Home First Finance Company India Limited
Home First Finance Company India Limited operates as a housing finance company in India. The company offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. It also provides loans through mobile applications. It serves salaried professionals, self-employed individuals, and small business owners, as well as corporates. Home First Finance Company India Limited was incorporated in 2010 and is headquartered in Mumbai, India.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Strong 5-year revenue CAGR of 23.0%
Concerns0
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (βΉ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (βΉ Crores, last 10 years)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | βΉ1.54 K Cr | β | βΉ382.00 Cr | β | β | β | 33.0% | 24.8% |
| Mar 2024 | βΉ1.16 K Cr | β | βΉ306.00 Cr | β | β | β | 45.4% | 34.2% |
| Mar 2023 | βΉ796.00 Cr | β | βΉ228.00 Cr | β | β | β | 33.6% | 22.6% |
| Mar 2022 | βΉ596.00 Cr | β | βΉ186.00 Cr | β | β | β | 21.9% | 86.0% |
| Mar 2021 | βΉ489.00 Cr | β | βΉ100.00 Cr | β | β | β | 19.0% | 25.0% |
| Mar 2020 | βΉ411.00 Cr | β | βΉ80.00 Cr | β | β | β | 55.7% | 73.9% |
| Mar 2019 | βΉ264.00 Cr | β | βΉ46.00 Cr | β | β | β | 82.1% | 84.0% |
| Mar 2018 | βΉ145.00 Cr | β | βΉ25.00 Cr | β | β | β | 54.3% | 177.8% |
| Mar 2017 | βΉ94.00 Cr | β | βΉ9.00 Cr | β | β | β | 56.7% | 50.0% |
| Mar 2016 | βΉ60.00 Cr | β | βΉ6.00 Cr | β | β | β | 53.8% | 100.0% |
Financial Statements
Income statement, balance sheet, and cash flow (βΉ Crores, as reported)
Consolidated Figures in USD Millions.
| Unnamed: 0 | TTM |
|---|---|
| Revenue | 1,752 |
| Finance Costs | 786 |
| Total Expenses | 357 |
| Financing Profit | 608 |
| Financing Margin % | 35% |
| Other Income | 6 |
| Depreciation & Amortisation | 17 |
| Profit Before Tax | 597 |
| Tax % | - |
| Net Profit / PAT | 453 |
| EPS (βΉ) | 46.74 |
| Dividend Payout % | - |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| Home First Finance Company India Limitedthis co. | βΉ11.35 K Cr | βΉ1.54 K Cr | 25.10 | 2.81 | 0.00 | 33.0% |
| HDFC Bank Ltd. | βΉ14.43 L Cr | βΉ3.01 L Cr | 20.30 | 2.78 | β | 16.3% |
| ICICI Bank Ltd. | βΉ10.28 L Cr | βΉ1.63 L Cr | 20.70 | 3.32 | β | 14.3% |
| State Bank Of India | βΉ9.49 L Cr | βΉ4.62 L Cr | 13.30 | 1.83 | β | 11.4% |
| Bajaj Finance Limited | βΉ5.91 L Cr | βΉ61.95 K Cr | 36.80 | 6.33 | β | 32.0% |
| LIFE INSURANCE CORPORATION OF INDIA | βΉ5.26 L Cr | βΉ8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| Kotak Mahindra Bank Ltd. | βΉ4.24 L Cr | βΉ52.92 K Cr | 31.70 | 3.39 | β | 15.5% |
| Industry Average | β | βΉ30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |