Canara HSBC Life Insurance Company Limited
Canara HSBC Life Insurance Company Limited provides life and other insurance products for individuals, companies, businesses, and organizations in India. It offers term, life, child, group, health, whole life, disability, and accident insurances; and ULIP, pension, savings, retirement, financial, and investment plans. The company sells its policies through bancassurance, brokers and other corporate agents, and direct sales, as well as through digital channels, such as website, and mobile app. Canara HSBC Life Insurance Company Limited was formerly known as Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited. The company was incorporated in 2007 and is headquartered in Gurugram, India.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Strong 5-year revenue CAGR of 31.0%
Concerns1
- Low return on equity of 7.7%
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (βΉ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (βΉ Crores, last 6 years)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | βΉ10.71 K Cr | β | βΉ117.00 Cr | β | β | 7.7% | -9.6% | 3.5% |
| Mar 2024 | βΉ11.84 K Cr | β | βΉ113.00 Cr | β | β | 8.0% | 40.4% | 24.2% |
| Mar 2023 | βΉ8.44 K Cr | β | βΉ91.00 Cr | β | β | 6.7% | -0.7% | 810.0% |
| Mar 2022 | βΉ8.50 K Cr | β | βΉ10.00 Cr | β | β | 0.8% | -8.2% | -89.5% |
| Mar 2021 | βΉ9.25 K Cr | β | βΉ95.00 Cr | β | β | 7.4% | 201.0% | -9.5% |
| Mar 2020 | βΉ3.07 K Cr | β | βΉ105.00 Cr | β | β | 8.8% | β | β |
Financial Statements
Income statement, balance sheet, and cash flow (βΉ Crores, as reported)
Consolidated Figures in USD Millions.
| Unnamed: 0 | Mar 2025 |
|---|---|
| Revenue / Net Sales | 10,710 |
| Total Expenses | 10,578 |
| EBIT / Operating Profit | 131 |
| OPM % | 1% |
| Other Income | 19 |
| Finance Costs | 0 |
| Depreciation & Amortisation | 22 |
| Profit Before Tax | 128 |
| Tax % | 9% |
| Net Profit / PAT | 117 |
| EPS (βΉ) | 1.23 |
| Dividend Payout % | 32% |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| Canara HSBC Life Insurance Company Limitedthis co. | βΉ13.45 K Cr | βΉ10.71 K Cr | 111.00 | 0.00 | 89.67 | -9.6% |
| HDFC Bank Ltd. | βΉ14.43 L Cr | βΉ3.01 L Cr | 20.30 | 2.78 | β | 16.3% |
| ICICI Bank Ltd. | βΉ10.28 L Cr | βΉ1.63 L Cr | 20.70 | 3.32 | β | 14.3% |
| State Bank Of India | βΉ9.49 L Cr | βΉ4.62 L Cr | 13.30 | 1.83 | β | 11.4% |
| Bajaj Finance Limited | βΉ5.91 L Cr | βΉ61.95 K Cr | 36.80 | 6.33 | β | 32.0% |
| LIFE INSURANCE CORPORATION OF INDIA | βΉ5.26 L Cr | βΉ8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| Kotak Mahindra Bank Ltd. | βΉ4.24 L Cr | βΉ52.92 K Cr | 31.70 | 3.39 | β | 15.5% |
| Industry Average | β | βΉ30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |