NSE / BSEFinancial Services
β‚Ή94.94+6.75+7.65%
P/E11.6Mkt Capβ‚Ή1.12 L CrEV/EBITDA0.0

IDBI Bank Ltd

P/E11.6Mkt Capβ‚Ή1.12 L CrEV/EBITDA0.0
Company Profile

IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through three segments: Corporate/Wholesale Banking, Retail Banking, and Treasury Operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and Internet banking; and investment advisory and capital market services. It also provides fund and non-fund-based assistance; packing credit to exporters; receivable buyout with recourse; channel financing for dealers of corporates; scheme for financing automated teller machines/cash dispense vendors; technology upgrading fund scheme for textile and jute industries; and lending to non-banking finance companies/housing finance companies and commercial real estate sector. In addition, the company offers bank guarantees, letters of credit, documentary collection, and bill discounting services; cash management, trade finance, and remittance services; and debt syndication and advisory services. Further, it provides finance to micro, small, and medium enterprises; agriculture finance; products and services for non-resident Indians; treasury services, such as call money/ notice money / term money, commercial papers, certificate of deposit, government securities, treasury bills, corporate bonds, and equities; and foreign currency services comprising remittances, currency forward contracts, LTFX, FX-retail, currency options, swaps, FRA, currency exchange, and exchange traded derivative contracts. The company was formerly known as IDBI Ltd. and changed its name to IDBI Bank Limited in May 2008. IDBI Bank Limited was founded in 1964 and is headquartered in Mumbai, India.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 26 Aug 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
β€”
β€”
EV / Sales
β€”
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
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Interest Coverage
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AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–² 3.33% over 1Y
Monthly Returns

