NSE / BSEFinancial Services
β‚Ή510.35+0.55+0.11%
P/E71.7Mkt Capβ‚Ή98.79 K CrEV/EBITDA85.9

ICICI Prudential Life Insurance Company Limited

P/E71.7Mkt Capβ‚Ή98.79 K CrEV/EBITDA85.9
Company Profile

ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited is a subsidiary of ICICI Bank Limited.

Valuation

Market Cap
β‚Ή0.00
β€”
Current Price
β‚Ή0
β€”as of 28 Jul 2026
P/E Ratio
0.0x
β€”
P/B Ratio
0.0x
β€”
EV / EBITDA
0.0x
β€”
EV / Sales
0.0x
β€”
52W High
β‚Ή0
β€”
52W Low
β‚Ή0
β€”
Shares Out
0.00 Cr
β€”

Profitability

Operating Margin
0.0%
β€”
Net Profit Margin
0.0%
β€”
EBITDA Margin
0.0%
β€”

Returns

ROE
0.0%
β€”
ROCE
0.0%
β€”
ROIC %
β€”
β€”
ROA
0.0%
β€”
Dividend Payout
0.0%
β€”

Solvency

Current Ratio
0.0x
β€”
Debt / Equity
β€”
β€”
Debt / Assets
0.0x
β€”
CFO / Net Profit
0.0x
β€”
Interest Coverage
β€”
β€”

AI Summary

Indian Stock

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Rule-based from financial data. Not advice.

Price Historyβ–Ό 16.89% over 1Y
Monthly Returns

Historically, Jul has averaged the highest return (+6.2%); Feb the lowest (-5.2%).

Average from:
YearJanFebMarAprMayJunJulAugSepOctNovDec
2026-4.5%Negative MonthJan 2026: -4.54%+2.6%Positive MonthFeb 2026: +2.63%-22.3%Negative MonthMar 2026: -22.26%+1.0%Neutral MonthApr 2026: +0.95%-1.8%Neutral MonthMay 2026: -1.76%-3.3%Negative MonthJun 2026: -3.26%+4.5%*Positive MonthJul 2026: +4.55%β€”β€”β€”β€”β€”
2025-5.8%Negative MonthJan 2025: -5.81%-10.5%Negative MonthFeb 2025: -10.51%+2.5%Positive MonthMar 2025: +2.48%+8.6%Positive MonthApr 2025: +8.56%+7.9%Positive MonthMay 2025: +7.88%-0.7%Neutral MonthJun 2025: -0.69%-6.3%Negative MonthJul 2025: -6.26%-2.7%Negative MonthAug 2025: -2.73%-0.7%Neutral MonthSep 2025: -0.74%-0.6%Neutral MonthOct 2025: -0.65%+4.7%Positive MonthNov 2025: +4.68%+7.9%Positive MonthDec 2025: +7.90%
2024-5.9%Negative MonthJan 2024: -5.86%+5.7%Positive MonthFeb 2024: +5.72%+14.5%Positive MonthMar 2024: +14.46%-6.0%Negative MonthApr 2024: -6.02%-4.7%Negative MonthMay 2024: -4.67%+11.0%Positive MonthJun 2024: +11.01%+21.7%Positive MonthJul 2024: +21.69%+2.2%Positive MonthAug 2024: +2.18%+3.6%Positive MonthSep 2024: +3.59%-5.0%Negative MonthOct 2024: -5.02%-5.6%Negative MonthNov 2024: -5.62%-6.4%Negative MonthDec 2024: -6.39%
2023+0.2%Neutral MonthJan 2023: +0.23%-9.6%Negative MonthFeb 2023: -9.61%+6.6%Positive MonthMar 2023: +6.58%-0.3%Neutral MonthApr 2023: -0.30%+7.4%Positive MonthMay 2023: +7.37%+22.8%Positive MonthJun 2023: +22.75%+1.1%Neutral MonthJul 2023: +1.11%-2.6%Negative MonthAug 2023: -2.57%+0.3%Neutral MonthSep 2023: +0.30%-7.0%Negative MonthOct 2023: -6.98%+6.9%Positive MonthNov 2023: +6.91%-5.0%Negative MonthDec 2023: -4.96%
2022-0.2%Neutral MonthJan 2022: -0.15%-14.4%Negative MonthFeb 2022: -14.35%+4.1%Positive MonthMar 2022: +4.15%+5.3%Positive MonthApr 2022: +5.31%-0.9%Neutral MonthMay 2022: -0.88%-6.1%Negative MonthJun 2022: -6.12%+13.1%Positive MonthJul 2022: +13.10%+7.2%Positive MonthAug 2022: +7.20%-11.5%Negative MonthSep 2022: -11.54%-3.4%Negative MonthOct 2022: -3.45%-6.1%Negative MonthNov 2022: -6.07%-5.3%Negative MonthDec 2022: -5.30%
2021β€”β€”β€”β€”β€”+12.2%Positive MonthJun 2021: +12.17%+3.1%Positive MonthJul 2021: +3.08%+4.3%Positive MonthAug 2021: +4.35%+2.0%Neutral MonthSep 2021: +1.96%-8.0%Negative MonthOct 2021: -8.02%-3.9%Negative MonthNov 2021: -3.92%-5.5%Negative MonthDec 2021: -5.51%
AvgΒ±SD-3.2%Β±2.7%-5.2%Β±7.9%+1.1%Β±12.4%+1.7%Β±5.0%+1.6%Β±5.1%+6.0%Β±10.2%+6.2%Β±9.0%+1.7%Β±3.9%-1.3%Β±5.3%-4.8%Β±2.6%-0.8%Β±5.5%-2.9%Β±5.4%
* Current month β€” value will change until month-end.

