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Equiscale · Syntellia LLC
John Marshall Bancorp, Inc. operates as the bank holding company for John Marshall Bank that provides banking products and financial services in Arlington, Fairfax, Loudoun, Prince William, Montgomery, District of Columbia. The company offers checking, NOW, money market accounts, and savings accounts; certificates of deposit; and time, reciprocal IntraFi Demand, IntraFi Money Market, and IntraFi CD deposits. It also offers commercial real estate loans, residential and commercial construction and development loans, commercial and industrial loans, and residential mortgage loans; commercial term loans and lines of credit; U.S. small business administration; mortgage loan; and other loans, such as financing of equipment, receivables, contract administration expenses, and automobile financing. In addition, the company provides debit and credit cards; treasury and cash management services; business and personal insurance; and online and mobile banking with bill pay, sweep accounts, wire transfer, and check imaging and remote deposit capture services; and U.S. treasury bonds, government agency securities, and mortgage-backed securities. It serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals. The company was formerly known as John Marshall Bank and changed its name to John Marshall Bancorp, Inc. in March 2017. John Marshall Bancorp, Inc. was founded in 2005 and is headquartered in Reston, Virginia.
Rule-based from financial data. Not advice.
5-year financial trends. Figures in USD millions.
Latest fiscal year: 2025
Year-by-year revenue, profitability, and cash flow (USD millions, last 10 years)
| Year | Revenue | EBITDA | Net Profit | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|
| 2025 | $63M | - | $21M | $22M | 8.0% | 17.5% | 24.0% |
| 2024 | $53M | - | $17M | $17M | 6.9% | 50.0% | 231.9% |
| 2023 | $36M | - | $5M | $17M | 2.2% | -50.7% | -83.8% |
| 2022 | $72M | - | $32M | $33M | 14.9% | - | - |
| 2021 | - |
Income statement, balance sheet, and cash flow as reported
Consolidated Figures in USD Millions.
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Total Revenue | - | 72.11 | 35.54 | 53.32 | 62.64 |
| Operating Revenue | - | 72.11 | 35.54 | 53.32 | 62.64 |
| Selling General And Administration | - | 21.80 | 21.64 | 21.40 | 22.77 |
| Interest Income | - | 83.82 | 100.47 | 109.74 | 112.77 |
| Interest Expense | - | 13.64 | 50.29 | 59.09 | 52.69 |
| Net Interest Income | - | 70.17 | 50.18 | 50.66 | 60.08 |
| Pretax Income | - | 40.06 | 7.98 | 21.88 | 27.38 |
| Tax Provision | - | 8.26 | 2.82 | 4.76 | 6.15 |
| Tax Rate For Calcs | - | 0 | 0 | 0 | 0 |
| Tax Effect Of Unusual Items | - | -0.07 | 0.11 | 0.05 | 0.09 |
| Net Income Continuous Operations | - | 31.80 | 5.16 | 17.12 | 21.23 |
| Net Income From Continuing And Discontinued Operation | - | 31.80 | 5.16 | 17.12 | 21.23 |
| Net Income From Continuing Operation Net Minority Interest | - | 31.80 | 5.16 | 17.12 | 21.23 |
| Net Income | - | 31.80 | 5.16 | 17.12 | 21.23 |
| Net Income Common Stockholders | - | 31.67 | 5.14 | 17.07 | 21.16 |
| Net Income Including Noncontrolling Interests | - | 31.80 | 5.16 | 17.12 | 21.23 |
| Normalized Income | - | 32.08 | 4.95 | 16.94 | 20.92 |
| Diluted NI Availto Com Stockholders | - | 31.67 | 5.14 | 17.07 | 21.16 |
| Basic Average Shares | - | 13.93 | 14.12 | 14.17 | 14.19 |
| Diluted Average Shares | - | 14.08 | 14.19 | 14.21 | 14.19 |
| Reconciled Depreciation | - | 1.92 | 1.72 | 1.68 | 1.52 |
| Total Unusual Items | - | -0.35 | 0.32 | 0.24 | 0.40 |
| Total Unusual Items Excluding Goodwill | - | -0.35 | 0.32 | 0.24 | 0.40 |
| Gain On Sale Of Security | - | 0 | -17.32 | 0 | 0 |
| General And Administrative Expense | - | 21.60 | 21.35 | 21.02 | 22.39 |
| Other Gand A | 1.47 | - | - | - | - |
| Salaries And Wages | - | 21 | 20.31 | 20.02 | 21.40 |
| Insurance And Claims | - | 0.60 | 1.04 | 1 | 0.99 |
| Selling And Marketing Expense | - | 0.19 | 0.29 | 0.39 | 0.38 |
| Otherunder Preferred Stock Dividend | - | 0.14 | 0.02 | 0.06 | 0.08 |
| Average Dilution Earnings | 0 | 0 | - | - | - |
| Occupancy And Equipment | - | 3.22 | 2.99 | 2.98 | 2.83 |
| Professional Expense And Contract Services Expense | - | 1.23 | 0.33 | 1 | 1.15 |
| Other Non Interest Expense | - | 5.63 | 5.86 | 6.43 | 6.82 |
Financial Services sector peers, ranked by market cap
| Company | Ticker | Market Cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|---|
| John Marshall Bancorp, Inc.this co. | JMSB | $299M | 14.06 | 1.12 | 8.0% | - |
| Citizens Financial Services, Inc. | CZFS | $308M | 8.43 | 0.91 | 10.8% | - |
| Value Line, Inc. | VALU | $305M | 14.75 | 3.06 | 20.8% | 37.84 |
| NI Holdings, Inc. | NODK | $299M | - | 1.24 | -4.3% | - |
| FS Bancorp, Inc. | FSBW | $297M |
| - |
| - |
| - |
| - |
| - |
| - |
| 8.91 |
| 0.97 |
| 10.8% |
| - |
| Blue Ridge Bankshares, Inc. | BRBS | $295M | 27.54 | 0.91 | 3.3% | - |
| MBIA Inc. | MBI | $291M | -1.65 | -0.13 | 7.9% | - |
| First Community Corporation | FCCO | $289M | 15.07 | 1.73 | 11.5% | - |
| FVCBankcorp, Inc. | FVCB | $288M | 13.08 | 1.14 | 8.7% | - |
| Peer Median | - | 13.08 | 1.05 | 9.8% | 37.84 | |
Historically, May has averaged the highest return (+6.8%); Jan the lowest (-4.9%).
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3%Positive MonthJan 2026: +3.25% | -7.0%Negative MonthFeb 2026: -6.98% | +5.6%Positive MonthMar 2026: +5.62% | +3.6%Positive MonthApr 2026: +3.55% | +1.3%Neutral MonthMay 2026: +1.29% | +2.5%Positive MonthJun 2026: +2.49% | +6.4%Positive MonthJul 2026: +6.42% | -1.4%*Neutral MonthAug 2026: -1.42% | — | — | — | — |
| 2025 | -5.8%Negative MonthJan 2025: -5.83% | -1.4%Neutral MonthFeb 2025: -1.37% | -11.4%Negative MonthMar 2025: -11.42% | +4.1%Positive MonthApr 2025: +4.06% | +1.5%Neutral MonthMay 2025: +1.45% | +6.3%Positive MonthJun 2025: +6.25% | -0.6%Neutral MonthJul 2025: -0.65% | +7.6%Positive MonthAug 2025: +7.60% | +0.1%Neutral MonthSep 2025: +0.05% | -3.6%Negative MonthOct 2025: -3.63% | +4.7%Positive MonthNov 2025: +4.71% | -0.1%Neutral MonthDec 2025: -0.05% |
| 2024 | -15.8%Negative MonthJan 2024: -15.78% | -7.9%Negative MonthFeb 2024: -7.89% | +2.4%Positive MonthMar 2024: +2.40% | -7.8%Negative MonthApr 2024: -7.81% | +4.4%Positive MonthMay 2024: +4.36% | +1.2%Neutral MonthJun 2024: +1.16% | +10.8%Positive MonthJul 2024: +10.84% | +3.4%Positive MonthAug 2024: +3.41% | -1.1%Neutral MonthSep 2024: -1.05% | +7.9%Positive MonthOct 2024: +7.89% | +6.1%Positive MonthNov 2024: +6.14% | -11.3%Negative MonthDec 2024: -11.35% |
| 2023 | -14.0%Negative MonthJan 2023: -14.04% | +7.6%Positive MonthFeb 2023: +7.56% | -18.8%Negative MonthMar 2023: -18.83% | -15.6%Negative MonthApr 2023: -15.65% | +11.9%Positive MonthMay 2023: +11.86% | -1.4%Neutral MonthJun 2023: -1.42% | -5.4%Negative MonthJul 2023: -5.43% | -7.0%Negative MonthAug 2023: -7.00% | +1.0%Neutral MonthSep 2023: +1.02% | +3.0%Positive MonthOct 2023: +2.97% | +7.5%Positive MonthNov 2023: +7.45% | +14.2%Positive MonthDec 2023: +14.23% |
| 2022 | +7.7%Positive MonthJan 2022: +7.74% | +0.3%Neutral MonthFeb 2022: +0.28% | +1.9%Neutral MonthMar 2022: +1.86% | +5.0%Positive MonthApr 2022: +4.98% | +20.4%Positive MonthMay 2022: +20.36% | -18.5%Negative MonthJun 2022: -18.54% | +15.7%Positive MonthJul 2022: +15.66% | -3.3%Negative MonthAug 2022: -3.30% | -2.6%Negative MonthSep 2022: -2.58% | +17.3%Positive MonthOct 2022: +17.26% | +0.6%Neutral MonthNov 2022: +0.56% | -0.6%Neutral MonthDec 2022: -0.62% |
| 2021 | — | — | — | — | +1.4%Neutral MonthMay 2021: +1.41% | +0.0%Neutral MonthJun 2021: +0.00% | +0.0%Neutral MonthJul 2021: +0.00% | +1.7%Neutral MonthAug 2021: +1.67% | -0.8%Neutral MonthSep 2021: -0.82% | +3.0%Positive MonthOct 2021: +3.03% | -0.5%Neutral MonthNov 2021: -0.48% | +6.9%Positive MonthDec 2021: +6.93% |
| Avg±SD |
Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation — the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.
This aggregates every month by calendar position — all Januaries together, all Februaries together, and so on — to show whether a given month has leaned positive or negative historically. ‘Simple’ counts each month as +1 or −1. ‘Weighted’ gives larger moves more influence: +2 above +10%, −2 below −10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations — read it as a historical tendency, not a reliable seasonal pattern.
This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.
Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen — at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in “Average from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.