Historically, Apr has averaged the highest return (+13.0%); Mar the lowest (-10.2%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-3.3%Negative MonthJan 2026: -3.35%+16.6%Positive MonthFeb 2026: +16.61%-47.0%Negative MonthMar 2026: -47.02%+23.4%Positive MonthApr 2026: +23.40%-4.3%Negative MonthMay 2026: -4.34%+15.6%Positive MonthJun 2026: +15.63%-0.2%Neutral MonthJul 2026: -0.19%+13.3%*Positive MonthAug 2026: +13.31%β€”β€”β€”β€”
2025+6.0%Positive MonthJan 2025: +5.99%-14.5%Negative MonthFeb 2025: -14.45%+12.0%Positive MonthMar 2025: +12.00%+2.9%Positive MonthApr 2025: +2.87%+21.3%Positive MonthMay 2025: +21.26%+6.7%Positive MonthJun 2025: +6.74%-10.4%Negative MonthJul 2025: -10.42%-7.5%Negative MonthAug 2025: -7.51%+6.7%Positive MonthSep 2025: +6.69%+13.3%Positive MonthOct 2025: +13.29%-3.2%Negative MonthNov 2025: -3.16%+2.7%Positive MonthDec 2025: +2.69%
2024+28.5%Positive MonthJan 2024: +28.50%-0.3%Neutral MonthFeb 2024: -0.31%-6.3%Negative MonthMar 2024: -6.29%+11.6%Positive MonthApr 2024: +11.55%-5.2%Negative MonthMay 2024: -5.21%-1.9%Neutral MonthJun 2024: -1.90%+23.5%Positive MonthJul 2024: +23.48%-8.6%Negative MonthAug 2024: -8.63%-7.9%Negative MonthSep 2024: -7.88%-4.2%Negative MonthOct 2024: -4.18%-1.8%Neutral MonthNov 2024: -1.84%-6.8%Negative MonthDec 2024: -6.76%
2023-4.0%Negative MonthJan 2023: -3.96%-7.5%Negative MonthFeb 2023: -7.47%-6.8%Negative MonthMar 2023: -6.81%+21.4%Positive MonthApr 2023: +21.35%+0.7%Neutral MonthMay 2023: +0.73%+0.5%Neutral MonthJun 2023: +0.55%+4.9%Positive MonthJul 2023: +4.86%+3.1%Positive MonthAug 2023: +3.05%+18.3%Positive MonthSep 2023: +18.27%-12.4%Negative MonthOct 2023: -12.43%+0.8%Neutral MonthNov 2023: +0.81%+8.0%Positive MonthDec 2023: +8.01%
2022+3.8%Positive MonthJan 2022: +3.77%-8.6%Negative MonthFeb 2022: -8.62%-2.7%Negative MonthMar 2022: -2.73%+6.0%Positive MonthApr 2022: +5.96%-19.2%Negative MonthMay 2022: -19.18%-16.0%Negative MonthJun 2022: -15.96%+14.9%Positive MonthJul 2022: +14.94%+24.3%Positive MonthAug 2022: +24.29%-6.3%Negative MonthSep 2022: -6.25%+6.4%Positive MonthOct 2022: +6.42%+21.6%Positive MonthNov 2022: +21.64%+1.8%Neutral MonthDec 2022: +1.78%
2021β€”β€”β€”β€”β€”-1.4%Neutral MonthJun 2021: -1.43%+0.1%Neutral MonthJul 2021: +0.13%+1.3%Neutral MonthAug 2021: +1.32%+20.4%Positive MonthSep 2021: +20.42%+10.4%Positive MonthOct 2021: +10.37%-11.1%Negative MonthNov 2021: -11.06%+2.1%Positive MonthDec 2021: +2.09%
AvgΒ±SD+6.2%Β±11.8%-2.8%Β±10.7%-10.2%Β±19.7%+13.0%Β±8.2%-1.3%Β±13.1%+0.6%Β±9.6%+5.5%Β±11.0%+4.3%Β±11.5%+6.2%Β±11.8%+2.7%Β±9.6%+1.3%Β±10.9%+1.6%Β±4.7%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 0.922x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή28.90 K Crβ–² 9.4%
EBITDA Growthβ€”
Net Profitβ‚Ή7.51 K Crβ–² 33.4%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 669.1%
Revenue CAGR 5Y4.9%
EBITDA CAGR 5Y-4.2%
Net Profit CAGR 5Y0.0%
NP Growth 1Y33.4%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή28.90 K Crβ€”β‚Ή7.51 K Crβ€”β€”β€”9.4%33.4%
Mar 2024β‚Ή26.43 K Crβ€”β‚Ή5.63 K Crβ€”β€”β€”28.5%54.6%
Mar 2023β‚Ή20.57 K Crβ€”β‚Ή3.65 K Crβ€”β€”β€”12.5%49.4%
Mar 2022β‚Ή18.29 K Crβ€”β‚Ή2.44 K Crβ€”β€”β€”-8.3%79.5%
Mar 2021β‚Ή19.94 K Crβ€”β‚Ή1.36 K Crβ€”β€”β€”-4.3%-110.5%
Mar 2020β‚Ή20.82 K Crβ€”β‚Ή-12887.00β€”β€”β€”-5.6%-14.7%
Mar 2019β‚Ή22.07 K Crβ€”β‚Ή-15116.00β€”β€”β€”-4.2%83.5%
Mar 2018β‚Ή23.03 K Crβ€”β‚Ή-8238.00β€”β€”β€”-17.1%59.7%
Mar 2017β‚Ή27.79 K Crβ€”β‚Ή-5158.00β€”β€”β€”-0.9%40.7%
Mar 2016β‚Ή28.04 K Crβ€”β‚Ή-3665.00β€”β€”β€”-0.4%-519.8%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue26,59828,15428,04327,79123,02722,07120,82519,93818,29220,57026,42628,90228,919
Finance Costs20,57622,40621,95422,04017,38616,16613,84711,4149,1299,13912,24014,27614,951
Total Expenses7,1468,33114,25618,01924,87431,66720,02510,3209,83110,0719,0668,4518,394
Financing Profit-1,124-2,583-8,167-12,267-19,233-25,761-13,047-1,796-6681,3605,1216,1765,575
Financing Margin %-4%-9%-29%-44%-84%-117%-63%-9%-4%7%19%21%19%
Other Income2,9794,0083,4114,0087,0143,3004,4704,5594,6904,3723,6114,9246,732
Depreciation & Amortisation1131372143593733663913934134945365310
Profit Before Tax1,7411,287-4,971-8,618-12,593-22,827-8,9672,3693,6085,2378,19510,56812,307
Tax %36%32%-26%-40%-35%-34%44%43%32%30%31%29%-
Net Profit / PAT1,121873-3,665-5,158-8,238-15,116-12,8871,3592,4393,6455,6347,5159,594
EPS (β‚Ή)6.995.45-17.80-25.05-26.71-19.54-12.411.262.273.395.246.998.92
Dividend Payout %14%14%0%0%0%0%0%0%0%30%29%30%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
IDBI Bank Ltdthis co.β‚Ή1.12 L Crβ‚Ή28.90 K Cr11.601.660.009.4%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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