.this co. | GBFH | $421M | 20.12↑ premium | 2.54 | 12.6% | - |
| Investors Title Company | ITIC | $445M | 12.64 | 1.66 | 13.1% | - |
| Colony Bankcorp, Inc. | CBAN | $425M | 15.03 | 1.13 | 7.5% | - |
| Bankwell Financial Group, Inc. | BWFG | $424M | 12.06 | 1.41 | 11.7% | - |
| Bank7 Corp. | BSVN |
| - |
| - |
| - |
| - |
| - |
| - |
| $424M |
| 9.85 |
| 1.69 |
| 17.2% |
| - |
| Bank of Marin Bancorp | BMRC | $417M | -11.70 | 1.06 | -9.0% | - |
| West Bancorporation, Inc. | WTBA | $407M | 12.50 | 1.53 | 12.2% | - |
| RBB Bancorp | RBB | $406M | 12.71 | 0.78 | 6.1% | - |
| Commercial Bancgroup, Inc. | CBK | $400M | 10.75 | 1.40 | 13.0% | - |
| Peer Median | - | 12.28 | 1.40 | 12.0% | - | |