NIVA BUPA HEALTH INSURANCE COMPANY LIMITED
Niva Bupa Health Insurance Company Limited provides health insurance products in India. It offers health insurance plans, such as individual, family, NRIs, senior citizens, personal accident, critical illness; travel insurance, including international and studying abroad insurance plans; and corporate insurance comprising group and start up health, group personal accident and OPD coverage, and group health insurance claim process. The company was formerly known as Max Bupa Health Insurance Company Limited and changed its name to Niva Bupa Health Insurance Company Limited in July 2021. The company was founded in 1947 and is based in Gurugram, India. Niva Bupa Health Insurance Company Limited is a subsidiary of Bupa Singapore Holdings Pte. Ltd.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Strong 5-year revenue CAGR of 31.2%
Concerns1
- Low return on equity of 7.0%
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (βΉ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (βΉ Crores, last 7 years)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | βΉ5.37 K Cr | β | βΉ214.00 Cr | β | β | 7.0% | 30.6% | 161.0% |
| Mar 2024 | βΉ4.12 K Cr | β | βΉ82.00 Cr | β | β | 4.0% | 44.2% | 530.8% |
| Mar 2023 | βΉ2.85 K Cr | β | βΉ13.00 Cr | β | β | 1.6% | 52.0% | -106.6% |
| Mar 2022 | βΉ1.88 K Cr | β | βΉ-197.00 | β | β | -38.9% | 32.8% | 294.0% |
| Mar 2021 | βΉ1.41 K Cr | β | βΉ-50.00 | β | β | -8.7% | 33.7% | -19.4% |
| Mar 2020 | βΉ1.06 K Cr | β | βΉ-62.00 | β | β | -17.9% | 24.2% | 29.2% |
| Mar 2019 | βΉ851.00 Cr | β | βΉ-48.00 | β | β | -18.3% | β | β |
Financial Statements
Income statement, balance sheet, and cash flow (βΉ Crores, as reported)
Consolidated Figures in USD Millions.
| Unnamed: 0 | TTM |
|---|---|
| Revenue / Net Sales | 5,874 |
| Total Expenses | 5,793 |
| EBIT / Operating Profit | 81 |
| OPM % | 1% |
| Other Income | 12 |
| Finance Costs | 0 |
| Depreciation & Amortisation | 0 |
| Profit Before Tax | 93 |
| Tax % | - |
| Net Profit / PAT | 93 |
| EPS (βΉ) | 0.51 |
| Dividend Payout % | - |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| NIVA BUPA HEALTH INSURANCE COMPANY LIMITEDthis co. | βΉ14.42 K Cr | βΉ5.37 K Cr | 156.00 | 3.79 | 130.92 | 30.6% |
| HDFC Bank Ltd. | βΉ14.43 L Cr | βΉ3.01 L Cr | 20.30 | 2.78 | β | 16.3% |
| ICICI Bank Ltd. | βΉ10.28 L Cr | βΉ1.63 L Cr | 20.70 | 3.32 | β | 14.3% |
| State Bank Of India | βΉ9.49 L Cr | βΉ4.62 L Cr | 13.30 | 1.83 | β | 11.4% |
| Bajaj Finance Limited | βΉ5.91 L Cr | βΉ61.95 K Cr | 36.80 | 6.33 | β | 32.0% |
| LIFE INSURANCE CORPORATION OF INDIA | βΉ5.26 L Cr | βΉ8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| Kotak Mahindra Bank Ltd. | βΉ4.24 L Cr | βΉ52.92 K Cr | 31.70 | 3.39 | β | 15.5% |
| Industry Average | β | βΉ30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |