Sammaan Capital Limited
₹116.80-₹4.40 (-3.6%)
Last close · Data as of Oct 30, 2026
- Market cap
- ₹11,756 Cr
- P/E
- 10.2x
- Revenue
- ₹7,662 Cr
- ROCE
- 4.9%
Price chart
Technical chartScreen technicals →-36.7% over the last year
Daily closes.
Go deeper
Technical chart: candles, 9 moving averages, RSI, MACD and drawing tools
Performance
Price change over each period, before dividends.
- 1M
- -14.7%
- 3M
- -27.0%
- 6M
- -19.3%
- 1Y
- -36.7%
- 5Y
- -42.1%
52-week range
Day change -₹4.40 (-3.6%) from ₹121 to ₹117 · Last close Oct 30, 2026
Best weekday to invest, historically
The same weekly amount in SAMMAANCAP, bought on each weekday since 2021.
AI Summary
Indian StockStrengths1
- Strong cash conversion — FCF/PAT ratio of 1.45
Concerns1
- Low return on equity of 4.1%
Rule-based from financial data. Not advice.
About the company
Sammaan Capital Limited, together with its subsidiaries, operates as a non-banking financial company in India.
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Sammaan Capital Limited, together with its subsidiaries, operates as a non-banking financial company in India. It is involved in the business of providing finance, as well as undertakes lending and finance to persons, co-operative society, association of persons, body of individuals, companies, institutions, and firms; builders, developers, contractors, and tenants; construction, erection, building, repair, remodeling, development, improvement, purchase of houses, apartments, flats, bungalows, rooms, huts, townships, and other buildings; finance to equip amenities or conveniences, drainage facility, electric, telephonic, television, and other installations; and for purchase free hold or lease hold lands, estate or interest in property. The company was formerly known as Indiabulls Housing Finance Limited and changed its name to Sammaan Capital Limited in May 2024. Sammaan Capital Limited is based in Mumbai, India.
- Sector
- Financial Services
- Shares outstanding
- 82.8 Cr shares
- ISIN
- INE148I01020
- BSE code
- 535789
Key statistics
Screen fundamentals →Valuation, profitability, growth and solvency at the latest close; hover a label for its meaning.
Valuation
- Market cap
- ₹11,756 Cr
- P/E
- 10.2x
- P/B
- 0.5x
- Earnings yield
- 9.8%
- 52-week high
- ₹189.90
- 52-week low
- ₹112.60
Profitability
- ROE
- 4.1%
- ROCE
- 4.9%
- Dividend payout
- 12.0%
- Tax rate
- 24.0%
- Other income, % of PBT
- 4.3%
Growth
- RevenueLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹7,662 Cr
- Revenue growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 2.4%
- Revenue CAGR, 5YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- -8.1%
- EBITDALatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹55.0 Cr
- EBITDA growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 223.5%
- Net profit growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- -4.7%
- Net profit CAGR, 5YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- -14.4%
- Cash from operationsLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹30.0 Cr
- CFO growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- -98.3%
- Free cash flowLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹252 Cr
Solvency and efficiency
- CFO / Net profit
- 0.03
Where the revenue went
Of every ₹100 of FY2025 revenue, ₹12 was left as net profit.
| From | To | Amount |
|---|---|---|
| Revenue | Interest paid | ₹4,410 Cr |
| Revenue | Expenses | ₹1,904 Cr |
| Revenue | Financing profit | ₹1,348 Cr |
| Financing profit | Depreciation | ₹79 Cr |
| Financing profit | Profit before tax | ₹1,269 Cr |
| Other income | Profit before tax | ₹4 Cr |
| Profit before tax | Tax and other | ₹331 Cr |
| Profit before tax | Net profit | ₹943 Cr |
Revenue and net profit
Revenue grew 2.4% in FY2025; net profit is the dashed line.
| Date | Revenue | Net profit |
|---|---|---|
| FY2021 | ₹8,719 Cr | ₹1,058 Cr |
| FY2022 | ₹7,765 Cr | ₹696 Cr |
| FY2023 | ₹7,364 Cr | ₹819 Cr |
| FY2024 | ₹7,484 Cr | ₹990 Cr |
| FY2025 | ₹7,662 Cr | ₹943 Cr |
Cash flows
FY2025: ₹6,692 Cr from operations, ₹1,372 Cr free after investment (dashed).
| Date | Operating cash flow | Free cash flow |
|---|---|---|
| FY2021 | ₹7,601 Cr | ₹10,182 Cr |
| FY2022 | ₹1,448 Cr | ₹2,732 Cr |
| FY2023 | ₹1,767 Cr | ₹4,350 Cr |
| FY2024 | ₹30 Cr | ₹2,030 Cr |
| FY2025 | ₹6,692 Cr | ₹1,372 Cr |
Growth
Latest fiscal year FY2025 (ending March): each figure with its change over the year before.
- Revenue
- ₹7,662 Cr+2.4%1Y
- Net profit
- ₹943 Cr-4.7%1Y
- Cash from operations
- ₹6,692 Cr+22,206.7%1Y
- Free cash flow
- ₹1,372 Cr-32.4%1Y
- Revenue CAGR, 5Y
- -8.1%
- EBITDA CAGR, 5Y
- 31.5%
- Net profit CAGR, 5Y
- -14.4%
| Year | Revenue | Operating income | EBITDA | Net profit | CFO | FCF | ROE | Revenue growth 1Y | Net profit growth 1Y |
|---|---|---|---|---|---|---|---|---|---|
| FY2025 | ₹7,662 Cr | ₹1,348 Cr | — | ₹943 Cr | ₹6,692 Cr | ₹1,372 Cr | — | +2.4% | -4.7% |
Monthly returns
Month-by-month returns of SAMMAANCAP across the years, with the seasonal pattern.
