NSE / BSEFinancial Services
β‚Ή1180.95-2.05-0.17%
P/E25.1Mkt Capβ‚Ή11.35 K CrEV/EBITDA0.0

Home First Finance Company India Limited

P/E25.1Mkt Capβ‚Ή11.35 K CrEV/EBITDA0.0
Company Profile

Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides loans through mobile applications. It serves salaried professionals, self-employed individuals, and small business owners, as well as corporates. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
β€”

AI Summary

Indian Stock

Sign up free to view AI insights

Get Started

Rule-based from financial data. Not advice.

Price Historyβ–Ό 14.03% over 1Y
Monthly Returns

Historically, Apr has averaged the highest return (+7.7%); Feb the lowest (-5.6%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+6.8%Positive MonthJan 2026: +6.83%-8.2%Negative MonthFeb 2026: -8.21%-16.5%Negative MonthMar 2026: -16.46%+28.5%Positive MonthApr 2026: +28.52%-8.4%Negative MonthMay 2026: -8.41%+7.1%Positive MonthJun 2026: +7.08%+3.8%*Positive MonthJul 2026: +3.79%β€”β€”β€”β€”β€”
2025-5.8%Negative MonthJan 2025: -5.76%+3.4%Positive MonthFeb 2025: +3.36%-1.3%Neutral MonthMar 2025: -1.35%+21.2%Positive MonthApr 2025: +21.21%+3.5%Positive MonthMay 2025: +3.54%+8.2%Positive MonthJun 2025: +8.15%-12.2%Negative MonthJul 2025: -12.17%+0.7%Neutral MonthAug 2025: +0.75%-0.3%Neutral MonthSep 2025: -0.27%-1.7%Neutral MonthOct 2025: -1.69%-6.9%Negative MonthNov 2025: -6.91%-1.0%Neutral MonthDec 2025: -0.97%
2024+5.7%Positive MonthJan 2024: +5.66%-11.7%Negative MonthFeb 2024: -11.69%+3.4%Positive MonthMar 2024: +3.44%+1.7%Neutral MonthApr 2024: +1.69%-10.6%Negative MonthMay 2024: -10.57%+26.9%Positive MonthJun 2024: +26.85%+0.4%Neutral MonthJul 2024: +0.38%+10.6%Positive MonthAug 2024: +10.64%+3.3%Positive MonthSep 2024: +3.33%-0.7%Neutral MonthOct 2024: -0.72%-10.8%Negative MonthNov 2024: -10.81%+0.4%Neutral MonthDec 2024: +0.35%
2023+0.9%Neutral MonthJan 2023: +0.91%-1.8%Neutral MonthFeb 2023: -1.85%+2.7%Positive MonthMar 2023: +2.73%-4.4%Negative MonthApr 2023: -4.40%+0.9%Neutral MonthMay 2023: +0.95%+9.4%Positive MonthJun 2023: +9.42%+8.7%Positive MonthJul 2023: +8.69%-2.3%Negative MonthAug 2023: -2.33%-2.8%Negative MonthSep 2023: -2.84%+11.3%Positive MonthOct 2023: +11.33%-0.8%Neutral MonthNov 2023: -0.84%+3.9%Positive MonthDec 2023: +3.90%
2022-3.1%Negative MonthJan 2022: -3.10%-9.8%Negative MonthFeb 2022: -9.83%+13.2%Positive MonthMar 2022: +13.23%-8.3%Negative MonthApr 2022: -8.29%+10.4%Positive MonthMay 2022: +10.37%-4.4%Negative MonthJun 2022: -4.44%+11.3%Positive MonthJul 2022: +11.26%+17.2%Positive MonthAug 2022: +17.22%-10.0%Negative MonthSep 2022: -10.05%-16.7%Negative MonthOct 2022: -16.66%+0.9%Neutral MonthNov 2022: +0.88%-0.3%Neutral MonthDec 2022: -0.25%
2021β€”β€”β€”β€”β€”-4.7%Negative MonthJun 2021: -4.66%+10.8%Positive MonthJul 2021: +10.80%-4.6%Negative MonthAug 2021: -4.62%+3.1%Positive MonthSep 2021: +3.14%+20.5%Positive MonthOct 2021: +20.50%+13.6%Positive MonthNov 2021: +13.58%-3.8%Negative MonthDec 2021: -3.80%
AvgΒ±SD+0.9%Β±4.9%-5.6%Β±5.6%+0.3%Β±9.7%+7.7%Β±14.5%-0.8%Β±7.7%+7.1%Β±10.6%+3.8%Β±8.1%+4.3%Β±8.3%-1.3%Β±4.9%+2.6%Β±12.6%-0.8%Β±8.3%-0.2%Β±2.5%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 1.072x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή1.54 K Crβ–² 33.0%
EBITDA Growthβ€”
Net Profitβ‚Ή382.00 Crβ–² 24.8%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 94.5%
Revenue CAGR 5Y23.0%
EBITDA CAGR 5Y0.0%
Net Profit CAGR 5Y30.8%
NP Growth 1Y24.8%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή1.54 K Crβ€”β‚Ή382.00 Crβ€”β€”β€”33.0%24.8%
Mar 2024β‚Ή1.16 K Crβ€”β‚Ή306.00 Crβ€”β€”β€”45.4%34.2%
Mar 2023β‚Ή796.00 Crβ€”β‚Ή228.00 Crβ€”β€”β€”33.6%22.6%
Mar 2022β‚Ή596.00 Crβ€”β‚Ή186.00 Crβ€”β€”β€”21.9%86.0%
Mar 2021β‚Ή489.00 Crβ€”β‚Ή100.00 Crβ€”β€”β€”19.0%25.0%
Mar 2020β‚Ή411.00 Crβ€”β‚Ή80.00 Crβ€”β€”β€”55.7%73.9%
Mar 2019β‚Ή264.00 Crβ€”β‚Ή46.00 Crβ€”β€”β€”82.1%84.0%
Mar 2018β‚Ή145.00 Crβ€”β‚Ή25.00 Crβ€”β€”β€”54.3%177.8%
Mar 2017β‚Ή94.00 Crβ€”β‚Ή9.00 Crβ€”β€”β€”56.7%50.0%
Mar 2016β‚Ή60.00 Crβ€”β‚Ή6.00 Crβ€”β€”β€”53.8%100.0%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue203960941452644114895967961,1571,5391,752
Finance Costs1022375467127194220219308503719786
Total Expenses81216264175111127143183242303357
Financing Profit257143863106142234304412517608
Financing Margin %12%13%12%15%26%24%26%29%39%38%36%34%35%
Other Income0020279000006
Depreciation & Amortisation0001157889121617
Profit Before Tax259143865107134226295400502597
Tax %-10%29%33%36%34%30%26%25%18%23%24%24%-
Net Profit / PAT3369254680100186228306382453
EPS (β‚Ή)8.8711.7316.018.5024.4136.0910.1611.4621.2425.9434.5442.4346.74
Dividend Payout %0%2%1%0%0%0%0%0%0%10%10%9%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
Home First Finance Company India Limitedthis co.β‚Ή11.35 K Crβ‚Ή1.54 K Cr25.102.810.0033.0%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

Learn while you research

Hand-picked academy chapters to deepen your understanding of Home First Finance Company India Limited and the metrics that matter.

Browse the full Equiscale Academy