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Investors Title Company, through its subsidiaries, engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company operates through Title Insurance and Exchange Services segments. It underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. The company also provides services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of real property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it acts as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $273M | - | $35M | $25M | 13.1% | 5.7% | 13.2% |
| 2024 | $259M | - | $31M | $22M | 12.3% | 15.1% | 43.3% |
| 2023 | $225M | - | $22M | $-2M | 8.6% | -20.7% | -9.3% |
| 2022 | $283M | - | $24M | $31M | 9.9% | - | - |
| 2021 | - | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 283.39 | 224.75 | 258.61 | 273.22 |
| Operating Revenue | - | 283.39 | 224.75 | 258.61 | 273.22 |
| Selling General And Administration | - | 85.33 | 76.71 | 72.51 | 72.22 |
| Total Expenses | - | 253.28 | 198.52 | 219.14 | 228.68 |
| Interest Income | - | 4.70 | 9.06 | 10.66 | 9.96 |
| Other Income Expense | - | 1.14 | 0.99 | 0.95 | 3.34 |
| Pretax Income | - | 30.11 | 26.23 | 39.46 | 44.55 |
| Tax Provision | - | 6.20 | 4.54 | 8.39 | 9.37 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | 0 | 0 | -0.07 | -0.10 |
| Net Income Continuous Operations | - | 23.90 | 21.69 | 31.07 | 35.18 |
| Net Income From Continuing And Discontinued Operation | - | 23.90 | 21.69 | 31.07 | 35.18 |
| Net Income From Continuing Operation Net Minority Interest | - | 23.90 | 21.69 | 31.07 | 35.18 |
| Net Income | - | 23.90 | 21.69 | 31.07 | 35.18 |
| Net Income Common Stockholders | - | 23.90 | 21.69 | 31.07 | 35.18 |
| Net Income Including Noncontrolling Interests | - | 23.90 | 21.69 | 31.07 | 35.18 |
| Normalized Income | - | 23.90 | 21.69 | 31.32 | 35.55 |
| Diluted NI Availto Com Stockholders | - | 23.90 | 21.69 | 31.07 | 35.18 |
| Basic Average Shares | - | 1.90 | 1.89 | 1.88 | 1.89 |
| Diluted Average Shares | - | 1.90 | 1.89 | 1.89 | 1.90 |
| Reconciled Depreciation | - | 3.58 | 4.12 | 4.50 | 4.42 |
| Total Unusual Items | - | - | 0 | -0.31 | -0.47 |
| Total Unusual Items Excluding Goodwill | - | - | 0 | -0.31 | -0.47 |
| Special Income Charges | - | - | 0 | -0.31 | -0.47 |
| Write Off | - | - | 0 | 0.31 | 0.47 |
| General And Administrative Expense | - | 85.33 | 76.71 | 72.51 | 72.22 |
| Other Gand A | 13.06 | 17.32 | - | - | - |
| Salaries And Wages | - | 85.33 | 76.71 | 72.51 | 72.22 |
| Other Operating Expenses | - | 42.13 | 33.68 | 34.45 | 37.72 |
| Loss Adjustment Expense | - | 4.26 | 4.76 | 4.53 | 4.61 |
| Net Policyholder Benefits And Claims | - | 4.26 | 4.76 | 4.53 | 4.61 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| Investors Title Companythis co. | ITIC | $445M | 12.64 | 1.66 | 13.1% | - |
| AlTi Global, Inc. | ALTI | $461M | -3.85 | 1.81 | -47.1% | -5.59 |
| Greene County Bancorp, Inc. | GCBC | $459M | 14.74 | 1.92 | 13.0% | - |
| Orange County Bancorp, Inc. | OBT | $457M | 10.97 | 1.61 | 14.6% | - |
| Ponce Financial Group, Inc. | PDLB | $455M |
| - |
| - |
| - |
| - |
| - |
| 15.84 |
| 1.44 |
| 9.1% |
| - |
| Colony Bankcorp, Inc. | CBAN | $425M | 15.03 | 1.13 | 7.5% | - |
| Bankwell Financial Group, Inc. | BWFG | $424M | 12.06 | 1.41 | 11.7% | - |
| Bank7 Corp. | BSVN | $424M | 9.85 | 1.69 | 17.2% | - |
| GBank Financial Holdings Inc. | GBFH | $421M | 20.12 | 2.54 | 12.6% | - |
| Peer Median | - | 13.40 | 1.65 | 12.2% | -5.59 | |