Balance sheet
What the company owns and owes at the end of FY2025.
| Line | FY2025 |
|---|---|
| Liabilities and equity | ₹68,065 Cr |
| Equity capital | ₹166 Cr |
| Reserves | ₹22,627 Cr |
| Borrowings | ₹40,384 Cr |
| Other liabilities | ₹4,888 Cr |
| Assets | ₹68,065 Cr |
| Fixed assets | ₹327 Cr |
| Capital work in progress | ₹0 Cr |
| Investments | ₹16,752 Cr |
| Other assets | ₹50,985 Cr |
Market cap against peers
8 peers: same sector group, nearest by size.
P/E against peers
SAMMAANCAP trades at 10.2x earnings against a peer median of 26.9x (a 62% discount).
Peer comparison
Same-sector peers by market cap, with the median.
| Company | Market cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|
| Sammaan Capital LimitedSAMMAANCAPthis companyP/E ↓ discount | ₹11,756 Cr | 10.2x | 0.5x | 4.1% | — |
| Indian Energy Exchange LimitedIEX | ₹12,598 Cr | 28.0x | 10.4x | 37.8% | 26.1x |
| Can Fin Homes Ltd.CANFINHOME | ₹11,907 Cr | 12.9x | 2.2x | 16.9% | — |
| IIFL CAPITAL SERVICES LIMITEDIIFLCAPS | ₹11,514 Cr | 23.7x | 4.6x | 27.2% | 11.8x |
| AAVAS Financiers LimitedAAVAS | ₹11,462 Cr | 19.0x | 2.4x | 13.2% | — |
| Home First Finance Company India LimitedHOMEFIRST | ₹11,350 Cr | 25.1x | 2.8x | 15.2% | — |
| Ujjivan Small Finance Bank LimitedUJJIVANSFB | ₹11,203 Cr | 26.9x | 1.8x | 11.9% | — |
| SBFC Finance LimitedSBFC | ₹11,185 Cr | 28.5x | 3.2x | 10.8% | — |
| Jammu and Kashmir Bank Ltd.J&KBANK | ₹11,044 Cr | 5.3x | 0.7x | 14.6% | — |
| Peer median | — | 26.9x | 2.8x | 12.3% | 33.9x |
Year-to-date ROI
SAMMAANCAP since 1 January, against earlier years.
Historical volatility
SAMMAANCAP's day-to-day swings over 30, 60 and 180 days.
Financial statements
Income statement, balance sheet and cash flow as reported, in ₹ crore, grouped into plain-language lines.
Figures in ₹ crore as reported, fiscal years ending March, newest first; the trailing twelve months (TTM) last.
Operating margin by fiscal year
| Date | Operating margin |
|---|---|
| FY2021 | 17.0% |
| FY2022 | 13.0% |
| FY2023 | 16.0% |
| FY2024 | 18.0% |
| FY2025 | 18.0% |
| Line | FY2025 |
|---|---|
| Revenue | ₹7,662 Cr |
| Costs | |
| Interest | ₹4,410 Cr |
| Expenses | ₹1,904 Cr |
| Financing profitFinancing Profit | ₹1,348 Cr |
| Financing marginFinancing Margin % | 18.0% |
| Other income and charges | |
| Profit before tax | ₹1,274 Cr |
| Tax | |
| Net profitNet Profit | ₹943 Cr |
| Per share |
| Line | FY2025 |
|---|---|
| Liabilities and equityTotal Liabilities | ₹68,065 Cr |
| Equity capitalEquity Capital | ₹166 Cr |
| Reserves | ₹22,627 Cr |
| BorrowingsBorrowing | ₹40,384 Cr |
| Other liabilitiesOther Liabilities | ₹4,888 Cr |
| AssetsTotal Assets | ₹68,065 Cr |
| Fixed assetsFixed Assets | ₹327 Cr |
| Capital work in progressCWIP | ₹0 Cr |
| Investments | ₹16,752 Cr |
| Other assetsOther Assets | ₹50,985 Cr |
| Line | FY2025 |
|---|---|
| Operating cash flowCash from Operating Activity | ₹6,692 Cr |
| Investing cash flowCash from Investing Activity | -₹5,320 Cr |
| Financing cash flowCash from Financing Activity | -₹1,120 Cr |
| Change in cashNet Cash Flow | ₹252 Cr |
Learn while you research
Academy chapters picked for Sammaan Capital Limited and the metrics on this page.
- 01 Taxes on Investments (India)LTCG, STCG, dividend tax, what every Indian investor needs.6 min read
- 02 Stock Valuation BasicsHow to think about what a fair price for a stock looks like.7 min read
- 03 Value InvestingA P/E of 10.2 could be a value opportunity, or a value trap. Know the difference.7 min read
- 04 Stock Market RisksSmall caps carry concentrated, idiosyncratic risk, learn to manage it.6 min read
- 05 Sector AnalysisBanks & financials are uniquely sensitive to rates and credit cycles.6 min read
- 06 Essential Stock RatiosP/E, P/B, EV/EBITDA, what they mean and when to use each.7 min read