Each cell is the percentage change in closing price from the end of the prior month to the end of this month. The bottom row shows the average return for that calendar month across the selected years, plus or minus one standard deviation β€” the range that historically contained roughly two-thirds of outcomes. Past monthly patterns are not a forecast of future returns.

Seasonal Tendency

This aggregates every month by calendar position β€” all Januaries together, all Februaries together, and so on β€” to show whether a given month has leaned positive or negative historically. β€˜Simple’ counts each month as +1 or βˆ’1. β€˜Weighted’ gives larger moves more influence: +2 above +10%, βˆ’2 below βˆ’10%. With only 6 years of history for this asset, each month’s score reflects a small number of observations β€” read it as a historical tendency, not a reliable seasonal pattern.

Historical Trend

This tracks a running tally across the asset’s full price history: each month adds or subtracts based on whether it was positive or negative. A rising line means more positive months than negative so far; a flattening or falling line means recent months have leaned negative. This measures historical month-to-month consistency, not expected future performance.

Year-to-Date ROI
Average from:
SD Γ—
Latest: 0.764x (2026)

Year-to-date return is calculated by dividing each day’s closing price by the price on January 1st of that year (or the asset’s first available price if it began trading mid-year). The custom average line shows the mean YTD return at each calendar day across the selected years. The standard deviation band shows the range within which returns have historically fallen β€” at 1 SD, roughly two-thirds of years; at 2 SD, roughly 95%. Past year-to-date patterns do not predict future returns. The average and standard deviation band are computed from the year set chosen in β€œAverage from”, which is independent of which year lines are displayed. The current in-progress year is excluded from these calculations, since a partial year is not comparable to complete ones. Election-cycle groupings follow the US presidential calendar and are offered only for US and crypto assets.

Historical Performance

Revenue, profitability, and cash flow trends (β‚Ή Crores)

Revenue (10Y)

Operating Income (10Y)

Net Profit (10Y)

Operating Margin % (10Y)

Dividend Payout % (10Y)

Free Cash Flow (10Y)

Growth Summary

Latest fiscal year: Mar 2025

Revenueβ‚Ή70.78 K Crβ–Ό 21.1%
EBITDA Growthβ€”
Net Profitβ‚Ή1.19 K Crβ–² 39.6%
Cash from Ops (CFO)β€”
Free Cash Flow (FCF)β€”β–Ό 5414.3%
Revenue CAGR 5Y33.7%
EBITDA CAGR 5Y-1.9%
Net Profit CAGR 5Y-4.4%
NP Growth 1Y39.6%

