Oracle Financial Services Software Limited
Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It also provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Accounts Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, and Oracle Documaker solutions. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Healthy return on equity of 32.8%
Concerns1
- Negative free cash flow (βΉ1146 Cr)
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (βΉ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (βΉ Crores, last 10 years)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | βΉ5.10 K Cr | β | βΉ3.35 K Cr | β | β | 44.3% | 6.6% | 65.2% |
| Mar 2024 | βΉ4.78 K Cr | β | βΉ2.03 K Cr | β | β | 32.8% | 12.4% | 14.4% |
| Mar 2023 | βΉ4.26 K Cr | β | βΉ1.77 K Cr | β | β | 29.5% | 9.2% | -2.1% |
| Mar 2022 | βΉ3.90 K Cr | β | βΉ1.81 K Cr | β | β | 31.2% | 6.9% | 10.5% |
| Mar 2021 | βΉ3.65 K Cr | β | βΉ1.64 K Cr | β | β | 29.0% | 3.4% | 3.5% |
| Mar 2020 | βΉ3.53 K Cr | β | βΉ1.58 K Cr | β | β | 28.7% | -1.5% | 23.5% |
| Mar 2019 | βΉ3.58 K Cr | β | βΉ1.28 K Cr | β | β | 33.0% | -7.3% | 27.4% |
| Mar 2018 | βΉ3.86 K Cr | β | βΉ1.01 K Cr | β | β | 26.4% | 3.4% | -21.9% |
| Mar 2017 | βΉ3.74 K Cr | β | βΉ1.29 K Cr | β | β | 48.1% | 5.9% | 43.4% |
| Mar 2016 | βΉ3.53 K Cr | β | βΉ898.00 Cr | β | β | 22.7% | 5.6% | -15.1% |
Financial Statements
Income statement, balance sheet, and cash flow (βΉ Crores, as reported)
Consolidated Figures in USD Millions.
| Unnamed: 0 | TTM |
|---|---|
| Revenue / Net Sales | 5,293 |
| Total Expenses | 2,644 |
| EBIT / Operating Profit | 2,648 |
| OPM % | 50% |
| Other Income | 1,740 |
| Finance Costs | 2 |
| Depreciation & Amortisation | 58 |
| Profit Before Tax | 4,327 |
| Tax % | - |
| Net Profit / PAT | 3,367 |
| EPS (βΉ) | 387.62 |
| Dividend Payout % | - |
Peer Comparison
Technology sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| Oracle Financial Services Software Limitedthis co. | βΉ66.93 K Cr | βΉ5.10 K Cr | 19.90 | 10.51 | 24.38 | 6.6% |
| Bharti Airtel Ltd. | βΉ12.19 L Cr | βΉ1.09 L Cr | 50.40 | 8.31 | 27.19 | 15.8% |
| Tata Consultancy Services Ltd. | βΉ11.84 L Cr | βΉ2.15 L Cr | 24.20 | 13.91 | 18.91 | 6.2% |
| Infosys Ltd | βΉ6.48 L Cr | βΉ1.37 L Cr | 24.20 | 7.17 | 16.31 | 5.9% |
| HCL Technologies Ltd | βΉ4.52 L Cr | βΉ51.10 K Cr | 36.80 | 14.48 | β | 6.2% |
| Bharat Electronics Ltd. | βΉ3.02 L Cr | βΉ23.66 K Cr | 53.30 | 14.23 | 51.32 | 17.3% |
| Wipro Ltd. | βΉ2.77 L Cr | βΉ67.29 K Cr | 23.00 | 4.29 | 18.85 | 0.8% |
| Industry Average | β | βΉ10.05 K Cr | 69.99 | 8.58 | 66.75 | 22.0% |