Oracle Financial Services Software Limited
₹9,938.00-₹42.15 (-0.4%)
Last close · Data as of Oct 30, 2026
- Market cap
- ₹66,928 Cr
- P/E
- 19.9x
- EV / EBITDA
- 24.4x
- Revenue
- ₹5,099 Cr
- Net margin
- 42.4%
- ROCE
- 39.6%
Price chart
Technical chartScreen technicals →+15.4% over the last year
Daily closes.
Go deeper
Technical chart: candles, 9 moving averages, RSI, MACD and drawing tools
Performance
Price change over each period, before dividends.
- 1M
- -7.6%
- 3M
- -10.7%
- 6M
- +2.3%
- 1Y
- +15.4%
- 5Y
- +124.5%
52-week range
Day change -₹42.15 (-0.4%) from ₹9,980 to ₹9,938 · Last close Oct 30, 2026
Best weekday to invest, historically
The same weekly amount in OFSS, bought on each weekday since 2021.
AI Summary
Indian StockStrengths1
- Healthy return on equity of 32.8%
Concerns0
Rule-based from financial data. Not advice.
About the company
Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services.
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Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It also provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Accounts Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, and Oracle Documaker solutions. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.
- Sector
- Technology
- Shares outstanding
- 8.7 Cr shares
- ISIN
- INE881D01027
- BSE code
- 532466
Key statistics
Screen fundamentals →Valuation, profitability, growth and solvency at the latest close; hover a label for its meaning.
Valuation
- Market cap
- ₹66,928 Cr
- P/E
- 19.9x
- P/B
- 10.5x
- EV / EBITDA
- 24.4x
- EV / Sales
- 13.7x
- P/S
- 14.0x
- Earnings yield
- 5.0%
- 52-week high
- ₹12,280.00
- 52-week low
- ₹6,307.95
Profitability
- Operating margin
- 51.4%
- Net margin
- 42.4%
- EBITDA margin
- 56.4%
- ROE
- 32.8%
- ROCE
- 39.6%
- ROA
- 29.4%
- Dividend payout
- 102.0%
- Tax rate
- 23.0%
- Other income, % of PBT
- 9.1%
Growth
- RevenueLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹5,099 Cr
- Revenue growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 6.6%
- Revenue CAGR, 5YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 6.3%
- EBITDALatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹2,698 Cr
- EBITDA growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 12.2%
- Net profit growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 65.2%
- Net profit CAGR, 5YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 5.1%
- Cash from operationsLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- ₹1,644 Cr
- CFO growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 9.2%
- Free cash flowLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- -₹1,146 Cr
- Asset growth, 1YLatest stored company figure. It is not dated and can be a year behind the FY2025 statements; the Growth card lists each year.
- 3.8%
Solvency and efficiency
- Current ratio
- 9.88
- Debt / Equity
- 0.00
- Debt / Assets
- 0.00
- Debt / EBITDA
- 0.01
- Interest coverage
- 1229.00
- Financial leverage
- 1.11
- CFO / Net profit
- 0.81
- Cash / Market cap
- 8.8%
- Cash per share
- ₹680.39
- Asset turnover
- 0.69
- Fixed asset turnover
- 27.18
- Capital intensity
- 0.04
- Debtor days
- 63 days
- Cash conversion cycle
- 63 days
Where the revenue went
Of every ₹100 of FY2025 revenue, ₹66 was left as net profit.
| From | To | Amount |
|---|---|---|
| Sales | Expenses | ₹2,449 Cr |
| Sales | Operating profit | ₹2,650 Cr |
| Operating profit | Interest | ₹1 Cr |
| Operating profit | Depreciation | ₹60 Cr |
| Operating profit | Profit before tax | ₹2,589 Cr |
| Other income | Profit before tax | ₹1,721 Cr |
| Profit before tax | Tax and other | ₹959 Cr |
| Profit before tax | Net profit | ₹3,351 Cr |
Revenue and net profit
Revenue grew 6.6% in FY2025; net profit is the dashed line.
| Date | Revenue | Net profit |
|---|---|---|
| FY2021 | ₹3,645 Cr | ₹1,639 Cr |
| FY2022 | ₹3,896 Cr | ₹1,811 Cr |
| FY2023 | ₹4,256 Cr | ₹1,773 Cr |
| FY2024 | ₹4,784 Cr | ₹2,028 Cr |
| FY2025 | ₹5,099 Cr | ₹3,351 Cr |
Cash flows
FY2025: ₹1,961 Cr from operations, ₹941 Cr free after investment (dashed).
| Date | Operating cash flow | Free cash flow |
|---|---|---|
| FY2021 | ₹1,545 Cr | ₹1,596 Cr |
| FY2022 | ₹1,598 Cr | ₹1,607 Cr |
| FY2023 | ₹1,506 Cr | ₹1,673 Cr |
| FY2024 | ₹1,644 Cr | ₹3,169 Cr |
| FY2025 | ₹1,961 Cr | ₹941 Cr |
Growth
Latest fiscal year FY2025 (ending March): each figure with its change over the year before.
- Revenue
- ₹5,099 Cr+6.6%1Y
- Net profit
- ₹3,351 Cr+65.2%1Y
- Cash from operations
- ₹1,961 Cr
- Free cash flow
- ₹941 Cr-70.3%1Y
- Revenue CAGR, 5Y
- 6.3%
- EBITDA CAGR, 5Y
- 5.1%
- Net profit CAGR, 5Y
- 5.1%
| Year | Revenue | Operating income | EBITDA | Net profit | CFO | FCF | ROE | Revenue growth 1Y | Net profit growth 1Y |
|---|---|---|---|---|---|---|---|---|---|
| FY2025 | ₹5,099 Cr | ₹2,650 Cr | — | ₹3,351 Cr | ₹1,961 Cr | ₹941 Cr | 44.3% | +6.6% | +65.2% |
Monthly returns
Month-by-month returns of OFSS across the years, with the seasonal pattern.
Balance sheet
What the company owns and owes at the end of FY2025.
| Line | FY2025 |
|---|---|
| Liabilities and equity | ₹8,328 Cr |
| Equity capital | ₹43 Cr |
| Reserves | ₹7,519 Cr |
| Borrowings | ₹33 Cr |
| Other liabilities | ₹733 Cr |
| Assets | ₹8,328 Cr |
| Fixed assets | ₹174 Cr |
| Capital work in progress | ₹9 Cr |
| Investments | ₹792 Cr |
| Other assets | ₹7,353 Cr |
Market cap against peers
8 peers: same sector group, nearest by size.
P/E against peers
OFSS trades at 19.9x earnings against a peer median of 52.1x (a 62% discount).
Not shown (no positive earnings and no EV / Sales): PB Fintech Limited.
Peer comparison
Same-sector peers by market cap, with the median.
| Company | Market cap | P/E | P/B | ROE | EV/EBITDA |
|---|---|---|---|---|---|
| Oracle Financial Services Software LimitedOFSSthis companyP/E ↓ discount | ₹66,928 Cr | 19.9x | 10.5x | 32.8% | 24.4x |
| Info Edge(India) Ltd.NAUKRI | ₹86,455 Cr | 82.5x | 1.9x | 3.3% | 71.0x |
| Bharti Hexacom LimitedBHARTIHEXA | ₹83,980 Cr | 52.3x | 13.4x | 10.9% | 27.6x |
| PB Fintech LimitedPOLICYBZR | ₹75,814 Cr | — | 9.3x | 0.5% | 1567.2x |
| Dixon Technologies (India) LimitedDIXON | ₹68,191 Cr | 121.0x | 23.9x | 13.3% | 191.7x |
| COFORGE LIMITEDCOFORGE | ₹57,232 Cr | 81.8x | 9.5x | 30.0% | 45.1x |
| Mphasis LimitedMPHASIS | ₹54,771 Cr | 38.1x | 9.4x | 25.3% | 23.6x |
| Tata Communications LimitedTATACOMM | ₹49,590 Cr | 92.7x | 4.9x | 6.5% | 24.2x |
| L&T Technology Services LimitedLTTS | ₹45,766 Cr | 37.2x | 7.9x | 24.9% | 22.3x |
| Peer median | — | 52.1x | 7.8x | 14.5% | 34.2x |
Year-to-date ROI
OFSS since 1 January, against earlier years.
Historical volatility
OFSS's day-to-day swings over 30, 60 and 180 days.
Financial statements
Income statement, balance sheet and cash flow as reported, in ₹ crore, grouped into plain-language lines.
Figures in ₹ crore as reported, fiscal years ending March, newest first; the trailing twelve months (TTM) last.
Operating margin by fiscal year
| Date | Operating margin |
|---|---|
| FY2021 | 59.0% |
| FY2022 | 56.0% |
| FY2023 | 51.0% |
| FY2024 | 51.0% |
| FY2025 | 52.0% |
| Line | FY2025 |
|---|---|
| RevenueSales | ₹5,099 Cr |
| Costs | |
| Interest | ₹1 Cr |
| Expenses | ₹2,449 Cr |
| Operating profitOperating Profit | ₹2,650 Cr |
| Other income and charges | |
| Profit before tax | ₹4,310 Cr |
| Tax | |
| Net profitNet Profit | ₹3,351 Cr |
| Per share |
| Line | FY2025 |
|---|---|
| Liabilities and equityTotal Liabilities | ₹8,328 Cr |
| Equity capitalEquity Capital | ₹43 Cr |
| Reserves | ₹7,519 Cr |
| Borrowings | ₹33 Cr |
| Other liabilitiesOther Liabilities | ₹733 Cr |
| AssetsTotal Assets | ₹8,328 Cr |
| Fixed assetsFixed Assets | ₹174 Cr |
| Capital work in progressCWIP | ₹9 Cr |
| Investments | ₹792 Cr |
| Other assetsOther Assets | ₹7,353 Cr |
| Line | FY2025 |
|---|---|
| Operating cash flowCash from Operating Activity | ₹1,961 Cr |
| Investing cash flowCash from Investing Activity | -₹1,020 Cr |
| Financing cash flowCash from Financing Activity | -₹2,087 Cr |
| Change in cashNet Cash Flow | -₹1,146 Cr |
Learn while you research
Academy chapters picked for Oracle Financial Services Software Limited and the metrics on this page.
- 01 Taxes on Investments (India)LTCG, STCG, dividend tax, what every Indian investor needs.6 min read
- 02 Stock Valuation BasicsHow to think about what a fair price for a stock looks like.7 min read
- 03 Growth InvestingTech & communications often trade on growth, learn the framework.7 min read
- 04 Essential Stock RatiosP/E, P/B, EV/EBITDA, what they mean and when to use each.7 min read
- 05 How to Read a Cash-Flow StatementProfit can be manipulated; cash flow rarely lies.7 min read