Historical Growth

Year-by-year revenue, profitability, and cash flow (β‚Ή Crores, last 10 years)

YearRevenueOp. IncomeNet ProfitCFOFCFROERev Growth 1YNP Growth 1Y
Mar 2025β‚Ή70.78 K Crβ€”β‚Ή1.19 K Crβ€”β€”7.3%-21.1%39.6%
Mar 2024β‚Ή89.68 K Crβ€”β‚Ή852.00 Crβ€”β€”5.3%81.5%5.1%
Mar 2023β‚Ή49.40 K Crβ€”β‚Ή811.00 Crβ€”β€”8.0%-22.3%7.6%
Mar 2022β‚Ή63.56 K Crβ€”β‚Ή754.00 Crβ€”β€”8.2%-23.6%-21.5%
Mar 2021β‚Ή83.18 K Crβ€”β‚Ή960.00 Crβ€”β€”10.5%295.7%-10.2%
Mar 2020β‚Ή21.02 K Crβ€”β‚Ή1.07 K Crβ€”β€”14.8%-49.3%-6.3%
Mar 2019β‚Ή41.46 K Crβ€”β‚Ή1.14 K Crβ€”β€”16.6%6.8%-29.6%
Mar 2018β‚Ή38.83 K Crβ€”β‚Ή1.62 K Crβ€”β€”24.6%2.7%-3.7%
Mar 2017β‚Ή37.81 K Crβ€”β‚Ή1.68 K Crβ€”β€”26.2%81.4%1.9%
Mar 2016β‚Ή20.85 K Crβ€”β‚Ή1.65 K Crβ€”β€”31.0%-39.5%0.6%

Financial Statements

Income statement, balance sheet, and cash flow (β‚Ή Crores, as reported)

Consolidated Figures in USD Millions.

Unnamed: 0Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue / Net Sales21,88634,45120,84737,81438,83041,46021,02283,18063,56449,40089,67970,77575,804
Total Expenses20,38032,79519,00536,00737,05840,69521,33983,56565,72050,19190,55669,58574,408
EBIT / Operating Profit1,5051,6561,8421,8071,772765-317-385-2,155-791-8771,1901,396
OPM %7%5%9%5%5%2%-2%-0%-3%-2%-1%2%2%
Other Income1294301301325911,5781,6683,1791,9552,021530491
Finance Costs151701520230000000
Depreciation & Amortisation47400584457616067841131330
Profit Before Tax1,5731,6421,8421,8641,8401,2761,2001,2239571,0811,0311,5871,887
Tax %1%0%10%10%12%11%11%22%21%25%17%25%-
Net Profit / PAT1,5621,6401,6501,6821,6201,1411,0699607548118521,1891,378
EPS (β‚Ή)10.9311.4611.5211.7211.287.947.446.695.255.645.928.239.53
Dividend Payout %70%51%73%63%59%40%11%30%10%11%10%10%-

Peer Comparison

Financials sector peers, ranked by market cap

CompanyMarket CapRevenueP/EP/BEV/EBITDARev G 1Y
ICICI Prudential Life Insurance Company Limitedthis co.β‚Ή98.79 K Crβ‚Ή70.78 K Cr71.707.3285.91-21.1%
HDFC Bank Ltd.β‚Ή14.43 L Crβ‚Ή3.01 L Cr20.302.78β€”16.3%
ICICI Bank Ltd.β‚Ή10.28 L Crβ‚Ή1.63 L Cr20.703.32β€”14.3%
State Bank Of Indiaβ‚Ή9.49 L Crβ‚Ή4.62 L Cr13.301.83β€”11.4%
Bajaj Finance Limitedβ‚Ή5.91 L Crβ‚Ή61.95 K Cr36.806.33β€”32.0%
LIFE INSURANCE CORPORATION OF INDIAβ‚Ή5.26 L Crβ‚Ή8.87 L Cr10.303.739.875.2%
Kotak Mahindra Bank Ltd.β‚Ή4.24 L Crβ‚Ή52.92 K Cr31.703.39β€”15.5%
Industry Averageβ€”β‚Ή30.80 K Cr45.914.8770.9114.6%

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