Power Finance Corporation Ltd
Power Finance Corporation Limited, a non-banking finance company, provides financial products and related advisory services to the power, logistics, and infrastructure sectors in India. The company offers fund-based financial policies and products, such as project-specific funding; a revamped distribution sector scheme; funding for clearance of dues-LPS; a revolving bill payment facility; guidelines for solar and wind power generation projects, as well as for funding private sector independent transmission projects (ITP); a debt refinancing policy; a prepayment policy for solar wind ITP and other projects; takeout financing, asset acquisition, bridge loans, buyer's lines of credit, credit facilities for the purchase of power through power exchanges, and conventional and energy-saving projects; and project, medium, and short-term loan services. Its fund-based financial policies/products also include grants/interest-free loans for studies/consultancies; lease financing for the purchase of equipment and wind power projects; a line of credit for the import of coal; a policy for underwriting of debt; and financial assistance to distribution franchisees. The company also provides non-fund-based policies/products comprising guarantees, letters of comfort, and a policy for guarantees for credit enhancement; and non-fund-based consultancy services. Power Finance Corporation Limited was incorporated in 1986 and is headquartered in New Delhi, India.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Strong 5-year net profit CAGR of 20.5%
Concerns0
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (₹ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (₹ Crores, last 1 year)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | ₹53.35 K Cr | — | ₹17.35 K Cr | — | — | — | 15.1% | 20.8% |
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Financial Statements
Income statement, balance sheet, and cash flow (₹ Crores, as reported)
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Consolidated Figures in USD Millions.
| Unnamed: 0 | TTM |
|---|---|
| Revenue | 56,511 |
| Finance Costs | 31,989 |
| Total Expenses | 2,284 |
| Financing Profit | 22,238 |
| Financing Margin % | 39% |
| Other Income | 18 |
| Depreciation & Amortisation | 22 |
| Profit Before Tax | 22,234 |
| Tax % | - |
| Net Profit / PAT | 18,227 |
| EPS (₹) | 55.23 |
| Dividend Payout % | - |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| Power Finance Corporation Ltdthis co. | ₹1.22 L Cr | ₹53.35 K Cr | 6.70 | 1.25 | — | 15.1% |
| HDFC Bank Ltd. | ₹14.43 L Cr | ₹3.01 L Cr | 20.30 | 2.78 | — | 16.3% |
| ICICI Bank Ltd. | ₹10.28 L Cr | ₹1.63 L Cr | 20.70 | 3.32 | — | 14.3% |
| State Bank Of India | ₹9.49 L Cr | ₹4.62 L Cr | 13.30 | 1.83 | — | 11.4% |
| Bajaj Finance Limited | ₹5.91 L Cr | ₹61.95 K Cr | 36.80 | 6.33 | — | 32.0% |
| LIFE INSURANCE CORPORATION OF INDIA | ₹5.26 L Cr | ₹8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| Kotak Mahindra Bank Ltd. | ₹4.24 L Cr | ₹52.92 K Cr | 31.70 | 3.39 | — | 15.5% |
| Industry Average | — | ₹30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |