ICICI Prudential Life Insurance Company Limited
ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited is a subsidiary of ICICI Bank Limited.
Valuation
Profitability
Returns
Solvency
AI Summary
Indian StockStrengths1
- Strong 5-year revenue CAGR of 33.7%
Concerns1
- Low return on equity of 7.3%
Rule-based from financial data. Not advice.
Monthly Returns
Year-to-Date ROI
Historical Volatility
Historical Performance
Revenue, profitability, and cash flow trends (βΉ Crores)
Revenue (10Y)
Operating Income (10Y)
Net Profit (10Y)
Operating Margin % (10Y)
Dividend Payout % (10Y)
Free Cash Flow (10Y)
Growth Summary
Latest fiscal year: Mar 2025
Historical Growth
Year-by-year revenue, profitability, and cash flow (βΉ Crores, last 10 years)
| Year | Revenue | Op. Income | Net Profit | CFO | FCF | ROE | Rev Growth 1Y | NP Growth 1Y |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | βΉ70.78 K Cr | β | βΉ1.19 K Cr | β | β | 7.3% | -21.1% | 39.6% |
| Mar 2024 | βΉ89.68 K Cr | β | βΉ852.00 Cr | β | β | 5.3% | 81.5% | 5.1% |
| Mar 2023 | βΉ49.40 K Cr | β | βΉ811.00 Cr | β | β | 8.0% | -22.3% | 7.6% |
| Mar 2022 | βΉ63.56 K Cr | β | βΉ754.00 Cr | β | β | 8.2% | -23.6% | -21.5% |
| Mar 2021 | βΉ83.18 K Cr | β | βΉ960.00 Cr | β | β | 10.5% | 295.7% | -10.2% |
| Mar 2020 | βΉ21.02 K Cr | β | βΉ1.07 K Cr | β | β | 14.8% | -49.3% | -6.3% |
| Mar 2019 | βΉ41.46 K Cr | β | βΉ1.14 K Cr | β | β | 16.6% | 6.8% | -29.6% |
| Mar 2018 | βΉ38.83 K Cr | β | βΉ1.62 K Cr | β | β | 24.6% | 2.7% | -3.7% |
| Mar 2017 | βΉ37.81 K Cr | β | βΉ1.68 K Cr | β | β | 26.2% | 81.4% | 1.9% |
| Mar 2016 | βΉ20.85 K Cr | β | βΉ1.65 K Cr | β | β | 31.0% | -39.5% | 0.6% |
Financial Statements
Income statement, balance sheet, and cash flow (βΉ Crores, as reported)
Consolidated Figures in USD Millions.
| Unnamed: 0 | TTM |
|---|---|
| Revenue / Net Sales | 75,804 |
| Total Expenses | 74,408 |
| EBIT / Operating Profit | 1,396 |
| OPM % | 2% |
| Other Income | 491 |
| Finance Costs | 0 |
| Depreciation & Amortisation | 0 |
| Profit Before Tax | 1,887 |
| Tax % | - |
| Net Profit / PAT | 1,378 |
| EPS (βΉ) | 9.53 |
| Dividend Payout % | - |
Peer Comparison
Financials sector peers, ranked by market cap
| Company | Market Cap | Revenue | P/E | P/B | EV/EBITDA | Rev G 1Y |
|---|---|---|---|---|---|---|
| ICICI Prudential Life Insurance Company Limitedthis co. | βΉ98.79 K Cr | βΉ70.78 K Cr | 71.70 | 7.32 | 85.91 | -21.1% |
| HDFC Bank Ltd. | βΉ14.43 L Cr | βΉ3.01 L Cr | 20.30 | 2.78 | β | 16.3% |
| ICICI Bank Ltd. | βΉ10.28 L Cr | βΉ1.63 L Cr | 20.70 | 3.32 | β | 14.3% |
| State Bank Of India | βΉ9.49 L Cr | βΉ4.62 L Cr | 13.30 | 1.83 | β | 11.4% |
| Bajaj Finance Limited | βΉ5.91 L Cr | βΉ61.95 K Cr | 36.80 | 6.33 | β | 32.0% |
| LIFE INSURANCE CORPORATION OF INDIA | βΉ5.26 L Cr | βΉ8.87 L Cr | 10.30 | 3.73 | 9.87 | 5.2% |
| Kotak Mahindra Bank Ltd. | βΉ4.24 L Cr | βΉ52.92 K Cr | 31.70 | 3.39 | β | 15.5% |
| Industry Average | β | βΉ30.80 K Cr | 45.91 | 4.87 | 70.91 | 14.6% |