Sammaan Capital Limited

Sammaan Capital Limited

SAMMAANCAPNSE / BSEFinancial ServicesSmall Cap

₹116.80-₹4.40 (-3.6%)

Last close · Data as of Oct 30, 2026

Market cap
₹11,756 Cr
P/E
10.2x
Revenue
₹7,662 Cr
ROCE
4.9%

-36.7% over the last year

Sammaan Capital Limited price, 1Y

Daily closes.

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Performance

Price change over each period, before dividends.

1M
-14.7%
3M
-27.0%
6M
-19.3%
1Y
-36.7%
5Y
-42.1%

52-week range

Day change -₹4.40 (-3.6%) from ₹121 to ₹117 · Last close Oct 30, 2026

Best weekday to invest, historically

The same weekly amount in SAMMAANCAP, bought on each weekday since 2021.

AI Summary

Indian Stock

Strengths1

  • Strong cash conversion — FCF/PAT ratio of 1.45

Concerns1

  • Low return on equity of 4.1%

Rule-based from financial data. Not advice.

About the company

Sammaan Capital Limited, together with its subsidiaries, operates as a non-banking financial company in India.

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Sammaan Capital Limited, together with its subsidiaries, operates as a non-banking financial company in India. It is involved in the business of providing finance, as well as undertakes lending and finance to persons, co-operative society, association of persons, body of individuals, companies, institutions, and firms; builders, developers, contractors, and tenants; construction, erection, building, repair, remodeling, development, improvement, purchase of houses, apartments, flats, bungalows, rooms, huts, townships, and other buildings; finance to equip amenities or conveniences, drainage facility, electric, telephonic, television, and other installations; and for purchase free hold or lease hold lands, estate or interest in property. The company was formerly known as Indiabulls Housing Finance Limited and changed its name to Sammaan Capital Limited in May 2024. Sammaan Capital Limited is based in Mumbai, India.

Sector
Financial Services
Shares outstanding
82.8 Cr shares
ISIN
INE148I01020
BSE code
535789

Valuation, profitability, growth and solvency at the latest close; hover a label for its meaning.

Valuation

Market cap
₹11,756 Cr
P/E
10.2x
P/B
0.5x
Earnings yield
9.8%
52-week high
₹189.90
52-week low
₹112.60

Profitability

ROE
4.1%
ROCE
4.9%
Dividend payout
12.0%
Tax rate
24.0%
Other income, % of PBT
4.3%

Growth

Revenue
₹7,662 Cr
Revenue growth, 1Y
2.4%
Revenue CAGR, 5Y
-8.1%
EBITDA
₹55.0 Cr
EBITDA growth, 1Y
223.5%
Net profit growth, 1Y
-4.7%
Net profit CAGR, 5Y
-14.4%
Cash from operations
₹30.0 Cr
CFO growth, 1Y
-98.3%
Free cash flow
₹252 Cr

Solvency and efficiency

CFO / Net profit
0.03

Where the revenue went

Of every ₹100 of FY2025 revenue, ₹12 was left as net profit.

Sammaan Capital Limited income statement flow, FY2025
Sammaan Capital Limited income statement flow, FY2025: flows
FromToAmount
RevenueInterest paid₹4,410 Cr
RevenueExpenses₹1,904 Cr
RevenueFinancing profit₹1,348 Cr
Financing profitDepreciation₹79 Cr
Financing profitProfit before tax₹1,269 Cr
Other incomeProfit before tax₹4 Cr
Profit before taxTax and other₹331 Cr
Profit before taxNet profit₹943 Cr

Revenue and net profit

Revenue grew 2.4% in FY2025; net profit is the dashed line.

Sammaan Capital Limited revenue and net profit by fiscal year
Sammaan Capital Limited revenue and net profit by fiscal year
DateRevenueNet profit
FY2021₹8,719 Cr₹1,058 Cr
FY2022₹7,765 Cr₹696 Cr
FY2023₹7,364 Cr₹819 Cr
FY2024₹7,484 Cr₹990 Cr
FY2025₹7,662 Cr₹943 Cr

Cash flows

FY2025: ₹6,692 Cr from operations, ₹1,372 Cr free after investment (dashed).

Sammaan Capital Limited operating and free cash flow by fiscal year
Sammaan Capital Limited operating and free cash flow by fiscal year
DateOperating cash flowFree cash flow
FY2021₹7,601 Cr₹10,182 Cr
FY2022₹1,448 Cr₹2,732 Cr
FY2023₹1,767 Cr₹4,350 Cr
FY2024₹30 Cr₹2,030 Cr
FY2025₹6,692 Cr₹1,372 Cr

Growth

Latest fiscal year FY2025 (ending March): each figure with its change over the year before.

Revenue
₹7,662 Cr+2.4%1Y
Net profit
₹943 Cr-4.7%1Y
Cash from operations
₹6,692 Cr+22,206.7%1Y
Free cash flow
₹1,372 Cr-32.4%1Y
Revenue CAGR, 5Y
-8.1%
EBITDA CAGR, 5Y
31.5%
Net profit CAGR, 5Y
-14.4%
YearRevenueOperating incomeEBITDANet profitCFOFCFROERevenue growth 1YNet profit growth 1Y
FY2025₹7,662 Cr₹1,348 Cr—₹943 Cr₹6,692 Cr₹1,372 Cr—+2.4%-4.7%

Monthly returns

Month-by-month returns of SAMMAANCAP across the years, with the seasonal pattern.

Balance sheet

What the company owns and owes at the end of FY2025.

LineFY2025
Liabilities and equity₹68,065 Cr
Equity capital₹166 Cr
Reserves₹22,627 Cr
Borrowings₹40,384 Cr
Other liabilities₹4,888 Cr
Assets₹68,065 Cr
Fixed assets₹327 Cr
Capital work in progress₹0 Cr
Investments₹16,752 Cr
Other assets₹50,985 Cr

Market cap against peers

8 peers: same sector group, nearest by size.

P/E against peers

SAMMAANCAP trades at 10.2x earnings against a peer median of 26.9x (a 62% discount).

Peer comparison

Same-sector peers by market cap, with the median.

CompanyMarket capP/EP/BROEEV/EBITDA
Sammaan Capital LimitedSAMMAANCAPthis companyP/E ↓ discount₹11,756 Cr10.2x0.5x4.1%—
Indian Energy Exchange LimitedIEX₹12,598 Cr28.0x10.4x37.8%26.1x
Can Fin Homes Ltd.CANFINHOME₹11,907 Cr12.9x2.2x16.9%—
IIFL CAPITAL SERVICES LIMITEDIIFLCAPS₹11,514 Cr23.7x4.6x27.2%11.8x
AAVAS Financiers LimitedAAVAS₹11,462 Cr19.0x2.4x13.2%—
Home First Finance Company India LimitedHOMEFIRST₹11,350 Cr25.1x2.8x15.2%—
Ujjivan Small Finance Bank LimitedUJJIVANSFB₹11,203 Cr26.9x1.8x11.9%—
SBFC Finance LimitedSBFC₹11,185 Cr28.5x3.2x10.8%—
Jammu and Kashmir Bank Ltd.J&KBANK₹11,044 Cr5.3x0.7x14.6%—
Peer median—26.9x2.8x12.3%33.9x

Year-to-date ROI

SAMMAANCAP since 1 January, against earlier years.

Historical volatility

SAMMAANCAP's day-to-day swings over 30, 60 and 180 days.

Financial statements

Income statement, balance sheet and cash flow as reported, in ₹ crore, grouped into plain-language lines.

Figures in ₹ crore as reported, fiscal years ending March, newest first; the trailing twelve months (TTM) last.

Operating margin by fiscal year

Sammaan Capital Limited operating margin by fiscal year
Sammaan Capital Limited operating margin by fiscal year
DateOperating margin
FY202117.0%
FY202213.0%
FY202316.0%
FY202418.0%
FY202518.0%
LineFY2025
Revenue₹7,662 Cr
Costs
Interest₹4,410 Cr
Expenses₹1,904 Cr
Financing profitFinancing Profit₹1,348 Cr
Financing marginFinancing Margin %18.0%
Profit before tax₹1,274 Cr

Learn while you research

Academy chapters picked for Sammaan Capital Limited and the metrics on this page.

  1. 01 Taxes on Investments (India)LTCG, STCG, dividend tax, what every Indian investor needs.6 min read
  2. 02 Stock Valuation BasicsHow to think about what a fair price for a stock looks like.7 min read
  3. 03 Value InvestingA P/E of 10.2 could be a value opportunity, or a value trap. Know the difference.7 min read
  4. 04 Stock Market RisksSmall caps carry concentrated, idiosyncratic risk, learn to manage it.6 min read
  5. 05 Sector AnalysisBanks & financials are uniquely sensitive to rates and credit cycles.6 min read
  6. 06 Essential Stock RatiosP/E, P/B, EV/EBITDA, what they mean and when to use each.7 min read
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